Yiren Digital (YRD) EBITDA Margin (2015 - 2025)
Yiren Digital (YRD) reported EBITDA Margin of 408.95% for Q4 2025, down 47791.0% on a YoY basis from N/an in Q4 2024, and down 562.78% quarter-over-quarter from 88.37% in Q3 2025.
Yiren Digital (YRD) EBITDA Margin (2015 - 2025) Analysis & Trends
Yiren Digital has reported EBITDA Margin for 8 years, with the latest figure at 408.95% in Q4 2025.
- For the quarter ending Q4 2025, EBITDA Margin fell 47791.0% year-over-year to 408.95%; the trailing twelve-month figure through Dec 2025 stood at 30772061.78% (up 3077191420.0% YoY), and the FY2025 full-year result was 0.16%, up 7263.0% from the prior year.
- EBITDA Margin for Q4 2025 stood at 408.95%, down from 88.37% in the prior quarter.
- The five-year high for EBITDA Margin was 78261122.21% in Q2 2025, with the low at 408.95% in Q4 2025.
- Historically, EBITDA Margin has averaged 5590099.66% across 5 years, with a median of 59.22% in 2022.
- The largest YoY upside for EBITDA Margin was 2000000000 bps in 2025 against a maximum downside of 47791 bps in 2025.
- Yiren Digital's EBITDA Margin stood at 67.79% in 2021, then tumbled by 36 bps to 43.22% in 2022, then gained by 10 bps to 47.45% in 2023, then surged by 45 bps to 68.96% in 2024, then slumped by 693 bps to 408.95% in 2025.
- The last three EBITDA Margin figures came in at 408.95% (Q4 2025), 88.37% (Q3 2025), and 78261122.21% (Q2 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 64.42% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 58.43% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 44.55% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 42.26% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 15.79% |
| 10 | Yiren Digital | 27.90 Mn | -517.86 Mn | 105.97 Mn | -408.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -408.95% |
| Sep 30, 2025 | 88.37% |
| Jun 30, 2025 | 78,261,122.21% |
| Mar 31, 2025 | 80.22% |
| Dec 31, 2024 | 68.96% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 70.72% |
| Mar 31, 2024 | 58.36% |
| Dec 31, 2023 | 47.45% |
| Sep 30, 2023 | 47.50% |
| Jun 30, 2023 | 49.30% |
| Dec 31, 2022 | 43.22% |
| Sep 30, 2022 | 60.08% |
| Dec 31, 2021 | 67.79% |
| Jun 30, 2017 | 31.99% |
| Mar 31, 2017 | 39.18% |
| Dec 31, 2016 | 37.45% |
| Sep 30, 2016 | 25.18% |
| Jun 30, 2016 | 36.11% |
| Mar 31, 2016 | 37.12% |