Yiren Digital (YRD) EBITDA Margin (2015 - 2026)

Yiren Digital's (YRD) quarterly EBITDA Margin came in at 141.97% in Q1 2026, up 6175.0% YoY from 2.26% in Q1 2025, and up 73.03% on a QoQ basis from 82.05% in Q4 2025.

Yiren Digital (YRD) EBITDA Margin (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has 9 years of EBITDA Margin data on file, last reported at 141.97% in Q1 2026.

  • Quarterly EBITDA Margin rose 6175.0% year-over-year to 141.97% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 112.72% (up 23819.0% YoY) and the FY2025 annual result came in at 103.88%, down 3111.0% from the prior year.
  • EBITDA Margin rose to 141.97% in Q1 2026, from 82.05% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 79020.66% in Q2 2025 to a low of 206751799.44% in Q4 2024.
  • A 5-year average of 14762287.3% and a median of 59.22% in 2022 frame the typical range for EBITDA Margin.
  • Annual changes were most pronounced in 2024 — EBITDA Margin tumbled 2000000000 bps — and 2025, when it surged 2000000000 bps.
  • Tracing YRD's EBITDA Margin over 5 years: stood at 41.91% in 2022, then gained by 13 bps to 47.45% in 2023, then slumped by 435740162 bps to 206751799.44% in 2024, then jumped by 100 bps to 82.05% in 2025, then soared by 73 bps to 141.97% in 2026.
  • The last three EBITDA Margin figures came in at 141.97% (Q1 2026), 82.05% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - 87.81%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 44.85%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 Yiren Digital 211.69 Mn -215.74 Mn - 141.38%

Historic Data

Download Data
DateValue
Mar 31, 2026 141.97%
Dec 31, 2025 82.05%
Sep 30, 2025 0.00%
Jun 30, 2025 79,020.66%
Mar 31, 2025 80.22%
Dec 31, 2024 -206,751,799.44%
Sep 30, 2024 77.06%
Jun 30, 2024 70.72%
Mar 31, 2024 58.36%
Dec 31, 2023 47.45%
Sep 30, 2023 47.50%
Jun 30, 2023 49.30%
Dec 31, 2022 41.91%
Sep 30, 2022 60.08%
Dec 31, 2021 67.79%
Jun 30, 2017 31.99%
Mar 31, 2017 39.18%
Dec 31, 2016 37.45%
Sep 30, 2016 25.18%
Jun 30, 2016 36.11%