Yiren Digital YRD
NYSE YRD
$1.05 -0.02 (-1.87%)
At close: Aug 28, 2026 · 4:00 PM EDT

Yiren Digital (YRD) EBITDA Margin (2015 - 2026)

Yiren Digital's (YRD) quarterly EBITDA Margin came in at 141.97% in Q1 2026, up 6175.0% YoY from 2.26% in Q1 2025, and up 73.03% on a QoQ basis from 82.05% in Q4 2025.

Analysis

Yiren Digital (YRD) EBITDA Margin (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has 9 years of EBITDA Margin data on file, last reported at 141.97% in Q1 2026.

  • Quarterly EBITDA Margin rose 6175.0% year-over-year to 141.97% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 112.72% (up 23819.0% YoY) and the FY2025 annual result came in at 103.88%, down 3111.0% from the prior year.
  • EBITDA Margin rose to 141.97% in Q1 2026, from 82.05% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 79020.66% in Q2 2025 to a low of 206751799.44% in Q4 2024.
  • A 5-year average of 14762287.3% and a median of 59.22% in 2022 frame the typical range for EBITDA Margin.
  • Annual changes were most pronounced in 2024 — EBITDA Margin tumbled 2000000000 bps — and 2025, when it surged 2000000000 bps.
  • Tracing YRD's EBITDA Margin over 5 years: stood at 41.91% in 2022, then gained by 13 bps to 47.45% in 2023, then slumped by 435740162 bps to 206751799.44% in 2024, then jumped by 100 bps to 82.05% in 2025, then soared by 73 bps to 141.97% in 2026.
  • The last three EBITDA Margin figures came in at 141.97% (Q1 2026), 82.05% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.12%
2 Mastercard 518.33 Bn 504.84 Bn - 60.22%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 17.85%
4 Capital One Financial 132.31 Bn 77.60 Bn - 49.39%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 16.44%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 12.63%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 44.85%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.47%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 44.97%
10 Yiren Digital 91.71 Mn -409,507.94 Bn - 141.38%
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 141.38%
Dec 31, 2025 0.00%
Sep 30, 2025 0.00%
Jun 30, 2025 78.26%
Mar 31, 2025 80.22%
Dec 31, 2024 0.00%
Sep 30, 2024 77.06%
Jun 30, 2024 70.72%
Mar 31, 2024 58.36%
Dec 31, 2023 -29,573.51%
Sep 30, 2023 47.10%
Jun 30, 2023 49.30%
Dec 31, 2022 41.91%
Sep 30, 2022 60.08%
Dec 31, 2021 67.79%
Jun 30, 2017 31.99%
Mar 31, 2017 39.18%
Dec 31, 2016 37.45%
Sep 30, 2016 25.18%
Jun 30, 2016 36.11%