Yiren Digital (YRD) EBIT Margin (2015 - 2026)
Yiren Digital's (YRD) quarterly EBIT Margin came in at 141.97% in Q1 2026, up 6175.0% YoY from 2.26% in Q1 2025, and up 73.03% on a QoQ basis from 82.05% in Q4 2025.
Yiren Digital (YRD) EBIT Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has 9 years of EBIT Margin data on file, last reported at 141.97% in Q1 2026.
- Quarterly EBIT Margin rose 6175.0% year-over-year to 141.97% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 112.72% (up 23819.0% YoY) and the FY2025 annual result came in at 103.88%, down 3111.0% from the prior year.
- EBIT Margin rose to 141.97% in Q1 2026, from 82.05% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 79020.66% in Q2 2025 to a low of 206751799.44% in Q4 2024.
- A 5-year average of 14762287.3% and a median of 59.22% in 2022 frame the typical range for EBIT Margin.
- Annual changes were most pronounced in 2024 — EBIT Margin tumbled 2000000000 bps — and 2025, when it surged 2000000000 bps.
- Tracing YRD's EBIT Margin over 5 years: stood at 41.91% in 2022, then gained by 13 bps to 47.45% in 2023, then slumped by 435740162 bps to 206751799.44% in 2024, then jumped by 100 bps to 82.05% in 2025, then soared by 73 bps to 141.97% in 2026.
- The last three EBIT Margin figures came in at 141.97% (Q1 2026), 82.05% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Yiren Digital | 211.69 Mn | -215.74 Mn | - | 141.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 141.97% |
| Dec 31, 2025 | 82.05% |
| Sep 30, 2025 | 0.00% |
| Jun 30, 2025 | 79,020.66% |
| Mar 31, 2025 | 80.22% |
| Dec 31, 2024 | -206,751,799.44% |
| Sep 30, 2024 | 77.06% |
| Jun 30, 2024 | 70.72% |
| Mar 31, 2024 | 58.36% |
| Dec 31, 2023 | 47.45% |
| Sep 30, 2023 | 47.50% |
| Jun 30, 2023 | 49.30% |
| Dec 31, 2022 | 41.91% |
| Sep 30, 2022 | 60.08% |
| Dec 31, 2021 | 67.79% |
| Jun 30, 2017 | 67.63% |
| Mar 31, 2017 | 61.54% |
| Dec 31, 2016 | 63.08% |
| Sep 30, 2016 | 76.93% |
| Jun 30, 2016 | 64.20% |