Yiren Digital (YRD) EBIT Margin (2015 - 2025)

Yiren Digital (YRD) reported EBIT Margin of 408.95% for Q4 2025, down 47791.0% on a YoY basis from N/an in Q4 2024, and down 562.78% quarter-over-quarter from 88.37% in Q3 2025.

Yiren Digital (YRD) EBIT Margin (2015 - 2025) Analysis & Trends

Yiren Digital has reported EBIT Margin for 8 years, with the latest figure at 408.95% in Q4 2025.

  • For the quarter ending Q4 2025, EBIT Margin fell 47791.0% year-over-year to 408.95%; the trailing twelve-month figure through Dec 2025 stood at 30772061.78% (up 3077191420.0% YoY), and the FY2025 full-year result was 0.16%, up 7263.0% from the prior year.
  • EBIT Margin for Q4 2025 stood at 408.95%, down from 88.37% in the prior quarter.
  • The five-year high for EBIT Margin was 78261122.21% in Q2 2025, with the low at 408.95% in Q4 2025.
  • Historically, EBIT Margin has averaged 5590099.66% across 5 years, with a median of 59.22% in 2022.
  • The largest YoY upside for EBIT Margin was 2000000000 bps in 2025 against a maximum downside of 47791 bps in 2025.
  • Yiren Digital's EBIT Margin stood at 67.79% in 2021, then tumbled by 36 bps to 43.22% in 2022, then gained by 10 bps to 47.45% in 2023, then surged by 45 bps to 68.96% in 2024, then slumped by 693 bps to 408.95% in 2025.
  • The last three EBIT Margin figures came in at 408.95% (Q4 2025), 88.37% (Q3 2025), and 78261122.21% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 26.44%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.39%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 35.49%
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -408.95%

Historic Data

Download Data
DateValue
Dec 31, 2025 -408.95%
Sep 30, 2025 88.37%
Jun 30, 2025 78,261,122.21%
Mar 31, 2025 80.22%
Dec 31, 2024 68.96%
Sep 30, 2024 0.00%
Jun 30, 2024 70.72%
Mar 31, 2024 58.36%
Dec 31, 2023 47.45%
Sep 30, 2023 47.50%
Jun 30, 2023 49.30%
Dec 31, 2022 43.22%
Sep 30, 2022 60.08%
Dec 31, 2021 67.79%
Jun 30, 2017 68.44%
Mar 31, 2017 61.54%
Dec 31, 2016 63.08%
Sep 30, 2016 76.93%
Jun 30, 2016 64.20%
Mar 31, 2016 63.23%