Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026)
Yiren Digital (YRD) posted Asset Utilization Ratio of 167278.46 for Q1 2026, up 23.2% quarter-over-quarter from 217802.96 in Q4 2025, and up 23.87% year-on-year from 135045.61 in Q1 2025.
Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Asset Utilization Ratio for 7 consecutive years, with 167278.46 the latest figure, recorded in Q1 2026.
- Asset Utilization Ratio for Q1 2026 came in at 167278.46, up 23.87% year-over-year; the trailing twelve-month figure through Mar 2026 was 167278.46 (up 23.87% YoY), and the FY2025 annual result was 0.44, down 10.41% from the prior year.
- Asset Utilization Ratio was 167278.46 for Q1 2026 at Yiren Digital, up from 217802.96 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 234509.84 in Q3 2024 and troughed at 219721.97 in Q1 2025.
- Average Asset Utilization Ratio over 5 years is 35786.24, with a median of 76.23 recorded in 2022.
- The widest YoY moves for Asset Utilization Ratio: up 57750.56% in 2024, down 804796.75% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 269.36 in 2022, then sank by 94.67% to 14.35 in 2023, then slumped by 804796.75% to 115445.8 in 2024, then sank by 88.66% to 217802.96 in 2025, then climbed by 23.2% to 167278.46 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 167278.46 in Q1 2026, 217802.96 in Q4 2025, and 180398.28 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | 71,650.37 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 71,650.37 |
| Dec 31, 2025 | 113.68 |
| Sep 30, 2025 | -289,381.93 |
| Jun 30, 2025 | -207,732.32 |
| Mar 31, 2025 | -219,721.97 |
| Dec 31, 2024 | -115,445.80 |
| Sep 30, 2024 | 234,509.84 |
| Jun 30, 2024 | 122,381.92 |
| Mar 31, 2024 | 130,610.43 |
| Dec 31, 2023 | 17.87 |
| Sep 30, 2023 | 504.57 |
| Jun 30, 2023 | 494.71 |
| Dec 31, 2022 | 379.28 |
| Sep 30, 2022 | 244.21 |
| Dec 31, 2021 | 134.41 |
| Jun 30, 2017 | 0.73 |
| Mar 31, 2017 | 0.74 |