Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026)

Yiren Digital's (YRD) quarterly Asset Utilization Ratio came in at 173290.37 in Q1 2026, down 252.68% YoY from 113500.29 in Q1 2025, and up 22.39% on a QoQ basis from 223286.16 in Q4 2025.

Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026) Analysis & Trends

Yiren Digital (YRD) has 7 years of Asset Utilization Ratio data on file, last reported at 173290.37 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 252.68% year-over-year to 173290.37 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 173290.37 (down 252.68% YoY) and the FY2025 annual result came in at 0.44, down 10.41% from the prior year.
  • Asset Utilization Ratio climbed to 173290.37 in Q1 2026, from 223286.16 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 234388.28 in Q3 2024 to a low of 223286.16 in Q4 2025.
  • A 5-year average of 45692.15 and a median of 52136.31 in 2023 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2024 — Asset Utilization Ratio soared 1246889.07% — and 2026, when it slumped 252.68%.
  • Tracing YRD's Asset Utilization Ratio over 5 years: stood at 379.28 in 2022, then tumbled by 95.29% to 17.87 in 2023, then soared by 1246889.07% to 222795.01 in 2024, then sank by 200.22% to 223286.16 in 2025, then gained by 22.39% to 173290.37 in 2026.
  • The last three Asset Utilization Ratio figures came in at 173290.37 (Q1 2026), 223286.16 (Q4 2025), and 103768.05 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Yiren Digital 211.69 Mn -215.74 Mn - 311,798.39

Historic Data

Download Data
DateValue
Mar 31, 2026 -173,290.37
Dec 31, 2025 -223,286.16
Sep 30, 2025 103,768.05
Jun 30, 2025 107,313.41
Mar 31, 2025 113,500.29
Dec 31, 2024 222,795.01
Sep 30, 2024 234,388.28
Jun 30, 2024 122,250.56
Mar 31, 2024 130,610.43
Dec 31, 2023 17.87
Sep 30, 2023 504.57
Jun 30, 2023 494.71
Dec 31, 2022 379.28
Sep 30, 2022 244.21
Dec 31, 2021 134.41
Jun 30, 2017 0.73
Mar 31, 2017 0.74