Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026)
Yiren Digital's (YRD) quarterly Asset Utilization Ratio came in at 173290.37 in Q1 2026, down 252.68% YoY from 113500.29 in Q1 2025, and up 22.39% on a QoQ basis from 223286.16 in Q4 2025.
Analysis
Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026) Analysis & Trends
Yiren Digital (YRD) has 7 years of Asset Utilization Ratio data on file, last reported at 173290.37 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 252.68% year-over-year to 173290.37 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 173290.37 (down 252.68% YoY) and the FY2025 annual result came in at 0.44, down 10.41% from the prior year.
- Asset Utilization Ratio climbed to 173290.37 in Q1 2026, from 223286.16 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 234388.28 in Q3 2024 to a low of 223286.16 in Q4 2025.
- A 5-year average of 45692.15 and a median of 52136.31 in 2023 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2024 — Asset Utilization Ratio soared 1246889.07% — and 2026, when it slumped 252.68%.
- Tracing YRD's Asset Utilization Ratio over 5 years: stood at 379.28 in 2022, then tumbled by 95.29% to 17.87 in 2023, then soared by 1246889.07% to 222795.01 in 2024, then sank by 200.22% to 223286.16 in 2025, then gained by 22.39% to 173290.37 in 2026.
- The last three Asset Utilization Ratio figures came in at 173290.37 (Q1 2026), 223286.16 (Q4 2025), and 103768.05 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.47 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.64 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.09 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.42 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.29 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.08 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.04 |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | -173,290.37 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -173,290.37 |
| Dec 31, 2025 | -223,286.16 |
| Sep 30, 2025 | -185,724.34 |
| Jun 30, 2025 | -315,165.09 |
| Mar 31, 2025 | -333,335.61 |
| Dec 31, 2024 | -338,355.88 |
| Sep 30, 2024 | 0.71 |
| Jun 30, 2024 | 0.63 |
| Mar 31, 2024 | 128.90 |
| Dec 31, 2023 | 256.64 |
| Sep 30, 2023 | 364.98 |
| Jun 30, 2023 | 494.71 |
| Dec 31, 2022 | 627.81 |
| Sep 30, 2022 | 244.21 |
| Dec 31, 2021 | 159.99 |
| Jun 30, 2017 | 0.73 |
| Mar 31, 2017 | 0.74 |