Yiren Digital YRD
NYSE YRD
$1.05 -0.02 (-1.87%)
At close: Aug 28, 2026 · 4:00 PM EDT

Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026)

Yiren Digital's (YRD) quarterly Asset Utilization Ratio came in at 173290.37 in Q1 2026, down 252.68% YoY from 113500.29 in Q1 2025, and up 22.39% on a QoQ basis from 223286.16 in Q4 2025.

Analysis

Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026) Analysis & Trends

Yiren Digital (YRD) has 7 years of Asset Utilization Ratio data on file, last reported at 173290.37 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 252.68% year-over-year to 173290.37 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 173290.37 (down 252.68% YoY) and the FY2025 annual result came in at 0.44, down 10.41% from the prior year.
  • Asset Utilization Ratio climbed to 173290.37 in Q1 2026, from 223286.16 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 234388.28 in Q3 2024 to a low of 223286.16 in Q4 2025.
  • A 5-year average of 45692.15 and a median of 52136.31 in 2023 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2024 — Asset Utilization Ratio soared 1246889.07% — and 2026, when it slumped 252.68%.
  • Tracing YRD's Asset Utilization Ratio over 5 years: stood at 379.28 in 2022, then tumbled by 95.29% to 17.87 in 2023, then soared by 1246889.07% to 222795.01 in 2024, then sank by 200.22% to 223286.16 in 2025, then gained by 22.39% to 173290.37 in 2026.
  • The last three Asset Utilization Ratio figures came in at 173290.37 (Q1 2026), 223286.16 (Q4 2025), and 103768.05 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.47
2 Mastercard 518.33 Bn 504.84 Bn - 0.64
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.25
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.09
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.42
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.29
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.16
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.08
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.04
10 Yiren Digital 91.71 Mn -409,507.94 Bn - -173,290.37
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 -173,290.37
Dec 31, 2025 -223,286.16
Sep 30, 2025 -185,724.34
Jun 30, 2025 -315,165.09
Mar 31, 2025 -333,335.61
Dec 31, 2024 -338,355.88
Sep 30, 2024 0.71
Jun 30, 2024 0.63
Mar 31, 2024 128.90
Dec 31, 2023 256.64
Sep 30, 2023 364.98
Jun 30, 2023 494.71
Dec 31, 2022 627.81
Sep 30, 2022 244.21
Dec 31, 2021 159.99
Jun 30, 2017 0.73
Mar 31, 2017 0.74