Yiren Digital Ltd. (YRD) Asset Utilization Ratio (2017 - 2026)
Yiren Digital's Asset Utilization Ratio was 0.39 in Q1 2026, down 15.3% from 0.46 a year earlier and down 1.6% from the prior quarter.
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Analysis
Yiren Digital Ltd. (YRD) Asset Utilization Ratio (2017 - 2026) Analysis & Trends
For FY2025, Asset Utilization Ratio at Yiren Digital came in at 0.44, down 10.4% from FY2024.
- Asset Utilization Ratio has now declined for three consecutive years.
- In earlier years, Asset Utilization Ratio was 0.49 in FY2024 (-19.1%), 0.61 in FY2023 (-6.1%), 0.65 in FY2022 (+3.5%) and 0.63 in FY2021 (+24.5%).
- The Q1 2026 figure marks the lowest quarterly Asset Utilization Ratio since Q2 2024.
- Compared with a year earlier, Asset Utilization Ratio has declined for three straight quarters, with growth averaging 3.1% over the last eight quarters.
- The best year-over-year quarter for Asset Utilization Ratio over five years was Q2 2021 (growth of 32.1%); the worst was Q4 2023 (a decline of 48.5%).
- Per Business Quant data, YRD's Asset Utilization Ratio in the three quarters before Q1 2026 was 0.39 (Q4 2025), 0.41 (Q3 2025) and 0.44 (Q2 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.07 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.22 |
| Jun 30, 2024 | 0.24 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.37 |
| Sep 30, 2023 | 0.38 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.44 |
| Dec 31, 2022 | 0.43 |
| Sep 30, 2022 | 0.44 |
| Dec 31, 2021 | 0.58 |
| Sep 30, 2021 | 0.62 |
| Jun 30, 2021 | 0.61 |
| Mar 31, 2021 | 0.57 |
| Dec 31, 2020 | 0.51 |
API Access
Yiren Digital Ltd. Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();