Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026)

Yiren Digital (YRD) posted Asset Utilization Ratio of 167278.46 for Q1 2026, up 23.2% quarter-over-quarter from 217802.96 in Q4 2025, and up 23.87% year-on-year from 135045.61 in Q1 2025.

Yiren Digital (YRD) Asset Utilization Ratio (2017 - 2026) Analysis & Trends

Yiren Digital (YRD) has reported Asset Utilization Ratio for 7 consecutive years, with 167278.46 the latest figure, recorded in Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 167278.46, up 23.87% year-over-year; the trailing twelve-month figure through Mar 2026 was 167278.46 (up 23.87% YoY), and the FY2025 annual result was 0.44, down 10.41% from the prior year.
  • Asset Utilization Ratio was 167278.46 for Q1 2026 at Yiren Digital, up from 217802.96 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 234509.84 in Q3 2024 and troughed at 219721.97 in Q1 2025.
  • Average Asset Utilization Ratio over 5 years is 35786.24, with a median of 76.23 recorded in 2022.
  • The widest YoY moves for Asset Utilization Ratio: up 57750.56% in 2024, down 804796.75% in 2024.
  • Over 5 years, Asset Utilization Ratio stood at 269.36 in 2022, then sank by 94.67% to 14.35 in 2023, then slumped by 804796.75% to 115445.8 in 2024, then sank by 88.66% to 217802.96 in 2025, then climbed by 23.2% to 167278.46 in 2026.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 167278.46 in Q1 2026, 217802.96 in Q4 2025, and 180398.28 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn 71,650.37

Historic Data

Download Data
DateValue
Mar 31, 2026 71,650.37
Dec 31, 2025 113.68
Sep 30, 2025 -289,381.93
Jun 30, 2025 -207,732.32
Mar 31, 2025 -219,721.97
Dec 31, 2024 -115,445.80
Sep 30, 2024 234,509.84
Jun 30, 2024 122,381.92
Mar 31, 2024 130,610.43
Dec 31, 2023 17.87
Sep 30, 2023 504.57
Jun 30, 2023 494.71
Dec 31, 2022 379.28
Sep 30, 2022 244.21
Dec 31, 2021 134.41
Jun 30, 2017 0.73
Mar 31, 2017 0.74