Yiren Digital (YRD) FCF Margin (2015 - 2026)
Yiren Digital (YRD) posted FCF Margin of 71.34% for Q1 2026, down 1879213769.77% quarter-over-quarter from 0.0% in Q4 2025, and down 10219.0% year-on-year from N/an in Q1 2025.
Yiren Digital (YRD) FCF Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported FCF Margin for 9 consecutive years, with 71.34% the latest figure, recorded in Q1 2026.
- FCF Margin for Q1 2026 came in at 71.34%, down 10219.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.49% (up 3050.0% YoY), and the FY2025 annual result was 12.03%, down 1234.0% from the prior year.
- FCF Margin was 71.34% for Q1 2026 at Yiren Digital, down from 0.0% in the prior quarter.
- Over five years, FCF Margin peaked at 40788194.92% in Q3 2022 and troughed at 71.34% in Q1 2026.
- Average FCF Margin over 5 years is 2913455.41%, with a median of 12.34% recorded in 2024.
- Year-over-year, FCF Margin plunged 2000000000 bps in 2023 and surged 3084 bps in 2025.
- Over 5 years, FCF Margin stood at 44.72% in 2022, then gained by 8 bps to 48.43% in 2023, then slumped by 100 bps to 0.0% in 2024, then soared by 144 bps to 0.0% in 2025, then plunged by 1879213770 bps to 71.34% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 71.34% in Q1 2026, 0.0% in Q4 2025, and 0.35% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | -71.34% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -71.34% |
| Dec 31, 2025 | -18.88% |
| Sep 30, 2025 | -0.35% |
| Jun 30, 2025 | 24.89% |
| Mar 31, 2025 | 30.84% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 24.65% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 48.43% |
| Sep 30, 2023 | 49.67% |
| Jun 30, 2023 | 54.23% |
| Dec 31, 2022 | 43.37% |
| Sep 30, 2022 | 40.79% |
| Dec 31, 2021 | 18.55% |
| Jun 30, 2017 | 44.30% |
| Mar 31, 2017 | 55.26% |
| Dec 31, 2016 | 78.05% |
| Sep 30, 2016 | 51.39% |
| Jun 30, 2016 | 53.49% |