Yiren Digital Ltd. (YRD) FCF Margin (2015 - 2026)
Yiren Digital (YRD) reported FCF Margin of -71.34% for Q1 2026, down 102.13 percentage points from 30.79% a year earlier and down 52.47 percentage points from the prior quarter.
Yiren Digital Ltd. (YRD) FCF Margin (2015 - 2026) Analysis & Trends
Over the twelve months ended Mar 31, 2026, Yiren Digital's FCF Margin came in at -8.94%, down 30.02 percentage points year-over-year; for FY2025, it was 12.41%, down 12.67 percentage points from FY2024.
- FCF Margin has a five-year change of +4.95 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 25.08% in FY2024 (-12.56 pp), 37.64% in FY2023 (+3.91 pp), 33.73% in FY2022 (+29.98 pp) and 3.74% in FY2021 (-3.72 pp).
- The Q1 2026 figure ranks as the lowest quarterly FCF Margin in data going back to Q1 2015.
- Year over year, FCF Margin has now declined in each of the last three quarters, with an average year-over-year change of -6179.82 percentage points over the last eight quarters.
- The high point for year-over-year FCF Margin in five years was Q3 2023 (a gain of 49198.60 percentage points); the low point was Q3 2024 (a drop of 49235.98 percentage points).
- Per Business Quant data, the three quarters before Q1 2026 came in at -18.88% (Q4 2025), -0.35% (Q3 2025) and 24.65% (Q2 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -71.34% |
| Sep 30, 2025 | -144.66% |
| Jun 30, 2025 | 18,317.33% |
| Mar 31, 2025 | 24,314.33% |
| Dec 31, 2024 | 2,526.67% |
| Sep 30, 2024 | 4,674.45% |
| Jun 30, 2024 | 4,426.99% |
| Mar 31, 2024 | 46.29% |
| Dec 31, 2023 | 32.74% |
| Sep 30, 2023 | 49,239.38% |
| Jun 30, 2023 | 54.23% |
| Mar 31, 2023 | 39.57% |
| Dec 31, 2022 | 43.37% |
| Sep 30, 2022 | 40.79% |
| Jun 30, 2022 | 83.25% |
| Mar 31, 2022 | 52.18% |
| Dec 31, 2021 | 18.55% |
| Sep 30, 2021 | 26.18% |
| Jun 30, 2021 | -18.92% |
| Mar 31, 2021 | -13.05% |
Yiren Digital Ltd. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=YRD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();