Yiren Digital (YRD) FCF Margin (2015 - 2026)

Yiren Digital (YRD) posted FCF Margin of 71.34% for Q1 2026, down 1879213769.77% quarter-over-quarter from 0.0% in Q4 2025, and down 10219.0% year-on-year from N/an in Q1 2025.

Yiren Digital (YRD) FCF Margin (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has reported FCF Margin for 9 consecutive years, with 71.34% the latest figure, recorded in Q1 2026.

  • FCF Margin for Q1 2026 came in at 71.34%, down 10219.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.49% (up 3050.0% YoY), and the FY2025 annual result was 12.03%, down 1234.0% from the prior year.
  • FCF Margin was 71.34% for Q1 2026 at Yiren Digital, down from 0.0% in the prior quarter.
  • Over five years, FCF Margin peaked at 40788194.92% in Q3 2022 and troughed at 71.34% in Q1 2026.
  • Average FCF Margin over 5 years is 2913455.41%, with a median of 12.34% recorded in 2024.
  • Year-over-year, FCF Margin plunged 2000000000 bps in 2023 and surged 3084 bps in 2025.
  • Over 5 years, FCF Margin stood at 44.72% in 2022, then gained by 8 bps to 48.43% in 2023, then slumped by 100 bps to 0.0% in 2024, then soared by 144 bps to 0.0% in 2025, then plunged by 1879213770 bps to 71.34% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 71.34% in Q1 2026, 0.0% in Q4 2025, and 0.35% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn -71.34%

Historic Data

Download Data
DateValue
Mar 31, 2026 -71.34%
Dec 31, 2025 -18.88%
Sep 30, 2025 -0.35%
Jun 30, 2025 24.89%
Mar 31, 2025 30.84%
Dec 31, 2024 0.00%
Sep 30, 2024 0.00%
Jun 30, 2024 24.65%
Mar 31, 2024 0.00%
Dec 31, 2023 48.43%
Sep 30, 2023 49.67%
Jun 30, 2023 54.23%
Dec 31, 2022 43.37%
Sep 30, 2022 40.79%
Dec 31, 2021 18.55%
Jun 30, 2017 44.30%
Mar 31, 2017 55.26%
Dec 31, 2016 78.05%
Sep 30, 2016 51.39%
Jun 30, 2016 53.49%