Yiren Digital (YRD) Debt Ratio (2019 - 2025)

Yiren Digital (YRD) posted Debt Ratio of 0.0 for Q4 2025, up 13.4% quarter-over-quarter from 0.0 in Q3 2025.

Yiren Digital (YRD) Debt Ratio (2019 - 2025) Analysis & Trends

Yiren Digital (YRD) has reported Debt Ratio for 6 consecutive years, with 0.0 the latest figure, recorded in Q4 2025.

  • Debt Ratio for Q4 2025 came in at 0.0, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was 0.0 (changed N/A YoY), and the FY2025 annual result was 0.0, changed N/A from the prior year.
  • Debt Ratio was 0.0 for Q4 2025 at Yiren Digital, up from 0.0 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.14 in Q3 2021 and troughed at 0.0 in Q3 2025.
  • Average Debt Ratio over 4 years is 0.07, with a median of 0.09 recorded in 2022.
  • Year-over-year, Debt Ratio tumbled 92.66% in 2021 and surged 1541.17% in 2022.
  • Over 4 years, Debt Ratio stood at 0.01 in 2021, then soared by 1541.17% to 0.09 in 2022, then slumped by 53.49% to 0.04 in 2023, then sank by 98.39% to 0.0 in 2025.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.0 in Q4 2025, 0.0 in Q3 2025, and 0.04 in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2023 0.04
Mar 31, 2023 0.05
Dec 31, 2022 0.09
Sep 30, 2022 0.10
Dec 31, 2021 0.01
Sep 30, 2021 0.14
Jun 30, 2021 0.13
Dec 31, 2020 0.07
Dec 31, 2019 0.00