Yiren Digital (YRD) Debt Ratio (2018 - 2025)

Yiren Digital (YRD) has 7 years of Debt Ratio data on file, last reported at 0.0 in Q4 2025.

• Quarterly Debt Ratio changed N/A year-over-year to 0.0 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.0 (changed N/A YoY) and the FY2025 annual result came in at 0.0, changed N/A from the prior year.
• Debt Ratio fell to 0.0 in Q4 2025, from 0.04 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.14 in Q3 2021 to a low of 0.0 in Q4 2025.
• A 4-year average of 0.09 and a median of 0.1 in 2022 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2021 — Debt Ratio soared 77.97% — and 2023, when it tumbled 61.5%.
• Tracing YRD's Debt Ratio over 4 years: stood at 0.13 in 2021, then sank by 32.31% to 0.09 in 2022, then tumbled by 53.49% to 0.04 in 2023, then slumped by 98.39% to 0.0 in 2025.
• The last three Debt Ratio figures came in at 0.0 (Q4 2025), 0.04 (Q2 2023), and 0.05 (Q1 2023), per Business Quant data.