Yiren Digital (YRD) Debt Ratio (2019 - 2025)
Yiren Digital (YRD) reported Debt Ratio of 0.0 for Q4 2025, up 12.8% quarter-over-quarter from 0.0 in Q3 2025.
Yiren Digital (YRD) Debt Ratio (2019 - 2025) Analysis & Trends
Yiren Digital has reported Debt Ratio for 4 years, with the latest figure at 0.0 in Q4 2025.
- For the quarter ending Q4 2025, Debt Ratio changed N/A year-over-year to 0.0; the trailing twelve-month figure through Dec 2025 stood at 0.0 (changed N/A YoY), and the FY2025 full-year result was 0.0, changed N/A from the prior year.
- Debt Ratio for Q4 2025 stood at 0.0, up from 0.0 in the prior quarter.
- The five-year high for Debt Ratio was 0.01 in Q4 2021, with the low at 0.0 in Q4 2022.
- Historically, Debt Ratio has averaged 0.0 across 3 years, with a median of 0.0 in 2025.
- The largest YoY upside for Debt Ratio was 90.16% in 2022 against a maximum downside of 90.16% in 2022.
- Yiren Digital's Debt Ratio stood at 0.01 in 2021, then tumbled by 90.16% to 0.0 in 2022, then rose by 25.3% to 0.0 in 2025.
- The last three Debt Ratio figures came in at 0.0 (Q4 2025), 0.0 (Q3 2025), and 0.0 (Q4 2022), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.25 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.36 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.06 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.06 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.18 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.02 |
| 10 | Yiren Digital | 27.90 Mn | -517.86 Mn | 105.97 Mn | 0.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Dec 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.01 |
| Dec 31, 2019 | 0.00 |