Yiren Digital (YRD) Debt Ratio (2019 - 2025)
Yiren Digital (YRD) posted Debt Ratio of 0.0 for Q4 2025, up 13.4% quarter-over-quarter from 0.0 in Q3 2025.
Yiren Digital (YRD) Debt Ratio (2019 - 2025) Analysis & Trends
Yiren Digital (YRD) has reported Debt Ratio for 6 consecutive years, with 0.0 the latest figure, recorded in Q4 2025.
- Debt Ratio for Q4 2025 came in at 0.0, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was 0.0 (changed N/A YoY), and the FY2025 annual result was 0.0, changed N/A from the prior year.
- Debt Ratio was 0.0 for Q4 2025 at Yiren Digital, up from 0.0 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.14 in Q3 2021 and troughed at 0.0 in Q3 2025.
- Average Debt Ratio over 4 years is 0.07, with a median of 0.09 recorded in 2022.
- Year-over-year, Debt Ratio tumbled 92.66% in 2021 and surged 1541.17% in 2022.
- Over 4 years, Debt Ratio stood at 0.01 in 2021, then soared by 1541.17% to 0.09 in 2022, then slumped by 53.49% to 0.04 in 2023, then sank by 98.39% to 0.0 in 2025.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.0 in Q4 2025, 0.0 in Q3 2025, and 0.04 in Q2 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.10 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.14 |
| Jun 30, 2021 | 0.13 |
| Dec 31, 2020 | 0.07 |
| Dec 31, 2019 | 0.00 |