Yiren Digital (YRD) Debt Ratio (2019 - 2025)

Yiren Digital (YRD) reported Debt Ratio of 0.0 for Q4 2025, up 12.8% quarter-over-quarter from 0.0 in Q3 2025.

Yiren Digital (YRD) Debt Ratio (2019 - 2025) Analysis & Trends

Yiren Digital has reported Debt Ratio for 4 years, with the latest figure at 0.0 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio changed N/A year-over-year to 0.0; the trailing twelve-month figure through Dec 2025 stood at 0.0 (changed N/A YoY), and the FY2025 full-year result was 0.0, changed N/A from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.0, up from 0.0 in the prior quarter.
  • The five-year high for Debt Ratio was 0.01 in Q4 2021, with the low at 0.0 in Q4 2022.
  • Historically, Debt Ratio has averaged 0.0 across 3 years, with a median of 0.0 in 2025.
  • The largest YoY upside for Debt Ratio was 90.16% in 2022 against a maximum downside of 90.16% in 2022.
  • Yiren Digital's Debt Ratio stood at 0.01 in 2021, then tumbled by 90.16% to 0.0 in 2022, then rose by 25.3% to 0.0 in 2025.
  • The last three Debt Ratio figures came in at 0.0 (Q4 2025), 0.0 (Q3 2025), and 0.0 (Q4 2022), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.25
2 Mastercard 437.55 Bn 427.34 Bn - 0.36
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.01
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.06
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.06
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.18
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 0.00

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Dec 31, 2022 0.00
Dec 31, 2021 0.01
Dec 31, 2019 0.00