Growth Metrics

Yiren Digital (YRD) Debt Ratio: 2016-2025

Historic Debt Ratio for Yiren Digital (YRD) over the last 8 years, with Jun 2025 value amounting to 0.22.

  • Yiren Digital's Debt Ratio rose 69.63% to 0.22 in Q2 2025 from the same period last year, while for Jun 2025 it was 0.22, marking a year-over-year increase of 69.63%. This contributed to the annual value of 1.90 for FY2024, which is 2275.70% up from last year.
  • As of Q2 2025, Yiren Digital's Debt Ratio stood at 0.22, which was down 12.41% from 0.25 recorded in Q1 2025.
  • Over the past 5 years, Yiren Digital's Debt Ratio peaked at 1.90 during Q4 2024, and registered a low of 0.01 during Q4 2021.
  • For the 3-year period, Yiren Digital's Debt Ratio averaged around 0.33, with its median value being 0.14 (2024).
  • As far as peak fluctuations go, Yiren Digital's Debt Ratio tumbled by 95.79% in 2021, and later skyrocketed by 2,533.01% in 2022.
  • Over the past 5 years, Yiren Digital's Debt Ratio (Quarterly) stood at 0.01 in 2021, then surged by 2,533.01% to 0.14 in 2022, then slumped by 45.29% to 0.08 in 2023, then soared by 2,320.42% to 1.90 in 2024, then spiked by 69.63% to 0.22 in 2025.
  • Its Debt Ratio was 0.22 in Q2 2025, compared to 0.25 in Q1 2025 and 1.90 in Q4 2024.