Yiren Digital Ltd. (YRD) Debt Ratio (2015 - 2025)
Yiren Digital's (YRD) Debt Ratio came in at 0.00 for Q4 2025, down 10.7% from 0.00 a year earlier and down 99.2% from the prior quarter.
Powered by 
Analysis
Yiren Digital Ltd. (YRD) Debt Ratio (2015 - 2025) Analysis & Trends
Since Q4 2015, Yiren Digital has reported Debt Ratio for 35 quarters.
- Annual Debt Ratio has declined for four consecutive years.
- In prior years, Yiren Digital's Debt Ratio was 0.00 in FY2024 (-98.2%), 0.04 in FY2023 (-67.5%), 0.13 in FY2022 (-43.7%) and 0.24 in FY2021 (+2.5%).
- The Q4 2025 figure stands as the lowest quarterly Debt Ratio since Q1 2019.
- On a year-over-year basis, Debt Ratio increased in three of the last eight quarters, with growth averaging 35.8%.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q3 2025, with growth of 219.1%; the weakest was Q4 2024, with a decline of 98.3%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.09 (Q3 2025), 0.06 (Q2 2025) and 0.02 (Q1 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.04 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.11 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.14 |
| Jun 30, 2021 | 0.14 |
| Mar 31, 2021 | 0.12 |
| Dec 31, 2020 | 0.30 |
| Sep 30, 2020 | 0.00 |
API Access
Yiren Digital Ltd. Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();