Yiren Digital (YRD) Return on Invested Capital (2016 - 2025)

Yiren Digital (YRD) reported Return on Invested Capital of 1100.21% for Q4 2025, up 298205.0% on a YoY basis from N/an in Q4 2024, and up 177.02% quarter-over-quarter from 1428.39% in Q3 2025.

Yiren Digital (YRD) Return on Invested Capital (2016 - 2025) Analysis & Trends

Yiren Digital has reported Return on Invested Capital for 7 years, with the latest figure at 1100.21% in Q4 2025.

  • For the quarter ending Q4 2025, Return on Invested Capital rose 298205.0% year-over-year to 1100.21%; the trailing twelve-month figure through Dec 2025 stood at 1100.21% (up 298205.0% YoY), and the FY2025 full-year result was 0.0%, changed 0.0% from the prior year.
  • Return on Invested Capital for Q4 2025 stood at 1100.21%, up from 1428.39% in the prior quarter.
  • The five-year high for Return on Invested Capital was 1100.21% in Q4 2025, with the low at 2554.66% in Q1 2025.
  • Historically, Return on Invested Capital has averaged 293.21% across 5 years, with a median of 2.25% in 2022.
  • The largest YoY upside for Return on Invested Capital was 298205 bps in 2025 against a maximum downside of 330877 bps in 2025.
  • Yiren Digital's Return on Invested Capital stood at 1.37% in 2021, then soared by 74 bps to 2.38% in 2022, then plunged by 98 bps to 0.04% in 2023, then slumped by 4855121 bps to 1881.84% in 2024, then surged by 158 bps to 1100.21% in 2025.
  • The last three Return on Invested Capital figures came in at 1100.21% (Q4 2025), 1428.39% (Q3 2025), and 1485.88% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.00%
2 Mastercard 437.48 Bn 427.27 Bn - 0.02%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.00%
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.00%
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.00%
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.00%
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.00%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.00%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.00%
10 Yiren Digital 27.90 Mn -517.86 Mn 105.97 Mn 1,100.21%

Historic Data

Download Data
DateValue
Dec 31, 2025 1,100.21%
Sep 30, 2025 -1,428.39%
Jun 30, 2025 -1,485.88%
Mar 31, 2025 -2,554.66%
Dec 31, 2024 -1,881.84%
Sep 30, 2024 674.22%
Jun 30, 2024 705.97%
Mar 31, 2024 754.11%
Dec 31, 2023 0.04%
Sep 30, 2023 2.47%
Jun 30, 2023 2.94%
Dec 31, 2022 2.38%
Sep 30, 2022 2.11%
Dec 31, 2021 1.37%
Jun 30, 2017 0.01%
Mar 31, 2017 0.01%
Dec 31, 2016 0.01%
Sep 30, 2016 0.01%