Yiren Digital (YRD) Return on Invested Capital (2016 - 2025)
Yiren Digital (YRD) reported Return on Invested Capital of 1100.21% for Q4 2025, up 298205.0% on a YoY basis from N/an in Q4 2024, and up 177.02% quarter-over-quarter from 1428.39% in Q3 2025.
Yiren Digital (YRD) Return on Invested Capital (2016 - 2025) Analysis & Trends
Yiren Digital has reported Return on Invested Capital for 7 years, with the latest figure at 1100.21% in Q4 2025.
- For the quarter ending Q4 2025, Return on Invested Capital rose 298205.0% year-over-year to 1100.21%; the trailing twelve-month figure through Dec 2025 stood at 1100.21% (up 298205.0% YoY), and the FY2025 full-year result was 0.0%, changed 0.0% from the prior year.
- Return on Invested Capital for Q4 2025 stood at 1100.21%, up from 1428.39% in the prior quarter.
- The five-year high for Return on Invested Capital was 1100.21% in Q4 2025, with the low at 2554.66% in Q1 2025.
- Historically, Return on Invested Capital has averaged 293.21% across 5 years, with a median of 2.25% in 2022.
- The largest YoY upside for Return on Invested Capital was 298205 bps in 2025 against a maximum downside of 330877 bps in 2025.
- Yiren Digital's Return on Invested Capital stood at 1.37% in 2021, then soared by 74 bps to 2.38% in 2022, then plunged by 98 bps to 0.04% in 2023, then slumped by 4855121 bps to 1881.84% in 2024, then surged by 158 bps to 1100.21% in 2025.
- The last three Return on Invested Capital figures came in at 1100.21% (Q4 2025), 1428.39% (Q3 2025), and 1485.88% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.00% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.02% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.00% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.00% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.00% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.00% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.00% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 0.00% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.00% |
| 10 | Yiren Digital | 27.90 Mn | -517.86 Mn | 105.97 Mn | 1,100.21% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1,100.21% |
| Sep 30, 2025 | -1,428.39% |
| Jun 30, 2025 | -1,485.88% |
| Mar 31, 2025 | -2,554.66% |
| Dec 31, 2024 | -1,881.84% |
| Sep 30, 2024 | 674.22% |
| Jun 30, 2024 | 705.97% |
| Mar 31, 2024 | 754.11% |
| Dec 31, 2023 | 0.04% |
| Sep 30, 2023 | 2.47% |
| Jun 30, 2023 | 2.94% |
| Dec 31, 2022 | 2.38% |
| Sep 30, 2022 | 2.11% |
| Dec 31, 2021 | 1.37% |
| Jun 30, 2017 | 0.01% |
| Mar 31, 2017 | 0.01% |
| Dec 31, 2016 | 0.01% |
| Sep 30, 2016 | 0.01% |