Yiren Digital (YRD) Debt to Equity (2019 - 2025)
Yiren Digital (YRD) posted Debt to Equity of $0.0 for Q4 2025, down 99.23% quarter-over-quarter from $0.13 in Q4 2022.
Yiren Digital (YRD) Debt to Equity (2019 - 2025) Analysis & Trends
Yiren Digital (YRD) has reported Debt to Equity for 5 consecutive years, with $0.0 the latest figure, recorded in Q4 2025.
- Debt to Equity for Q4 2025 came in at $0.0, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was $0.0 (changed N/A YoY), and the FY2025 annual result was $0.0, changed N/A from the prior year.
- Debt to Equity was $0.0 for Q4 2025 at Yiren Digital, down from $0.13 in the prior quarter.
- Over five years, Debt to Equity peaked at $0.13 in Q4 2022 and troughed at $0.0 in Q4 2025.
- Average Debt to Equity over 3 years is $0.05, with a median of $0.01 recorded in 2021.
- Year-over-year, Debt to Equity slumped 93.36% in 2021 and surged 1347.12% in 2022.
- Over 3 years, Debt to Equity stood at $0.01 in 2021, then soared by 1347.12% to $0.13 in 2022, then tumbled by 99.23% to $0.0 in 2025.
- Per Business Quant data, the three most recent Debt to Equity figures were $0.0 in Q4 2025, $0.13 in Q4 2022, and $0.01 in Q4 2021.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.13 |
| Sep 30, 2022 | 0.14 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.23 |
| Jun 30, 2021 | 0.23 |
| Dec 31, 2020 | 0.13 |
| Dec 31, 2019 | 0.01 |