Yiren Digital (YRD) Debt to Equity (2019 - 2025)

Yiren Digital (YRD) posted Debt to Equity of $0.0 for Q4 2025, down 99.23% quarter-over-quarter from $0.13 in Q4 2022.

Yiren Digital (YRD) Debt to Equity (2019 - 2025) Analysis & Trends

Yiren Digital (YRD) has reported Debt to Equity for 5 consecutive years, with $0.0 the latest figure, recorded in Q4 2025.

  • Debt to Equity for Q4 2025 came in at $0.0, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was $0.0 (changed N/A YoY), and the FY2025 annual result was $0.0, changed N/A from the prior year.
  • Debt to Equity was $0.0 for Q4 2025 at Yiren Digital, down from $0.13 in the prior quarter.
  • Over five years, Debt to Equity peaked at $0.13 in Q4 2022 and troughed at $0.0 in Q4 2025.
  • Average Debt to Equity over 3 years is $0.05, with a median of $0.01 recorded in 2021.
  • Year-over-year, Debt to Equity slumped 93.36% in 2021 and surged 1347.12% in 2022.
  • Over 3 years, Debt to Equity stood at $0.01 in 2021, then soared by 1347.12% to $0.13 in 2022, then tumbled by 99.23% to $0.0 in 2025.
  • Per Business Quant data, the three most recent Debt to Equity figures were $0.0 in Q4 2025, $0.13 in Q4 2022, and $0.01 in Q4 2021.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.67
2 Mastercard 465.55 Bn 455.34 Bn - 2.82
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.05
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.47
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.64
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.26
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 3.39
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 5.33
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2023 0.06
Mar 31, 2023 0.06
Dec 31, 2022 0.13
Sep 30, 2022 0.14
Dec 31, 2021 0.01
Sep 30, 2021 0.23
Jun 30, 2021 0.23
Dec 31, 2020 0.13
Dec 31, 2019 0.01