Yiren Digital (YRD) Enterprise Value (2015 - 2025)
Yiren Digital (YRD) reported Enterprise Value of -$545.8 million for Q4 2025, up 4.1% on a YoY basis from -$524.3 million in Q4 2024, and up 8.79% quarter-over-quarter from -$598.4 million in Q3 2025.
Yiren Digital (YRD) Enterprise Value (2015 - 2025) Analysis & Trends
Yiren Digital has reported Enterprise Value for 11 years, with the latest figure at -$545.8 million in Q4 2025.
- For the quarter ending Q4 2025, Enterprise Value rose 4.1% year-over-year to -$545.8 million; the trailing twelve-month figure through Dec 2025 stood at -$545.8 million (up 4.1% YoY), and the FY2025 full-year result was -$545.8 million, up 12.09% from the prior year.
- Enterprise Value for Q4 2025 stood at -$545.8 million, up from -$598.4 million in the prior quarter.
- The five-year high for Enterprise Value was -$339.6 million in Q2 2021, with the low at -$822.0 million in Q4 2023.
- Historically, Enterprise Value has averaged -$600.0 million across 5 years, with a median of -$598.4 million in 2025.
- Annual changes were most pronounced in 2022 — Enterprise Value plunged 91.45% — and 2024, when it soared 30.77%.
- Yiren Digital's Enterprise Value stood at -$460.7 million in 2021, then sank by 34.16% to -$618.1 million in 2022, then plunged by 33.0% to -$822.0 million in 2023, then soared by 30.77% to -$569.1 million in 2024, then grew by 4.1% to -$545.8 million in 2025.
- The last three Enterprise Value figures came in at -$545.8 million (Q4 2025), -$598.4 million (Q3 2025), and -$572.2 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Enterprise Value (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -12.40 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -10.21 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | -54.05 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -76.49 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -9.34 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | -20.56 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -1.72 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -3.40 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -444.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -545.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -545.76 Mn |
| Sep 30, 2025 | -598.37 Mn |
| Jun 30, 2025 | -572.18 Mn |
| Mar 31, 2025 | -600.33 Mn |
| Dec 31, 2024 | -569.07 Mn |
| Sep 30, 2024 | -528.08 Mn |
| Jun 30, 2024 | -756.40 Mn |
| Mar 31, 2024 | -817.69 Mn |
| Dec 31, 2023 | -821.98 Mn |
| Sep 30, 2023 | -751.79 Mn |
| Jun 30, 2023 | -801.07 Mn |
| Mar 31, 2023 | -739.30 Mn |
| Dec 31, 2022 | -618.05 Mn |
| Sep 30, 2022 | -507.90 Mn |
| Jun 30, 2022 | -650.11 Mn |
| Dec 31, 2021 | -460.68 Mn |
| Sep 30, 2021 | -361.36 Mn |
| Jun 30, 2021 | -339.58 Mn |
| Mar 31, 2021 | -360.56 Mn |
| Dec 31, 2020 | -372.69 Mn |