Yiren Digital (YRD) Enterprise Value (2015 - 2025)

Yiren Digital (YRD) reported Enterprise Value of -$545.8 million for Q4 2025, up 4.1% on a YoY basis from -$524.3 million in Q4 2024, and up 8.79% quarter-over-quarter from -$598.4 million in Q3 2025.

Yiren Digital (YRD) Enterprise Value (2015 - 2025) Analysis & Trends

Yiren Digital has reported Enterprise Value for 11 years, with the latest figure at -$545.8 million in Q4 2025.

  • For the quarter ending Q4 2025, Enterprise Value rose 4.1% year-over-year to -$545.8 million; the trailing twelve-month figure through Dec 2025 stood at -$545.8 million (up 4.1% YoY), and the FY2025 full-year result was -$545.8 million, up 12.09% from the prior year.
  • Enterprise Value for Q4 2025 stood at -$545.8 million, up from -$598.4 million in the prior quarter.
  • The five-year high for Enterprise Value was -$339.6 million in Q2 2021, with the low at -$822.0 million in Q4 2023.
  • Historically, Enterprise Value has averaged -$600.0 million across 5 years, with a median of -$598.4 million in 2025.
  • Annual changes were most pronounced in 2022 — Enterprise Value plunged 91.45% — and 2024, when it soared 30.77%.
  • Yiren Digital's Enterprise Value stood at -$460.7 million in 2021, then sank by 34.16% to -$618.1 million in 2022, then plunged by 33.0% to -$822.0 million in 2023, then soared by 30.77% to -$569.1 million in 2024, then grew by 4.1% to -$545.8 million in 2025.
  • The last three Enterprise Value figures came in at -$545.8 million (Q4 2025), -$598.4 million (Q3 2025), and -$572.2 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Enterprise Value (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -12.40 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -10.21 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -54.05 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -76.49 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -9.34 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -20.56 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -1.72 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -3.40 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -444.00 Mn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -545.76 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -545.76 Mn
Sep 30, 2025 -598.37 Mn
Jun 30, 2025 -572.18 Mn
Mar 31, 2025 -600.33 Mn
Dec 31, 2024 -569.07 Mn
Sep 30, 2024 -528.08 Mn
Jun 30, 2024 -756.40 Mn
Mar 31, 2024 -817.69 Mn
Dec 31, 2023 -821.98 Mn
Sep 30, 2023 -751.79 Mn
Jun 30, 2023 -801.07 Mn
Mar 31, 2023 -739.30 Mn
Dec 31, 2022 -618.05 Mn
Sep 30, 2022 -507.90 Mn
Jun 30, 2022 -650.11 Mn
Dec 31, 2021 -460.68 Mn
Sep 30, 2021 -361.36 Mn
Jun 30, 2021 -339.58 Mn
Mar 31, 2021 -360.56 Mn
Dec 31, 2020 -372.69 Mn