Yiren Digital (YRD) Gross Margin (2015 - 2025)

Yiren Digital has reported Gross Margin for 8 years, with the latest figure at 78.48% in Q4 2025.

• For the quarter ending Q4 2025, Gross Margin fell 89.0% year-over-year to 78.48%; the trailing twelve-month figure through Dec 2025 stood at 78.8% (down 218.0% YoY), and the FY2025 full-year result was 78.6%, down 79.0% from the prior year.
• Gross Margin for Q4 2025 stood at 78.48%, roughly flat from 78.66% in the prior quarter.
• The five-year high for Gross Margin was 90.2% in Q4 2022, with the low at 19050627.81% in Q2 2024.
• Historically, Gross Margin has averaged 1360683.32% across 5 years, with a median of 79.63% in 2024.
• Annual changes were most pronounced in 2024 — Gross Margin sank 1905071657 bps — and 2025, when it surged 1905070692 bps.
• Yiren Digital's Gross Margin stood at 70.21% in 2021, then gained by 28 bps to 90.2% in 2022, then declined by 3 bps to 87.55% in 2023, then dropped by 9 bps to 79.37% in 2024, then dropped by 1 bps to 78.48% in 2025.
• The last three Gross Margin figures came in at 78.48% (Q4 2025), 78.66% (Q3 2025), and 79.11% (Q2 2025), per Business Quant data.