Yiren Digital (YRD) Gross Margin (2015 - 2017)
Yiren Digital's (YRD) quarterly Gross Margin came in at 91.04% in Q2 2017, down 316.0% on a YoY basis from 42.15% in Q2 2016, and down 3.4% quarter-over-quarter from 94.25% in Q1 2017.
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Analysis
Yiren Digital (YRD) Gross Margin (2015 - 2017) Analysis & Trends
Yiren Digital (YRD) has reported Gross Margin for 3 consecutive years, with 91.04% the latest figure, recorded in Q2 2017.
- For the quarter ending Q2 2017, Gross Margin fell 316.0% year-over-year to 91.04%; the trailing twelve-month figure through Jun 2017 stood at 93.12% (up 2.0% YoY), and the FY2019 full-year result was 92.28%, up 374.0% from the prior year.
- Gross Margin declined to 91.04% in Q2 2017 per YRD's latest filing, from 94.25% in the prior quarter.
- Across five years, Gross Margin topped out at 94.59% in Q4 2016 and bottomed at 91.04% in Q2 2017.
- Historically, Gross Margin has averaged 93.13% across 3 years, with a median of 93.25% in 2015.
- The sharpest annual moves came in 2016 and 2017: Gross Margin soared 317 bps in 2016, then tumbled 316 bps in 2017.
- Over 3 years, Gross Margin stood at 91.42% in 2015, then rose by 3 bps to 94.59% in 2016, then slipped by 4 bps to 91.04% in 2017.
- According to Business Quant data, Gross Margin over the past three periods registered 91.04%, 94.25%, and 94.59% for Q2 2017, Q1 2017, and Q4 2016 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | - |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | - |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 49.66% |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | 96.92% |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | - |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 61.15% |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | 96.37% |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 43.59% |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 58.79% |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2017 | 91.04% |
| Mar 31, 2017 | 94.25% |
| Dec 31, 2016 | 94.59% |
| Sep 30, 2016 | 92.88% |
| Jun 30, 2016 | 94.20% |
| Mar 31, 2016 | 93.39% |
| Dec 31, 2015 | 91.42% |
| Sep 30, 2015 | 92.60% |
| Jun 30, 2015 | 93.84% |
| Mar 31, 2015 | 93.12% |
API Access
Yiren Digital Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();