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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Yiren Digital (YRD) Gross Margin (2016 - 2025)

Yiren Digital filings provide 8 years of Gross Margin readings, the most recent being 78.48% for Q4 2025.

  • On a quarterly basis, Gross Margin fell 97.0% to 78.48% in Q4 2025 year-over-year; TTM through Dec 2025 was 78.8%, a 2321.0% increase, with the full-year FY2025 number at 78.6%, down 79.0% from a year prior.
  • Gross Margin hit 78.48% in Q4 2025 for Yiren Digital, roughly flat from 78.66% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 90.49% in Q4 2022 to a low of 22692735.04% in Q3 2024.
  • Median Gross Margin over the past 5 years was 80.42% (2024), compared with a mean of 1620833.61%.
  • Biggest five-year swings in Gross Margin: plummeted 2000000000bps in 2024 and later skyrocketed 2000000000bps in 2025.
  • Yiren Digital's Gross Margin stood at 70.21% in 2021, then rose by 29bps to 90.49% in 2022, then dropped by -3bps to 87.55% in 2023, then fell by -9bps to 79.45% in 2024, then fell by -1bps to 78.48% in 2025.
  • The last three reported values for Gross Margin were 78.48% (Q4 2025), 78.66% (Q3 2025), and 79.11% (Q2 2025) per Business Quant data.