Yiren Digital (YRD) Gross Margin (2015 - 2017)

Yiren Digital's (YRD) quarterly Gross Margin came in at 91.04% in Q2 2017, down 316.0% YoY from 42.15% in Q2 2016, and down 3.4% on a QoQ basis from 94.25% in Q1 2017.

Yiren Digital (YRD) Gross Margin (2015 - 2017) Analysis & Trends

Yiren Digital (YRD) has 3 years of Gross Margin data on file, last reported at 91.04% in Q2 2017.

  • Quarterly Gross Margin fell 316.0% year-over-year to 91.04% in Q2 2017, while the trailing twelve-month figure through Jun 2017 was 93.12% (changed N/A YoY) and the FY2016 annual result came in at 93.83%, up 241.0% from the prior year.
  • Gross Margin retreated to 91.04% in Q2 2017, from 94.25% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 94.59% in Q4 2016 to a low of 91.04% in Q2 2017.
  • A 3-year average of 93.11% and a median of 93.39% in 2016 frame the typical range for Gross Margin.
  • Annual changes were most pronounced in 2016 — Gross Margin soared 315 bps — and 2017, when it slumped 316 bps.
  • Tracing YRD's Gross Margin over 3 years: stood at 91.44% in 2015, then increased by 3 bps to 94.59% in 2016, then retreated by 4 bps to 91.04% in 2017.
  • The last three Gross Margin figures came in at 91.04% (Q2 2017), 94.25% (Q1 2017), and 94.59% (Q4 2016), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 91.60%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -32.14%
10 Yiren Digital 211.69 Mn -215.74 Mn - -

Historic Data

Download Data
DateValue
Jun 30, 2017 91.04%
Mar 31, 2017 94.25%
Dec 31, 2016 94.59%
Sep 30, 2016 92.88%
Jun 30, 2016 94.20%
Mar 31, 2016 93.39%
Dec 31, 2015 91.44%