Yiren Digital (YRD) Gross Margin (2015 - 2017)
Yiren Digital's (YRD) quarterly Gross Margin came in at 91.04% in Q2 2017, down 316.0% YoY from 42.15% in Q2 2016, and down 3.4% on a QoQ basis from 94.25% in Q1 2017.
Analysis
Yiren Digital (YRD) Gross Margin (2015 - 2017) Analysis & Trends
Yiren Digital (YRD) has 3 years of Gross Margin data on file, last reported at 91.04% in Q2 2017.
- Quarterly Gross Margin fell 316.0% year-over-year to 91.04% in Q2 2017, while the trailing twelve-month figure through Jun 2017 was 93.12% (changed N/A YoY) and the FY2016 annual result came in at 93.83%, up 241.0% from the prior year.
- Gross Margin retreated to 91.04% in Q2 2017, from 94.25% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 94.59% in Q4 2016 to a low of 91.04% in Q2 2017.
- A 3-year average of 93.11% and a median of 93.39% in 2016 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2016 — Gross Margin soared 315 bps — and 2017, when it slumped 316 bps.
- Tracing YRD's Gross Margin over 3 years: stood at 91.44% in 2015, then increased by 3 bps to 94.59% in 2016, then retreated by 4 bps to 91.04% in 2017.
- The last three Gross Margin figures came in at 91.04% (Q2 2017), 94.25% (Q1 2017), and 94.59% (Q4 2016), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 83.58% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 90.90% |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2017 | 91.04% |
| Mar 31, 2017 | 94.25% |
| Dec 31, 2016 | 94.59% |
| Sep 30, 2016 | 92.88% |
| Jun 30, 2016 | 94.20% |
| Mar 31, 2016 | 93.39% |
| Dec 31, 2015 | 91.42% |
| Sep 30, 2015 | 92.60% |
| Jun 30, 2015 | 93.84% |
| Mar 31, 2015 | 93.12% |