Yiren Digital (YRD) EBT Margin (2015 - 2026)

Yiren Digital (YRD) posted EBT Margin of 50.01% for Q1 2026, down 214244333.83% quarter-over-quarter from 0.0% in Q4 2025, and down 6767.0% year-on-year from 0.75% in Q1 2025.

Yiren Digital (YRD) EBT Margin (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has reported EBT Margin for 9 consecutive years, with 50.01% the latest figure, recorded in Q1 2026.

  • EBT Margin for Q1 2026 came in at 50.01%, down 6767.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 21.37% (up 2138.0% YoY), and the FY2025 annual result was 0.66%, down 3273.0% from the prior year.
  • EBT Margin was 50.01% for Q1 2026 at Yiren Digital, down from 0.0% in the prior quarter.
  • Over five years, EBT Margin peaked at 40485097.93% in Q3 2022 and troughed at 50.01% in Q1 2026.
  • Average EBT Margin over 5 years is 2891810.2%, with a median of 20.91% recorded in 2025.
  • Year-over-year, EBT Margin surged 2921 bps in 2022 and sank 2000000000 bps in 2023.
  • Over 5 years, EBT Margin stood at 61.08% in 2022, then fell by 13 bps to 53.38% in 2023, then tumbled by 100 bps to 0.0% in 2024, then jumped by 397 bps to 0.0% in 2025, then sank by 214244334 bps to 50.01% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 50.01% in Q1 2026, 0.0% in Q4 2025, and 24.16% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn -50.01%

Historic Data

Download Data
DateValue
Mar 31, 2026 -50.01%
Dec 31, 2025 -116.07%
Sep 30, 2025 24.16%
Jun 30, 2025 25.78%
Mar 31, 2025 17.66%
Dec 31, 2024 0.00%
Sep 30, 2024 0.00%
Jun 30, 2024 33.51%
Mar 31, 2024 0.00%
Dec 31, 2023 53.38%
Sep 30, 2023 54.65%
Jun 30, 2023 50.38%
Dec 31, 2022 59.24%
Sep 30, 2022 40.49%
Dec 31, 2021 31.87%
Jun 30, 2017 33.76%
Mar 31, 2017 40.98%
Dec 31, 2016 38.32%
Sep 30, 2016 24.22%
Jun 30, 2016 36.78%