Yiren Digital (YRD) EBT Margin (2015 - 2026)
Yiren Digital (YRD) posted EBT Margin of 50.01% for Q1 2026, down 214244333.83% quarter-over-quarter from 0.0% in Q4 2025, and down 6767.0% year-on-year from 0.75% in Q1 2025.
Yiren Digital (YRD) EBT Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported EBT Margin for 9 consecutive years, with 50.01% the latest figure, recorded in Q1 2026.
- EBT Margin for Q1 2026 came in at 50.01%, down 6767.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 21.37% (up 2138.0% YoY), and the FY2025 annual result was 0.66%, down 3273.0% from the prior year.
- EBT Margin was 50.01% for Q1 2026 at Yiren Digital, down from 0.0% in the prior quarter.
- Over five years, EBT Margin peaked at 40485097.93% in Q3 2022 and troughed at 50.01% in Q1 2026.
- Average EBT Margin over 5 years is 2891810.2%, with a median of 20.91% recorded in 2025.
- Year-over-year, EBT Margin surged 2921 bps in 2022 and sank 2000000000 bps in 2023.
- Over 5 years, EBT Margin stood at 61.08% in 2022, then fell by 13 bps to 53.38% in 2023, then tumbled by 100 bps to 0.0% in 2024, then jumped by 397 bps to 0.0% in 2025, then sank by 214244334 bps to 50.01% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 50.01% in Q1 2026, 0.0% in Q4 2025, and 24.16% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | -50.01% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -50.01% |
| Dec 31, 2025 | -116.07% |
| Sep 30, 2025 | 24.16% |
| Jun 30, 2025 | 25.78% |
| Mar 31, 2025 | 17.66% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 33.51% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 53.38% |
| Sep 30, 2023 | 54.65% |
| Jun 30, 2023 | 50.38% |
| Dec 31, 2022 | 59.24% |
| Sep 30, 2022 | 40.49% |
| Dec 31, 2021 | 31.87% |
| Jun 30, 2017 | 33.76% |
| Mar 31, 2017 | 40.98% |
| Dec 31, 2016 | 38.32% |
| Sep 30, 2016 | 24.22% |
| Jun 30, 2016 | 36.78% |