Yiren Digital (YRD) EBT Margin (2015 - 2026)

Yiren Digital's (YRD) quarterly EBT Margin came in at 50.01% in Q1 2026, down 6767.0% YoY from 0.75% in Q1 2025, and down 214244333.83% on a QoQ basis from 0.0% in Q4 2025.

Yiren Digital (YRD) EBT Margin (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has 9 years of EBT Margin data on file, last reported at 50.01% in Q1 2026.

  • Quarterly EBT Margin fell 6767.0% year-over-year to 50.01% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.62% (up 2059.0% YoY) and the FY2025 annual result came in at 0.66%, down 3273.0% from the prior year.
  • EBT Margin slipped to 50.01% in Q1 2026, from 0.0% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 33514997.3% in Q2 2024 to a low of 50.01% in Q1 2026.
  • A 5-year average of 2395805.21% and a median of 32.04% in 2022 frame the typical range for EBT Margin.
  • Annual changes were most pronounced in 2024 — EBT Margin soared 2000000000 bps — and 2025, when it slumped 2000000000 bps.
  • Tracing YRD's EBT Margin over 5 years: stood at 59.24% in 2022, then retreated by 10 bps to 53.38% in 2023, then sank by 56 bps to 23.59% in 2024, then tumbled by 100 bps to 0.0% in 2025, then slumped by 214244334 bps to 50.01% in 2026.
  • The last three EBT Margin figures came in at 50.01% (Q1 2026), 0.0% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 58.74%
2 Mastercard 506.53 Bn 493.04 Bn - 59.14%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 20.73%
4 Capital One Financial 136.19 Bn 81.48 Bn - 30.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.09%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 24.62%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 10.34%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 154.09%
10 Yiren Digital 211.69 Mn -215.74 Mn - -50.01%

Historic Data

Download Data
DateValue
Mar 31, 2026 -50.01%
Dec 31, 2025 0.00%
Sep 30, 2025 0.00%
Jun 30, 2025 26,026.31%
Mar 31, 2025 17.66%
Dec 31, 2024 23.59%
Sep 30, 2024 0.00%
Jun 30, 2024 33,514,997.30%
Mar 31, 2024 0.00%
Dec 31, 2023 53.38%
Sep 30, 2023 54.65%
Jun 30, 2023 50.38%
Dec 31, 2022 59.24%
Sep 30, 2022 40.49%
Dec 31, 2021 31.87%
Jun 30, 2017 33.76%
Mar 31, 2017 40.98%
Dec 31, 2016 38.32%
Sep 30, 2016 24.22%
Jun 30, 2016 36.78%