Yiren Digital Ltd. (YRD) EBT Margin (2015 - 2026)
Yiren Digital's EBT Margin came in at -50.01% for Q1 2026, down 67.64 percentage points from 17.62% a year earlier but up 66.06 percentage points from the prior quarter.
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Analysis
Yiren Digital Ltd. (YRD) EBT Margin (2015 - 2026) Analysis & Trends
Over the trailing twelve months to Mar 31, 2026, Yiren Digital reported EBT Margin of -15.51%, down 40.90 percentage points year-over-year; for FY2025, it was -0.66%, down 32.73 percentage points from FY2024.
- EBT Margin carries a five-year change of +18.85 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 32.07% in FY2024 (-13.49 pp), 45.56% in FY2023 (+18.30 pp), 27.26% in FY2022 (+0.39 pp) and 26.87% in FY2021 (+46.39 pp).
- The five-year range for quarterly EBT Margin is -116.07% (Q4 2025) to 59.24% (Q4 2022).
- Year-over-year, EBT Margin has declined for ten consecutive quarters, with an average year-over-year change of -40.25 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q4 2021 (a gain of 84.67 percentage points), and the weakest in Q4 2025 (a drop of 139.66 percentage points).
- Business Quant data shows YRD's EBT Margin at -116.07% (Q4 2025), 24.03% (Q3 2025) and 25.78% (Q2 2025) in the three quarters before Q1 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -50.01% |
| Sep 30, 2025 | 9,910.31% |
| Jun 30, 2025 | 19,152.81% |
| Mar 31, 2025 | 13,917.71% |
| Dec 31, 2024 | 2,320.40% |
| Sep 30, 2024 | 37,113.74% |
| Jun 30, 2024 | 6,018.90% |
| Mar 31, 2024 | 44.82% |
| Dec 31, 2023 | 55.88% |
| Sep 30, 2023 | 54.65% |
| Jun 30, 2023 | 50.38% |
| Mar 31, 2023 | 55.74% |
| Dec 31, 2022 | 59.24% |
| Sep 30, 2022 | 40.49% |
| Jun 30, 2022 | 37.03% |
| Mar 31, 2022 | 30.35% |
| Dec 31, 2021 | 31.87% |
| Sep 30, 2021 | 32.21% |
| Jun 30, 2021 | 22.70% |
| Mar 31, 2021 | 20.51% |
API Access
Yiren Digital Ltd. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();