Yiren Digital (YRD) EBT Margin (2015 - 2026)
Yiren Digital's (YRD) quarterly EBT Margin came in at 50.01% in Q1 2026, down 6767.0% YoY from 0.75% in Q1 2025, and down 214244333.83% on a QoQ basis from 0.0% in Q4 2025.
Analysis
Yiren Digital (YRD) EBT Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has 9 years of EBT Margin data on file, last reported at 50.01% in Q1 2026.
- Quarterly EBT Margin fell 6767.0% year-over-year to 50.01% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.62% (up 2059.0% YoY) and the FY2025 annual result came in at 0.66%, down 3273.0% from the prior year.
- EBT Margin slipped to 50.01% in Q1 2026, from 0.0% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 33514997.3% in Q2 2024 to a low of 50.01% in Q1 2026.
- A 5-year average of 2395805.21% and a median of 32.04% in 2022 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2024 — EBT Margin soared 2000000000 bps — and 2025, when it slumped 2000000000 bps.
- Tracing YRD's EBT Margin over 5 years: stood at 59.24% in 2022, then retreated by 10 bps to 53.38% in 2023, then sank by 56 bps to 23.59% in 2024, then tumbled by 100 bps to 0.0% in 2025, then slumped by 214244334 bps to 50.01% in 2026.
- The last three EBT Margin figures came in at 50.01% (Q1 2026), 0.0% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 58.74% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 59.14% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 24.09% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.09% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 14.50% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 24.62% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 16.76% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.49% |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | -50.01% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -50.01% |
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | 0.00% |
| Jun 30, 2025 | 26,026.31% |
| Mar 31, 2025 | 17.62% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 27.05% |
| Jun 30, 2024 | 33,514,997.30% |
| Mar 31, 2024 | 44.82% |
| Dec 31, 2023 | -33,273.62% |
| Sep 30, 2023 | 54,179,908.90% |
| Jun 30, 2023 | 50.38% |
| Dec 31, 2022 | 59.24% |
| Sep 30, 2022 | 40.49% |
| Dec 31, 2021 | 31.87% |
| Jun 30, 2017 | 33.76% |
| Mar 31, 2017 | 40.98% |
| Dec 31, 2016 | 38.32% |
| Sep 30, 2016 | 24.22% |
| Jun 30, 2016 | 36.78% |