Synchrony Financial reported revenue of $4914.00M and net income of $892.00M for the quarter ended Sep 2026, up 1.4% year over year. This income statement covers 55 quarters of results from Mar 2013 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Income StatementIncome Statement | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest income - Loans | 4,042.00M | 4,008.00M | 4,039.00M | 4,258.00M | 4,576.00M | 4,616.00M | 4,812.00M | 5,151.00M | 5,323.00M | 5,293.00M | 5,301.00M | 5,522.00M | 5,480.00M | 5,312.00M | 5,328.00M | 5,510.00M | 5,548.00M | 5,413.00M | 5,380.00M | 5,591.00M | |||||||||||||||||||||||||||||||||||
| Interest Income - Debt Securities | 11.00M | 14.00M | 35.00M | 84.00M | 132.00M | 170.00M | 209.00M | 203.00M | 226.00M | 275.00M | 281.00M | 263.00M | 230.00M | 238.00M | 258.00M | 221.00M | 186.00M | 190.00M | 203.00M | 197.00M | |||||||||||||||||||||||||||||||||||
| Interest Income - Total | 4,053.00M | 4,022.00M | 4,074.00M | 4,342.00M | 4,708.00M | 4,786.00M | 5,021.00M | 5,354.00M | 5,549.00M | 5,568.00M | 5,582.00M | 5,785.00M | 5,710.00M | 5,550.00M | 5,586.00M | 5,731.00M | 5,734.00M | 5,603.00M | 5,583.00M | 5,788.00M | |||||||||||||||||||||||||||||||||||
| Interest expenses | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense - Deposits | 119.00M | 127.00M | 160.00M | 280.00M | 441.00M | 557.00M | 717.00M | 800.00M | 878.00M | 954.00M | 967.00M | 968.00M | 917.00M | 882.00M | 855.00M | 812.00M | 781.00M | 770.00M | 767.00M | 767.00M | |||||||||||||||||||||||||||||||||||
| Interest Expense - Debt | 33.00M | 33.00M | 40.00M | 54.00M | 69.00M | 77.00M | 78.00M | 86.00M | 99.00M | 105.00M | 110.00M | 108.00M | 104.00M | 104.00M | 104.00M | 105.00M | 104.00M | 106.00M | 111.00M | 106.00M | |||||||||||||||||||||||||||||||||||
| Interest Expense - Others | 71.00M | 73.00M | 72.00M | 80.00M | 92.00M | 101.00M | 106.00M | 106.00M | 106.00M | 104.00M | 100.00M | 100.00M | 97.00M | 100.00M | 106.00M | 94.00M | 88.00M | 92.00M | 97.00M | 106.00M | |||||||||||||||||||||||||||||||||||
| Interest ExpensesInterest Expense | 223.00M | 233.00M | 272.00M | 414.00M | 602.00M | 735.00M | 901.00M | 992.00M | 1,083.00M | 1,163.00M | 1,177.00M | 1,176.00M | 1,118.00M | 1,086.00M | 1,065.00M | 1,011.00M | 973.00M | 968.00M | 975.00M | 979.00M | |||||||||||||||||||||||||||||||||||
| Net interest income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Income - Net | 3,830.00M | 3,789.00M | 3,802.00M | 3,928.00M | 4,106.00M | 4,051.00M | 4,120.00M | 4,362.00M | 4,466.00M | 4,405.00M | 4,405.00M | 4,609.00M | 4,592.00M | 4,464.00M | 4,521.00M | 4,720.00M | 4,761.00M | 4,635.00M | 4,608.00M | 4,809.00M | |||||||||||||||||||||||||||||||||||
| Provision for Credit LossesProvisions | 561.00M | 521.00M | 724.00M | 929.00M | 1,201.00M | 1,290.00M | 1,383.00M | 1,488.00M | 1,804.00M | 1,884.00M | 1,691.00M | 1,597.00M | 1,561.00M | 1,491.00M | 1,146.00M | 1,146.00M | 1,442.00M | 1,335.00M | 1,201.00M | 1,266.00M | |||||||||||||||||||||||||||||||||||
| Net Interest Income After ProvisionsNII After Provisions | 2,002.00M | 2,164.00M | 1,951.00M | 1,942.00M | 1,862.00M | 1,844.00M | 1,850.00M | 1,895.00M | 1,784.00M | 1,757.00M | 1,904.00M | 2,098.00M | 2,112.00M | 2,078.00M | 2,383.00M | 2,550.00M | 2,225.00M | 2,230.00M | 2,380.00M | 2,447.00M | |||||||||||||||||||||||||||||||||||
| Non-interest income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Services Fees | 79.00M | 89.00M | 93.00M | 103.00M | 102.00M | 115.00M | 125.00M | 131.00M | 141.00M | 125.00M | 145.00M | 147.00M | 144.00M | 149.00M | |||||||||||||||||||||||||||||||||||||||||
| Other Non-Interest Income | 88.00M | 19.00M | 105.00M | -59.00M | -72.00M | -50.00M | -64.00M | -39.00M | 31.00M | 1,016.00M | -8.00M | -26.00M | 82.00M | 2.00M | -26.00M | -22.00M | 80.00M | 69.00M | 112.00M | 74.00M | |||||||||||||||||||||||||||||||||||
| Non-Interest Income - Total | 167.00M | 108.00M | 198.00M | 44.00M | 30.00M | 65.00M | 61.00M | 92.00M | 71.00M | 1,157.00M | 117.00M | 119.00M | 128.00M | 149.00M | 118.00M | 127.00M | 126.00M | 133.00M | 137.00M | 105.00M | |||||||||||||||||||||||||||||||||||
| Revenue | 3,997.00M | 3,897.00M | 4,000.00M | 3,972.00M | 4,136.00M | 4,116.00M | 4,181.00M | 4,454.00M | 4,537.00M | 5,562.00M | 4,522.00M | 4,728.00M | 4,720.00M | 4,613.00M | 4,639.00M | 4,847.00M | 4,887.00M | 4,768.00M | 4,745.00M | 4,914.00M | |||||||||||||||||||||||||||||||||||
| Operating Items | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wages, Salaries and OtherWages | 409.00M | 402.00M | 404.00M | 416.00M | 459.00M | 451.00M | 451.00M | 444.00M | 538.00M | 496.00M | 434.00M | 464.00M | 478.00M | 506.00M | 509.00M | 503.00M | 575.00M | 515.00M | 516.00M | 507.00M | |||||||||||||||||||||||||||||||||||
| Technology and CommunicationsTechnology | 143.00M | 145.00M | 163.00M | 150.00M | 165.00M | 166.00M | 179.00M | 177.00M | 190.00M | 186.00M | 207.00M | 203.00M | 207.00M | 219.00M | 215.00M | 226.00M | 239.00M | 262.00M | 248.00M | 260.00M | |||||||||||||||||||||||||||||||||||
| Professional Fees | 207.00M | 210.00M | 185.00M | 204.00M | 233.00M | 186.00M | 209.00M | 219.00M | 228.00M | 220.00M | 236.00M | 231.00M | 249.00M | 217.00M | 236.00M | 240.00M | 243.00M | 209.00M | 220.00M | 234.00M | |||||||||||||||||||||||||||||||||||
| Other Non-Interest ExpenseOther Non-Int. Exp. | 363.00M | 282.00M | 331.00M | 294.00M | 294.00M | 316.00M | 330.00M | 314.00M | 360.00M | 304.00M | 300.00M | 291.00M | 333.00M | 301.00M | 285.00M | 279.00M | 342.00M | 330.00M | 347.00M | 370.00M | |||||||||||||||||||||||||||||||||||
| Operating ExpensesOpex | 1,122.00M | 1,039.00M | 1,083.00M | 1,064.00M | 1,151.00M | 1,119.00M | 1,169.00M | 1,154.00M | 1,316.00M | 1,206.00M | 1,177.00M | 1,189.00M | 1,267.00M | 1,243.00M | 1,245.00M | 1,248.00M | 1,399.00M | 1,316.00M | 1,331.00M | 1,371.00M | |||||||||||||||||||||||||||||||||||
| Net income details | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| EBT | 1,047.00M | 1,233.00M | 1,066.00M | 922.00M | 741.00M | 790.00M | 742.00M | 833.00M | 539.00M | 1,708.00M | 844.00M | 1,028.00M | 973.00M | 984.00M | 1,256.00M | 1,429.00M | 952.00M | 1,047.00M | 1,186.00M | 1,181.00M | |||||||||||||||||||||||||||||||||||
| Tax ProvisionsTaxes | 234.00M | 301.00M | 262.00M | 219.00M | 164.00M | 189.00M | 173.00M | 205.00M | 99.00M | 415.00M | 201.00M | 239.00M | 199.00M | 227.00M | 289.00M | 352.00M | 201.00M | 242.00M | 301.00M | 289.00M | |||||||||||||||||||||||||||||||||||
| Income After Tax | 813.00M | 932.00M | 804.00M | 703.00M | 577.00M | 601.00M | 569.00M | 628.00M | 440.00M | 1,293.00M | 643.00M | 789.00M | 774.00M | 757.00M | 967.00M | 1,077.00M | 751.00M | 805.00M | 885.00M | 892.00M | |||||||||||||||||||||||||||||||||||
| Income from Continuing OperationsIncome (Continuing) | 813.00M | 932.00M | 804.00M | 703.00M | 577.00M | 601.00M | 569.00M | 628.00M | 440.00M | 1,293.00M | 643.00M | 789.00M | 774.00M | 757.00M | 967.00M | 1,077.00M | 751.00M | 805.00M | 885.00M | 892.00M | |||||||||||||||||||||||||||||||||||
| Consolidated Net IncomeConsol Net Inc. | 813.00M | 932.00M | 804.00M | 703.00M | 577.00M | 601.00M | 569.00M | 628.00M | 440.00M | 1,293.00M | 643.00M | 789.00M | 774.00M | 757.00M | 967.00M | 1,077.00M | 751.00M | 805.00M | 885.00M | 892.00M | |||||||||||||||||||||||||||||||||||
| Income towards Parent CompanyParent Net Inc | 813.00M | 932.00M | 804.00M | 703.00M | 577.00M | 601.00M | 569.00M | 628.00M | 440.00M | 1,293.00M | 643.00M | 789.00M | 774.00M | 757.00M | 967.00M | 1,077.00M | 751.00M | 805.00M | 885.00M | 892.00M | |||||||||||||||||||||||||||||||||||
| Preferred Dividends & Other AdjustmentsPref. Div. & Adj. | 10.00M | 10.00M | 11.00M | 11.00M | 10.00M | 11.00M | 10.00M | 10.00M | 11.00M | 11.00M | 19.00M | 21.00M | 21.00M | 21.00M | 21.00M | 20.00M | 21.00M | 21.00M | 21.00M | 28.00M | |||||||||||||||||||||||||||||||||||
| Net Income towards Common StockholdersNet Income | 803.00M | 922.00M | 793.00M | 692.00M | 567.00M | 590.00M | 559.00M | 618.00M | 429.00M | 1,282.00M | 624.00M | 768.00M | 753.00M | 736.00M | 946.00M | 1,057.00M | 730.00M | 784.00M | 864.00M | 864.00M | |||||||||||||||||||||||||||||||||||
| Additional items | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) | 1.42 | 1.79 | 1.61 | 1.48 | 1.18 | 1.36 | 1.32 | 1.49 | 1.02 | 3.17 | 1.56 | 1.96 | 1.90 | 1.91 | 2.51 | 2.89 | 1.97 | 2.29 | 2.61 | 2.71 | |||||||||||||||||||||||||||||||||||
| EPS (Diluted) | 1.41 | 1.77 | 1.60 | 1.47 | 1.17 | 1.35 | 1.32 | 1.48 | 1.01 | 3.14 | 1.55 | 1.94 | 1.88 | 1.89 | 2.50 | 2.86 | 1.95 | 2.27 | 2.59 | 2.68 | |||||||||||||||||||||||||||||||||||
| Weighted Average Shares OutstandingWtd. Avg. Shares | 564.60M | 515.30M | 493.00M | 468.50M | 480.40M | 434.40M | 422.70M | 416.00M | 421.20M | 404.70M | 399.30M | 392.30M | 396.50M | 385.20M | 376.20M | 365.90M | 369.90M | 342.40M | 331.30M | 319.00M | |||||||||||||||||||||||||||||||||||
| Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.) | 569.30M | 519.50M | 495.30M | 470.70M | 483.40M | 437.20M | 424.20M | 418.40M | 423.50M | 408.20M | 402.60M | 396.50M | 400.60M | 389.40M | 379.10M | 369.90M | 373.90M | 346.00M | 334.10M | 322.40M | |||||||||||||||||||||||||||||||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 526.83M | 506.22M | 487.82M | 458.90M | 438.22M | 428.45M | 418.11M | 413.79M | 406.88M | 401.41M | 395.12M | 389.22M | 388.26M | 380.54M | 371.94M | 360.14M | 347.00M | 337.00M | 325.00M | 311.00M |
Pull Synchrony Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=SYF&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "SYF", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=SYF&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();