Synchrony Financial (SYF) Interest Income - Debt Securities (2013 - 2026)
Synchrony Financial (SYF) posted Interest Income - Debt Securities of $197 million for Q3 2026, down 10.9% from $221 million a year earlier and down 3.0% from the prior quarter.
Synchrony Financial (SYF) Interest Income - Debt Securities (2013 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Interest Income - Debt Securities at Synchrony Financial was $776 million, down 18.1% year-over-year; for FY2025, it was $903 million, down 13.9% from FY2024.
- Annual Interest Income - Debt Securities shows a five-year compound annual growth rate of 50.5% (FY2020 to FY2025).
- In prior years, Synchrony Financial's Interest Income - Debt Securities was $1.05 billion in FY2024 (+29.8%), $808 million in FY2023 (+204.9%), $265 million in FY2022 (+516.3%) and $43 million in FY2021 (-63.2%).
- Quarterly Interest Income - Debt Securities has run from a low of $11 million in Q4 2021 to a high of $281 million in Q2 2024 over five years.
- On a year-over-year basis, Interest Income - Debt Securities has declined in each of the last seven quarters, with an average decline of 13.4% over the last eight quarters.
- The strongest year-over-year quarter for Interest Income - Debt Securities in the past five years was Q3 2022, with growth of 663.6%; the weakest was Q2 2026, with a decline of 21.3%.
- According to Business Quant data, Interest Income - Debt Securities for the three prior quarters was $203 million (Q2 2026), $190 million (Q1 2026) and $186 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Debt Securities (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | - |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | 365.16 Mn |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 1.07 Bn |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 197.00 Mn |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | - |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | 29.36 Mn |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | 300.00 Mn |
| 10 | Federal Home Loan Mortgage | 12.90 Bn | -5.77 Bn | - | 974.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 197.00 Mn |
| Jun 30, 2026 | 203.00 Mn |
| Mar 31, 2026 | 190.00 Mn |
| Dec 31, 2025 | 186.00 Mn |
| Sep 30, 2025 | 221.00 Mn |
| Jun 30, 2025 | 258.00 Mn |
| Mar 31, 2025 | 238.00 Mn |
| Dec 31, 2024 | 230.00 Mn |
| Sep 30, 2024 | 263.00 Mn |
| Jun 30, 2024 | 281.00 Mn |
| Mar 31, 2024 | 275.00 Mn |
| Dec 31, 2023 | 226.00 Mn |
| Sep 30, 2023 | 203.00 Mn |
| Jun 30, 2023 | 209.00 Mn |
| Mar 31, 2023 | 170.00 Mn |
| Dec 31, 2022 | 132.00 Mn |
| Sep 30, 2022 | 84.00 Mn |
| Jun 30, 2022 | 35.00 Mn |
| Mar 31, 2022 | 14.00 Mn |
| Dec 31, 2021 | 11.00 Mn |
Synchrony Financial Interest Income - Debt Securities API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-debt-securities&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-debt-securities", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-debt-securities&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();