Synchrony Financial (SYF) Interest Expense - Deposits (2013 - 2026)

Synchrony Financial posted quarterly Interest Expense - Deposits of $770.0 million for Q1 2026, down 12.7% year-on-year from $882.0 million in Q1 2025, and down 1.41% on a QoQ basis from $781.0 million in Q4 2025.

Synchrony Financial (SYF) Interest Expense - Deposits (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Interest Expense - Deposits data on file, last reported at $770.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Deposits fell 12.7% year-over-year to $770.0 million; the trailing twelve-month figure through Mar 2026 stood at $3.2 billion (down 13.82% YoY), and the FY2025 full-year result was $3.3 billion, down 12.51% from the prior year.
  • Interest Expense - Deposits for Q1 2026 stood at $770.0 million, down from $781.0 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $968.0 million in Q3 2024 and bottomed at $127.0 million in Q1 2022.
  • The 5-year median for Interest Expense - Deposits is $800.0 million (2023), against an average of $698.0 million.
  • The widest annual swing landed in 2022, when Interest Expense - Deposits fell 25.29%; it then soared 348.12% in 2023.
  • A 5-year view of Interest Expense - Deposits shows it stood at $441.0 million in 2022, then soared by 99.09% to $878.0 million in 2023, then advanced by 4.44% to $917.0 million in 2024, then declined by 14.83% to $781.0 million in 2025, then decreased by 1.41% to $770.0 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $770.0 million (Q1 2026), $781.0 million (Q4 2025), and $812.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.29 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 3.39 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - 770.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 287.23 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.23 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 770.00 Mn
Dec 31, 2025 781.00 Mn
Sep 30, 2025 812.00 Mn
Jun 30, 2025 855.00 Mn
Mar 31, 2025 882.00 Mn
Dec 31, 2024 917.00 Mn
Sep 30, 2024 968.00 Mn
Jun 30, 2024 967.00 Mn
Mar 31, 2024 954.00 Mn
Dec 31, 2023 878.00 Mn
Sep 30, 2023 800.00 Mn
Jun 30, 2023 717.00 Mn
Mar 31, 2023 557.00 Mn
Dec 31, 2022 441.00 Mn
Sep 30, 2022 280.00 Mn
Jun 30, 2022 160.00 Mn
Mar 31, 2022 127.00 Mn
Dec 31, 2021 119.00 Mn
Sep 30, 2021 131.00 Mn
Jun 30, 2021 146.00 Mn