Synchrony Financial (SYF) Interest Expense - Deposits (2013 - 2026)

Synchrony Financial's (SYF) quarterly Interest Expense - Deposits came in at $767.0 million in Q2 2026, down 10.29% YoY from $855.0 million in Q2 2025, and little changed on a QoQ basis from $770.0 million in Q1 2026.

Synchrony Financial (SYF) Interest Expense - Deposits (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Interest Expense - Deposits data on file, last reported at $767.0 million in Q2 2026.

  • Quarterly Interest Expense - Deposits fell 10.29% year-over-year to $767.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $3.1 billion (down 13.58% YoY) and the FY2025 annual result came in at $3.3 billion, down 12.51% from the prior year.
  • Interest Expense - Deposits was little changed at $767.0 million in Q2 2026, from $770.0 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $968.0 million in Q3 2024 to a low of $127.0 million in Q1 2022.
  • A 5-year average of $701.8 million and a median of $790.5 million in 2023 frame the typical range for Interest Expense - Deposits.
  • Annual changes were most pronounced in 2022 — Interest Expense - Deposits fell 25.29% — and 2023, when it soared 348.12%.
  • Tracing SYF's Interest Expense - Deposits over 5 years: stood at $441.0 million in 2022, then surged by 99.09% to $878.0 million in 2023, then gained by 4.44% to $917.0 million in 2024, then dropped by 14.83% to $781.0 million in 2025, then declined by 1.79% to $767.0 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $767.0 million (Q2 2026), $770.0 million (Q1 2026), and $781.0 million (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.28 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.34 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 767.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 287.23 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.20 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 767.00 Mn
Mar 31, 2026 770.00 Mn
Dec 31, 2025 781.00 Mn
Sep 30, 2025 812.00 Mn
Jun 30, 2025 855.00 Mn
Mar 31, 2025 882.00 Mn
Dec 31, 2024 917.00 Mn
Sep 30, 2024 968.00 Mn
Jun 30, 2024 967.00 Mn
Mar 31, 2024 954.00 Mn
Dec 31, 2023 878.00 Mn
Sep 30, 2023 800.00 Mn
Jun 30, 2023 717.00 Mn
Mar 31, 2023 557.00 Mn
Dec 31, 2022 441.00 Mn
Sep 30, 2022 280.00 Mn
Jun 30, 2022 160.00 Mn
Mar 31, 2022 127.00 Mn
Dec 31, 2021 119.00 Mn
Sep 30, 2021 131.00 Mn