Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Interest Expense - Deposits (2013 - 2026)

Synchrony Financial's (SYF) quarterly Interest Expense - Deposits came in at $767.0 million in Q2 2026, down 10.29% on a YoY basis from $855.0 million in Q2 2025, and little changed quarter-over-quarter from $770.0 million in Q1 2026.

Analysis

Synchrony Financial (SYF) Interest Expense - Deposits (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Interest Expense - Deposits for 14 consecutive years, with $767.0 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Interest Expense - Deposits fell 10.29% year-over-year to $767.0 million; the trailing twelve-month figure through Jun 2026 stood at $3.1 billion (down 13.58% YoY), and the FY2025 full-year result was $3.3 billion, down 12.51% from the prior year.
  • Interest Expense - Deposits was little changed at $767.0 million in Q2 2026 per SYF's latest filing, from $770.0 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $968.0 million in Q3 2024 and bottomed at $127.0 million in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $701.8 million across 5 years, with a median of $790.5 million in 2023.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits retreated 25.29% in 2022, then jumped 348.12% in 2023.
  • Over 5 years, Interest Expense - Deposits stood at $441.0 million in 2022, then jumped by 99.09% to $878.0 million in 2023, then climbed by 4.44% to $917.0 million in 2024, then fell by 14.83% to $781.0 million in 2025, then retreated by 1.79% to $767.0 million in 2026.
  • According to Business Quant data, Interest Expense - Deposits over the past three periods registered $767.0 million, $770.0 million, and $781.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 767.00 Mn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - 191.08 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 139.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 767.00 Mn
Mar 31, 2026 770.00 Mn
Dec 31, 2025 781.00 Mn
Sep 30, 2025 812.00 Mn
Jun 30, 2025 855.00 Mn
Mar 31, 2025 882.00 Mn
Dec 31, 2024 917.00 Mn
Sep 30, 2024 968.00 Mn
Jun 30, 2024 967.00 Mn
Mar 31, 2024 954.00 Mn
Dec 31, 2023 878.00 Mn
Sep 30, 2023 800.00 Mn
Jun 30, 2023 717.00 Mn
Mar 31, 2023 557.00 Mn
Dec 31, 2022 441.00 Mn
Sep 30, 2022 280.00 Mn
Jun 30, 2022 160.00 Mn
Mar 31, 2022 127.00 Mn
Dec 31, 2021 119.00 Mn
Sep 30, 2021 131.00 Mn