Synchrony Financial (SYF) Operating Expenses (2013 - 2026)

Synchrony Financial has reported Operating Expenses for 14 years, with the latest figure at $1.3 billion in Q1 2026.

• For the quarter ending Q1 2026, Operating Expenses rose 5.87% year-over-year to $1.3 billion; the trailing twelve-month figure through Mar 2026 stood at $5.2 billion (up 6.81% YoY), and the FY2025 full-year result was $5.1 billion, up 6.12% from the prior year.
• Operating Expenses for Q1 2026 stood at $1.3 billion, down from $1.4 billion in the prior quarter.
• The five-year high for Operating Expenses was $1.4 billion in Q4 2025, with the low at $1.0 billion in Q1 2022.
• Historically, Operating Expenses has averaged $1.2 billion across 5 years, with a median of $1.2 billion in 2024.
• Annual changes were most pronounced in 2023 — Operating Expenses increased 14.34% — and 2024, when it declined 3.72%.
• Synchrony Financial's Operating Expenses stood at $1.2 billion in 2022, then increased by 14.34% to $1.3 billion in 2023, then dropped by 3.72% to $1.3 billion in 2024, then gained by 10.42% to $1.4 billion in 2025, then declined by 5.93% to $1.3 billion in 2026.
• The last three Operating Expenses figures came in at $1.3 billion (Q1 2026), $1.4 billion (Q4 2025), and $1.2 billion (Q3 2025), per Business Quant data.