Synchrony Financial (SYF) Operating Expenses (2013 - 2026)

Synchrony Financial (SYF) has reported Operating Expenses for 14 consecutive years, with $1.3 billion the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Operating Expenses rose 6.91% year-over-year to $1.3 billion; the trailing twelve-month figure through Jun 2026 stood at $5.3 billion (up 7.08% YoY), and the FY2025 full-year result was $5.1 billion, up 6.12% from the prior year.
• Operating Expenses climbed to $1.3 billion in Q2 2026 per SYF's latest filing, from $1.3 billion in the prior quarter.
• Across five years, Operating Expenses topped out at $1.4 billion in Q4 2025 and bottomed at $1.0 billion in Q1 2022.
• Historically, Operating Expenses has averaged $1.2 billion across 5 years, with a median of $1.2 billion in 2024.
• The sharpest annual moves came in 2023 and 2024: Operating Expenses rose 14.34% in 2023, then fell 3.72% in 2024.
• Over 5 years, Operating Expenses stood at $1.2 billion in 2022, then gained by 14.34% to $1.3 billion in 2023, then fell by 3.72% to $1.3 billion in 2024, then climbed by 10.42% to $1.4 billion in 2025, then dropped by 4.86% to $1.3 billion in 2026.
• According to Business Quant data, Operating Expenses over the past three periods registered $1.3 billion, $1.3 billion, and $1.4 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.