Synchrony Financial (SYF) Financial Services Fees (2013 - 2025)
Synchrony Financial's (SYF) quarterly Financial Services Fees came in at $149.0 million in Q3 2025, up 2.76% on a YoY basis from $145.0 million in Q3 2024, and up 3.47% quarter-over-quarter from $144.0 million in Q2 2025.
Analysis
Synchrony Financial (SYF) Financial Services Fees (2013 - 2025) Analysis & Trends
Synchrony Financial (SYF) has reported Financial Services Fees for 13 consecutive years, with $149.0 million the latest figure, recorded in Q3 2025.
- For the quarter ending Q3 2025, Financial Services Fees rose 2.76% year-over-year to $149.0 million; the trailing twelve-month figure through Sep 2025 stood at $585.0 million (up 7.93% YoY), and the FY2022 full-year result was $387.0 million, up 36.27% from the prior year.
- Financial Services Fees grew to $149.0 million in Q3 2025 per SYF's latest filing, from $144.0 million in the prior quarter.
- Across five years, Financial Services Fees topped out at $149.0 million in Q3 2025 and bottomed at $66.0 million in Q2 2021.
- Historically, Financial Services Fees has averaged $111.4 million across 5 years, with a median of $115.0 million in 2023.
- The sharpest annual moves came in 2021 and 2022: Financial Services Fees decreased 4.35% in 2021, then surged 47.14% in 2022.
- Over 5 years, Financial Services Fees stood at $79.0 million in 2021, then rose by 29.11% to $102.0 million in 2022, then gained by 28.43% to $131.0 million in 2023, then increased by 10.69% to $145.0 million in 2024, then grew by 2.76% to $149.0 million in 2025.
- According to Business Quant data, Financial Services Fees over the past three periods registered $149.0 million, $144.0 million, and $147.0 million for Q3 2025, Q2 2025, and Q1 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 149.00 Mn |
| Jun 30, 2025 | 144.00 Mn |
| Mar 31, 2025 | 147.00 Mn |
| Sep 30, 2024 | 145.00 Mn |
| Jun 30, 2024 | 125.00 Mn |
| Mar 31, 2024 | 141.00 Mn |
| Sep 30, 2023 | 131.00 Mn |
| Jun 30, 2023 | 125.00 Mn |
| Mar 31, 2023 | 115.00 Mn |
| Dec 31, 2022 | 102.00 Mn |
| Sep 30, 2022 | 103.00 Mn |
| Jun 30, 2022 | 93.00 Mn |
| Mar 31, 2022 | 89.00 Mn |
| Dec 31, 2021 | 79.00 Mn |
| Sep 30, 2021 | 70.00 Mn |
| Jun 30, 2021 | 66.00 Mn |
| Mar 31, 2021 | 69.00 Mn |
| Dec 31, 2020 | 72.00 Mn |
| Sep 30, 2020 | 68.00 Mn |
| Jun 30, 2020 | 69.00 Mn |