Synchrony Financial reported total assets of $122.47B and total liabilities of $105.92B for the quarter ended Sep 2026, up 4.7% year over year. This balance sheet covers 55 quarters of results from Mar 2013 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Balance SheetBalance Sheet | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash & Short-Term Funds | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash & EquivalentsCash & Equiv. | 8,337.00M | 10,541.00M | 10,682.00M | 11,962.00M | 10,294.00M | 15,303.00M | 12,706.00M | 15,643.00M | 14,259.00M | 20,021.00M | 18,632.00M | 17,934.00M | 14,711.00M | 21,629.00M | 19,457.00M | 16,245.00M | 14,973.00M | 20,559.00M | 16,193.00M | 15,901.00M | |||||||||||||||||||||||||||||||||||
| Cash & Current Investments | 8,337.00M | 10,541.00M | 10,682.00M | 11,962.00M | 10,294.00M | 15,303.00M | 12,706.00M | 15,643.00M | 14,259.00M | 20,021.00M | 18,632.00M | 17,934.00M | 14,711.00M | 21,629.00M | 19,457.00M | 16,245.00M | 14,973.00M | 20,559.00M | 16,193.00M | 15,901.00M | |||||||||||||||||||||||||||||||||||
| Securities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Securities - Available for Sale | 5,283.00M | 4,677.00M | 5,012.00M | 5,082.00M | 4,879.00M | 4,008.00M | 4,294.00M | 2,882.00M | 3,799.00M | 3,005.00M | 2,693.00M | 2,345.00M | 3,079.00M | 2,724.00M | 2,905.00M | 2,716.00M | 2,348.00M | 3,040.00M | 4,365.00M | 4,356.00M | |||||||||||||||||||||||||||||||||||
| Loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans Held for Sale | 4,361.00M | 4,046.00M | 191.00M | 192.00M | |||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans - Gross | 80,740.00M | 78,916.00M | 82,674.00M | 86,012.00M | 92,470.00M | 91,129.00M | 94,801.00M | 97,873.00M | 102,988.00M | 101,733.00M | 102,284.00M | 102,193.00M | 104,721.00M | 99,608.00M | 99,776.00M | 100,178.00M | 103,808.00M | 100,085.00M | 102,208.00M | 103,346.00M | |||||||||||||||||||||||||||||||||||
| Loans - Loss Allowance | 8,688.00M | 8,651.00M | 8,808.00M | 9,102.00M | 9,527.00M | 9,517.00M | 9,804.00M | 10,176.00M | 10,571.00M | 10,905.00M | 10,982.00M | 11,029.00M | 10,929.00M | 10,828.00M | 10,564.00M | 10,373.00M | 10,442.00M | 10,428.00M | 10,312.00M | 10,341.00M | |||||||||||||||||||||||||||||||||||
| Loans - Net | 72,052.00M | 70,265.00M | 73,866.00M | 76,910.00M | 82,943.00M | 81,612.00M | 84,997.00M | 87,697.00M | 92,417.00M | 90,828.00M | 91,302.00M | 91,164.00M | 93,792.00M | 88,780.00M | 89,212.00M | 89,805.00M | 93,366.00M | 89,657.00M | 91,896.00M | 93,005.00M | |||||||||||||||||||||||||||||||||||
| Other Assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Goodwill | 1,105.00M | 1,105.00M | 1,105.00M | 1,105.00M | 1,105.00M | 1,105.00M | 1,105.00M | 1,105.00M | 1,018.00M | 1,073.00M | 1,274.00M | 1,274.00M | 1,274.00M | 1,274.00M | 1,274.00M | 1,274.00M | 1,363.00M | 1,363.00M | 1,363.00M | 1,363.00M | |||||||||||||||||||||||||||||||||||
| Intangibles | 1,168.00M | 1,149.00M | 1,118.00M | 1,033.00M | 742.00M | 1,297.00M | 1,226.00M | 1,169.00M | 815.00M | 800.00M | 776.00M | 765.00M | 854.00M | 847.00M | 862.00M | 909.00M | 104.00M | 1,223.00M | 152.00M | 147.00M | |||||||||||||||||||||||||||||||||||
| Goodwill & Intangibles | 2,273.00M | 2,254.00M | 2,223.00M | 2,138.00M | 1,847.00M | 2,402.00M | 2,331.00M | 2,274.00M | 1,833.00M | 1,873.00M | 2,050.00M | 2,039.00M | 2,128.00M | 2,121.00M | 2,136.00M | 2,183.00M | 1,467.00M | 2,586.00M | 1,515.00M | 1,510.00M | |||||||||||||||||||||||||||||||||||
| Other Assets | 3,442.00M | 3,484.00M | 3,417.00M | 4,674.00M | 4,601.00M | 4,528.00M | 4,369.00M | 4,443.00M | 5,171.00M | 5,446.00M | 5,812.00M | 5,747.00M | 5,753.00M | 6,772.00M | 6,604.00M | 5,843.00M | 6,941.00M | 5,659.00M | 7,961.00M | 7,697.00M | |||||||||||||||||||||||||||||||||||
| Assets | 95,748.00M | 95,267.00M | 95,200.00M | 100,766.00M | 104,564.00M | 107,853.00M | 108,697.00M | 112,939.00M | 117,479.00M | 121,173.00M | 120,489.00M | 119,229.00M | 119,463.00M | 122,026.00M | 120,505.00M | 116,984.00M | 119,095.00M | 121,501.00M | 121,930.00M | 122,469.00M | |||||||||||||||||||||||||||||||||||
| Liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposits | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposits - Non-Interest-BearingNon-Int. Deposits | 359.00M | 395.00M | 381.00M | 372.00M | 399.00M | 417.00M | 421.00M | 397.00M | 364.00M | 394.00M | 392.00M | 383.00M | 398.00M | 405.00M | 405.00M | 373.00M | 396.00M | 416.00M | 430.00M | 438.00M | |||||||||||||||||||||||||||||||||||
| Deposits - Interest-BearingInt. Deposits | 61,911.00M | 63,180.00M | 64,328.00M | 68,032.00M | 71,336.00M | 74,008.00M | 75,344.00M | 77,669.00M | 80,789.00M | 83,160.00M | 82,708.00M | 81,901.00M | 81,664.00M | 83,030.00M | 81,857.00M | 79,513.00M | 80,748.00M | 82,478.00M | 82,376.00M | 82,513.00M | |||||||||||||||||||||||||||||||||||
| Deposits - Total | 62,270.00M | 63,575.00M | 64,709.00M | 68,404.00M | 71,735.00M | 74,425.00M | 75,765.00M | 78,066.00M | 81,153.00M | 83,554.00M | 83,100.00M | 82,284.00M | 82,062.00M | 83,435.00M | 82,262.00M | 79,886.00M | 81,144.00M | 82,894.00M | 82,806.00M | 82,951.00M | |||||||||||||||||||||||||||||||||||
| Borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Long-Term Debt | 14,507.00M | 13,360.00M | 12,157.00M | 14,321.00M | 14,191.00M | 14,934.00M | 14,231.00M | 15,231.00M | 15,982.00M | 16,133.00M | 15,637.00M | 15,632.00M | 15,462.00M | 17,009.00M | 16,009.00M | 14,431.00M | 15,182.00M | 16,428.00M | 16,432.00M | 17,025.00M | |||||||||||||||||||||||||||||||||||
| Non-Current Debt | 7,219.00M | 7,221.00M | 6,470.00M | 7,961.00M | 7,964.00M | 8,706.00M | 8,709.00M | 8,712.00M | 8,715.00M | 8,117.00M | 8,120.00M | 7,617.00M | 7,620.00M | 8,418.00M | 7,669.00M | 6,765.00M | 6,767.00M | 7,513.00M | 7,516.00M | 8,110.00M | |||||||||||||||||||||||||||||||||||
| Other Liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Accumulated Expenses | 5,316.00M | 4,914.00M | 4,941.00M | 5,029.00M | 5,765.00M | 5,301.00M | 5,321.00M | 5,875.00M | 6,334.00M | 6,204.00M | 6,212.00M | 5,333.00M | 5,359.00M | 5,001.00M | 5,282.00M | 5,602.00M | 6,003.00M | 5,702.00M | 5,795.00M | 5,943.00M | |||||||||||||||||||||||||||||||||||
| Liabilities from Discontinued Operations | 107.00M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Other Liabilities | 14.00M | 12.00M | 14.00M | 18.00M | 287.00M | 23.00M | 22.00M | 26.00M | 316.00M | 31.00M | 28.00M | 29.00M | 351.00M | 27.00M | 28.00M | 26.00M | 28.00M | 27.00M | 27.00M | 27.00M | |||||||||||||||||||||||||||||||||||
| Total Liabilities | 82,093.00M | 81,849.00M | 81,807.00M | 87,754.00M | 91,691.00M | 94,660.00M | 95,317.00M | 99,172.00M | 103,576.00M | 105,891.00M | 104,949.00M | 103,249.00M | 102,883.00M | 105,445.00M | 103,553.00M | 99,919.00M | 102,329.00M | 105,024.00M | 105,033.00M | 105,919.00M | |||||||||||||||||||||||||||||||||||
| Shareholder's Equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Preferred Shares | 734.00M | 734.00M | 734.00M | 734.00M | 734.00M | 734.00M | 734.00M | 734.00M | 734.00M | 1,222.00M | 1,222.00M | 1,222.00M | 1,222.00M | 1,222.00M | 1,222.00M | 1,222.00M | 1,222.00M | 1,222.00M | 1,716.00M | 1,716.00M | |||||||||||||||||||||||||||||||||||
| Common Stock | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M | |||||||||||||||||||||||||||||||||||
| Additional Paid-In CapitalAPIC | 9,669.00M | 9,643.00M | 9,663.00M | 9,685.00M | 9,718.00M | 9,705.00M | 9,727.00M | 9,750.00M | 9,775.00M | 9,768.00M | 9,793.00M | 9,822.00M | 9,853.00M | 9,804.00M | 9,836.00M | 9,866.00M | 9,902.00M | 9,844.00M | 9,876.00M | 9,912.00M | |||||||||||||||||||||||||||||||||||
| Retained Earnings | 14,245.00M | 15,003.00M | 15,679.00M | 16,252.00M | 16,716.00M | 17,369.00M | 17,828.00M | 18,338.00M | 18,662.00M | 19,790.00M | 20,310.00M | 20,975.00M | 21,635.00M | 22,209.00M | 23,036.00M | 23,978.00M | 24,598.00M | 25,210.00M | 25,968.00M | 26,720.00M | |||||||||||||||||||||||||||||||||||
| Treasury Stock | 10,925.00M | 11,842.00M | 12,535.00M | 13,473.00M | 14,171.00M | 14,514.00M | 14,814.00M | 14,960.00M | 15,201.00M | 15,430.00M | 15,713.00M | 15,990.00M | 16,072.00M | 16,602.00M | 17,098.00M | 17,956.00M | 18,909.00M | 19,744.00M | 20,593.00M | 21,701.00M | |||||||||||||||||||||||||||||||||||
| Common Equity | 13,655.00M | 13,418.00M | 13,393.00M | 13,012.00M | 12,873.00M | 13,193.00M | 13,380.00M | 13,767.00M | 13,903.00M | 15,282.00M | 15,540.00M | 15,980.00M | 16,580.00M | 16,581.00M | 16,952.00M | 17,065.00M | 16,766.00M | 16,477.00M | 16,897.00M | 16,550.00M | |||||||||||||||||||||||||||||||||||
| Liabilities and Shareholders Equity | 95,748.00M | 95,267.00M | 95,200.00M | 100,766.00M | 104,564.00M | 107,853.00M | 108,697.00M | 112,939.00M | 117,479.00M | 121,173.00M | 120,489.00M | 119,229.00M | 119,463.00M | 122,026.00M | 120,505.00M | 116,984.00M | 119,095.00M | 121,501.00M | 121,930.00M | 122,469.00M | |||||||||||||||||||||||||||||||||||
| Additional items | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Debt | 7,219.00M | 7,221.00M | 6,470.00M | 7,961.00M | 7,964.00M | 8,706.00M | 8,709.00M | 8,712.00M | 8,715.00M | 8,117.00M | 8,120.00M | 7,617.00M | 7,620.00M | 8,418.00M | 7,669.00M | 6,765.00M | 6,767.00M | 7,513.00M | 7,516.00M | 8,110.00M | |||||||||||||||||||||||||||||||||||
| Treasury Shares | 307.15M | 327.76M | 346.16M | 375.08M | 395.77M | 405.54M | 415.88M | 420.20M | 427.11M | 432.57M | 438.87M | 444.76M | 446.00M | 453.45M | 462.04M | 473.84M | 487.00M | 497.00M | 509.00M | 523.00M |
Pull Synchrony Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=SYF&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "SYF", "statement": "BS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=SYF&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();