Synchrony Financial (SYF) Interest Income - Total (2013 - 2026)
Synchrony Financial (SYF) reported Interest Income - Total of $2.2 billion for Q1 2026, up 7.31% on a YoY basis from $2.1 billion in Q1 2025, and little changed quarter-over-quarter from $2.2 billion in Q4 2025.
Synchrony Financial (SYF) Interest Income - Total (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Interest Income - Total for 14 years, with the latest figure at $2.2 billion in Q1 2026.
- For the quarter ending Q1 2026, Interest Income - Total rose 7.31% year-over-year to $2.2 billion; the trailing twelve-month figure through Mar 2026 stood at $9.4 billion (up 14.6% YoY), and the FY2025 full-year result was $9.2 billion, up 17.34% from the prior year.
- Interest Income - Total for Q1 2026 stood at $2.2 billion, roughly flat from $2.2 billion in the prior quarter.
- The five-year high for Interest Income - Total was $5.8 billion in Q3 2024, with the low at $4.0 billion in Q1 2022.
- Historically, Interest Income - Total has averaged $5.2 billion across 5 years, with a median of $5.6 billion in 2025.
- Annual changes were most pronounced in 2022 — Interest Income - Total dropped 21.96% — and 2025, when it climbed 25.16%.
- Synchrony Financial's Interest Income - Total stood at $1.9 billion in 2022, then decreased by 4.19% to $1.8 billion in 2023, then grew by 18.39% to $2.1 billion in 2024, then increased by 5.35% to $2.2 billion in 2025, then climbed by 0.22% to $2.2 billion in 2026.
- The last three Interest Income - Total figures came in at $2.2 billion (Q1 2026), $2.2 billion (Q4 2025), and $2.6 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 6.67 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 2.23 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 532.45 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 1.00 Bn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 3.37 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.23 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Jun 30, 2025 | 2.38 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Jun 30, 2025 | 2.38 Bn |
| Mar 31, 2025 | 5.55 Bn |
| Mar 31, 2025 | 2.08 Bn |
| Mar 31, 2025 | 2.08 Bn |
| Mar 31, 2025 | 5.55 Bn |