Synchrony Financial (SYF) Interest Income - Total (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest Income - Total came in at $2.4 billion in Q2 2026, little changed YoY from $2.4 billion in Q2 2025, and up 6.73% on a QoQ basis from $2.2 billion in Q1 2026.
Synchrony Financial (SYF) Interest Income - Total (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Interest Income - Total data on file, last reported at $2.4 billion in Q2 2026.
- Quarterly Interest Income - Total changed 0.13% year-over-year to $2.4 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $9.4 billion (up 8.23% YoY) and the FY2025 annual result came in at $9.2 billion, up 17.34% from the prior year.
- Interest Income - Total rose to $2.4 billion in Q2 2026, from $2.2 billion in the prior quarter.
- In the past five years, Interest Income - Total ranged from a high of $5.8 billion in Q3 2024 to a low of $4.0 billion in Q1 2022.
- A 5-year average of $5.2 billion and a median of $5.6 billion in 2024 frame the typical range for Interest Income - Total.
- Annual changes were most pronounced in 2022 — Interest Income - Total dropped 21.96% — and 2025, when it climbed 25.16%.
- Tracing SYF's Interest Income - Total over 5 years: stood at $1.9 billion in 2022, then decreased by 4.19% to $1.8 billion in 2023, then grew by 18.39% to $2.1 billion in 2024, then increased by 5.35% to $2.2 billion in 2025, then advanced by 6.97% to $2.4 billion in 2026.
- The last three Interest Income - Total figures came in at $2.4 billion (Q2 2026), $2.2 billion (Q1 2026), and $2.2 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.61 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 16.39 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.38 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 532.45 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.00 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 1.30 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 5.58 Bn |
| Jun 30, 2026 | 2.38 Bn |
| Jun 30, 2026 | 5.58 Bn |
| Jun 30, 2026 | 2.38 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Jun 30, 2025 | 2.38 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Jun 30, 2025 | 2.38 Bn |