Synchrony Financial (SYF) Interest Income - Total (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest Income - Total came in at $2.4 billion in Q2 2026, little changed on a YoY basis from $2.4 billion in Q2 2025, and up 6.73% quarter-over-quarter from $2.2 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Interest Income - Total (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Interest Income - Total for 14 consecutive years, with $2.4 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Income - Total changed 0.13% year-over-year to $2.4 billion; the trailing twelve-month figure through Jun 2026 stood at $9.4 billion (up 8.23% YoY), and the FY2025 full-year result was $9.2 billion, up 17.34% from the prior year.
- Interest Income - Total climbed to $2.4 billion in Q2 2026 per SYF's latest filing, from $2.2 billion in the prior quarter.
- Across five years, Interest Income - Total topped out at $5.8 billion in Q3 2024 and bottomed at $4.0 billion in Q1 2022.
- Historically, Interest Income - Total has averaged $5.2 billion across 5 years, with a median of $5.6 billion in 2024.
- The sharpest annual moves came in 2022 and 2025: Interest Income - Total declined 21.96% in 2022, then grew 25.16% in 2025.
- Over 5 years, Interest Income - Total stood at $1.9 billion in 2022, then dropped by 4.19% to $1.8 billion in 2023, then rose by 18.39% to $2.1 billion in 2024, then gained by 5.35% to $2.2 billion in 2025, then grew by 6.97% to $2.4 billion in 2026.
- According to Business Quant data, Interest Income - Total over the past three periods registered $2.4 billion, $2.2 billion, and $2.2 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 5.58 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 567.29 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 602.06 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.23 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 377.83 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 682.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.58 Bn |
| Jun 30, 2026 | 2.38 Bn |
| Jun 30, 2026 | 5.58 Bn |
| Jun 30, 2026 | 2.38 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Jun 30, 2025 | 2.38 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Jun 30, 2025 | 2.38 Bn |