Synchrony Financial (SYF) Interest Income - Total (2013 - 2026)
Synchrony Financial (SYF) posted Interest Income - Total of $2.2 billion for Q1 2026, little changed quarter-over-quarter from $2.2 billion in Q4 2025, and up 7.31% year-on-year from $2.1 billion in Q1 2025.
Synchrony Financial (SYF) Interest Income - Total (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Interest Income - Total for 14 consecutive years, with $2.2 billion the latest figure, recorded in Q1 2026.
- Interest Income - Total for Q1 2026 came in at $2.2 billion, up 7.31% year-over-year; the trailing twelve-month figure through Mar 2026 was $9.4 billion (up 14.6% YoY), and the FY2025 annual result was $9.2 billion, up 17.34% from the prior year.
- Interest Income - Total was $2.2 billion for Q1 2026 at Synchrony Financial, roughly flat from $2.2 billion in the prior quarter.
- Over five years, Interest Income - Total peaked at $5.8 billion in Q3 2024 and troughed at $4.0 billion in Q1 2022.
- Average Interest Income - Total over 5 years is $5.2 billion, with a median of $5.6 billion recorded in 2025.
- Year-over-year, Interest Income - Total fell 21.96% in 2022 and increased 25.16% in 2025.
- Over 5 years, Interest Income - Total stood at $1.9 billion in 2022, then declined by 4.19% to $1.8 billion in 2023, then gained by 18.39% to $2.1 billion in 2024, then advanced by 5.35% to $2.2 billion in 2025, then rose by 0.22% to $2.2 billion in 2026.
- Per Business Quant data, the three most recent Interest Income - Total figures were $2.2 billion in Q1 2026, $2.2 billion in Q4 2025, and $2.6 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 6.67 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 532.45 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 1.00 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.10 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | 76.77 Mn | -20.48 Bn | - | 5.60 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.60 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Sep 30, 2025 | 2.55 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Jun 30, 2025 | 2.38 Bn |
| Jun 30, 2025 | 2.38 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Mar 31, 2025 | 2.08 Bn |
| Mar 31, 2025 | 5.55 Bn |
| Mar 31, 2025 | 5.55 Bn |
| Mar 31, 2025 | 2.08 Bn |