Synchrony Financial (SYF) Interest Income - Total (2013 - 2026)
Synchrony Financial (SYF) posted Interest Income - Total of $2.38 billion for Q2 2026, down 0.1% from $2.38 billion a year earlier but up 6.7% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Interest Income - Total (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Income - Total at Synchrony Financial was $9.39 billion, up 8.2% year-over-year; for FY2025, it was $9.24 billion, up 17.3% from FY2024.
- Annual Interest Income - Total shows a five-year compound annual growth rate of 11.1% (FY2020 to FY2025).
- In prior years, Synchrony Financial's Interest Income - Total was $7.87 billion in FY2024 (+6.8%), $7.37 billion in FY2023 (-6.9%), $7.92 billion in FY2022 (-11.9%) and $8.99 billion in FY2021 (+65.0%).
- Quarterly Interest Income - Total has run from a low of $1.76 billion in Q1 2024 to a high of $2.55 billion in Q3 2025 over five years.
- On a year-over-year basis, Interest Income - Total increased in seven of the last eight quarters, with growth averaging 13.3%.
- The strongest year-over-year quarter for Interest Income - Total in the past five years was Q3 2021, with growth of 75.6%; the weakest was Q2 2022, with a decline of 22.0%.
- According to Business Quant data, Interest Income - Total for the three prior quarters was $2.23 billion (Q1 2026), $2.23 billion (Q4 2025) and $2.55 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | - |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | - |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | - |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 567.29 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 5.58 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 40.81 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 1.81 Bn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 34.28 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.58 Bn |
| Mar 31, 2026 | 5.60 Bn |
| Dec 31, 2025 | 5.73 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Jun 30, 2025 | 5.59 Bn |
| Mar 31, 2025 | 5.55 Bn |
| Dec 31, 2024 | 5.71 Bn |
| Sep 30, 2024 | 5.79 Bn |
| Jun 30, 2024 | 5.58 Bn |
| Mar 31, 2024 | 5.57 Bn |
| Dec 31, 2023 | 5.55 Bn |
| Sep 30, 2023 | 5.35 Bn |
| Jun 30, 2023 | 5.02 Bn |
| Mar 31, 2023 | 4.79 Bn |
| Dec 31, 2022 | 4.71 Bn |
| Sep 30, 2022 | 4.34 Bn |
| Jun 30, 2022 | 4.07 Bn |
| Mar 31, 2022 | 4.02 Bn |
| Dec 31, 2021 | 4.05 Bn |
| Sep 30, 2021 | 3.90 Bn |
API Access
Synchrony Financial Interest Income - Total API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-total&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-total", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-total&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();