Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Interest Income - Total (2013 - 2026)

Synchrony Financial's (SYF) quarterly Interest Income - Total came in at $2.4 billion in Q2 2026, little changed on a YoY basis from $2.4 billion in Q2 2025, and up 6.73% quarter-over-quarter from $2.2 billion in Q1 2026.

Analysis

Synchrony Financial (SYF) Interest Income - Total (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Interest Income - Total for 14 consecutive years, with $2.4 billion the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Interest Income - Total changed 0.13% year-over-year to $2.4 billion; the trailing twelve-month figure through Jun 2026 stood at $9.4 billion (up 8.23% YoY), and the FY2025 full-year result was $9.2 billion, up 17.34% from the prior year.
  • Interest Income - Total climbed to $2.4 billion in Q2 2026 per SYF's latest filing, from $2.2 billion in the prior quarter.
  • Across five years, Interest Income - Total topped out at $5.8 billion in Q3 2024 and bottomed at $4.0 billion in Q1 2022.
  • Historically, Interest Income - Total has averaged $5.2 billion across 5 years, with a median of $5.6 billion in 2024.
  • The sharpest annual moves came in 2022 and 2025: Interest Income - Total declined 21.96% in 2022, then grew 25.16% in 2025.
  • Over 5 years, Interest Income - Total stood at $1.9 billion in 2022, then dropped by 4.19% to $1.8 billion in 2023, then rose by 18.39% to $2.1 billion in 2024, then gained by 5.35% to $2.2 billion in 2025, then grew by 6.97% to $2.4 billion in 2026.
  • According to Business Quant data, Interest Income - Total over the past three periods registered $2.4 billion, $2.2 billion, and $2.2 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Total (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 5.58 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 567.29 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - 602.06 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 1.23 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 377.83 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - 682.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 5.58 Bn
Jun 30, 2026 2.38 Bn
Jun 30, 2026 5.58 Bn
Jun 30, 2026 2.38 Bn
Mar 31, 2026 5.60 Bn
Mar 31, 2026 2.23 Bn
Mar 31, 2026 2.23 Bn
Mar 31, 2026 5.60 Bn
Dec 31, 2025 5.73 Bn
Dec 31, 2025 2.23 Bn
Dec 31, 2025 5.73 Bn
Dec 31, 2025 2.23 Bn
Sep 30, 2025 5.73 Bn
Sep 30, 2025 2.55 Bn
Sep 30, 2025 2.55 Bn
Sep 30, 2025 5.73 Bn
Jun 30, 2025 2.38 Bn
Jun 30, 2025 5.59 Bn
Jun 30, 2025 5.59 Bn
Jun 30, 2025 2.38 Bn