Synchrony Financial (SYF) EPS (Diluted) (2013 - 2026)
Synchrony Financial (SYF) reported EPS (Diluted) of $2.68 for Q3 2026, down 6.2% from $2.86 a year earlier but up 3.6% from the prior quarter.
Synchrony Financial (SYF) EPS (Diluted) (2013 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Synchrony Financial's EPS (Diluted) came in at $10.06, up 6.5% year-over-year; for FY2025, it was $9.28, up 8.5% from FY2024.
- EPS (Diluted) has a five-year compound annual growth rate of 32.5% (FY2020 to FY2025).
- By year, EPS (Diluted) came in at $8.55 in FY2024 (+65.0%), $5.19 in FY2023 (-15.7%), $6.15 in FY2022 (-16.2%) and $7.34 in FY2021 (+222.9%).
- Five-year quarterly EPS (Diluted) spans a low of $1.01 in Q4 2023 and a high of $3.14 in Q1 2024.
- Year over year, EPS (Diluted) gained in six of the last eight quarters, with growth averaging 21.9%.
- The high point for year-over-year EPS (Diluted) in five years was Q1 2024 (growth of 132.7%); the low point was Q1 2025 (a decline of 39.8%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $2.59 (Q2 2026), $2.27 (Q1 2026) and $1.95 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Diluted) (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 40.93 Bn | 9.65 Bn | 12.74 Bn | 1.57 |
| 2 | Rocket Companies | 35.34 Bn | 35.34 Bn | - | 0.25 |
| 3 | Royalty Pharma | 30.01 Bn | 26.97 Bn | - | 0.03 |
| 4 | Federal National Mortgage Association Fannie Mae | 27.93 Bn | 27.93 Bn | - | 0.18 |
| 5 | Synchrony Financial | 24.06 Bn | -43.57 Bn | - | 2.68 |
| 6 | Affirm Holdings | 24.01 Bn | 17.70 Bn | - | 4.63 |
| 7 | Royal Gold | 19.28 Bn | 18.45 Bn | 390.45 Mn | 2.78 |
| 8 | Federal Home Loan Mortgage | 14.26 Bn | 14.26 Bn | - | -0.01 |
| 9 | Annaly Capital Management | 14.11 Bn | 5.07 Bn | - | -1.36 |
| 10 | Ares Capital | 13.69 Bn | 11.45 Bn | - | 0.44 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.68 |
| Jun 30, 2026 | 2.59 |
| Mar 31, 2026 | 2.27 |
| Dec 31, 2025 | 1.95 |
| Sep 30, 2025 | 2.86 |
| Jun 30, 2025 | 2.50 |
| Mar 31, 2025 | 1.89 |
| Dec 31, 2024 | 1.88 |
| Sep 30, 2024 | 1.94 |
| Jun 30, 2024 | 1.55 |
| Mar 31, 2024 | 3.14 |
| Dec 31, 2023 | 1.01 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.32 |
| Mar 31, 2023 | 1.35 |
| Dec 31, 2022 | 1.17 |
| Sep 30, 2022 | 1.47 |
| Jun 30, 2022 | 1.60 |
| Mar 31, 2022 | 1.77 |
| Dec 31, 2021 | 1.41 |
Synchrony Financial EPS (Diluted) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-diluted&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-diluted", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=eps-diluted&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();