Synchrony Financial (SYF) Other Non-Interest Expense (2013 - 2026)
Synchrony Financial (SYF) recorded Other Non-Interest Expense of $370 million in Q3 2026, up 32.6% from $279 million a year earlier and up 6.6% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Other Non-Interest Expense (2013 - 2026) Analysis & Trends
On a TTM basis, Synchrony Financial's Other Non-Interest Expense came in at $1.39 billion as of Sep 30, 2026, up 15.9% year-over-year; for FY2025, it was $1.21 billion, down 1.7% from FY2024.
- Annual Other Non-Interest Expense has a five-year compound annual growth rate of -3.3% (FY2020 to FY2025).
- Across earlier years, Other Non-Interest Expense came in at $1.23 billion in FY2024 (-7.0%), $1.32 billion in FY2023 (+9.9%), $1.2 billion in FY2022 (+6.3%) and $1.13 billion in FY2021 (-20.6%).
- The Q3 2026 figure is the highest quarterly Other Non-Interest Expense since Q3 2020.
- On a year-over-year basis, Other Non-Interest Expense has increased for four consecutive quarters, with growth averaging 6.1% over the last eight quarters.
- Peak year-over-year performance for Other Non-Interest Expense in the last five years was growth of 32.6% in Q3 2026, against a decline of 19.0% in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $347 million (Q2 2026), $330 million (Q1 2026) and $342 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Other Non-Int. Exp. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.02 Bn | 27.70 Bn | - | 594.00 Mn |
| 2 | Orix | 41.23 Bn | 9.96 Bn | 12.74 Bn | 10.27 Bn |
| 3 | Royalty Pharma | 29.67 Bn | 26.63 Bn | - | 379.14 Mn |
| 4 | Affirm Holdings | 25.73 Bn | 19.42 Bn | - | 871.86 Mn |
| 5 | Federal National Mortgage Association Fannie Mae | 24.82 Bn | 24.82 Bn | - | 1.34 Bn |
| 6 | Synchrony Financial | 23.08 Bn | -44.55 Bn | - | 370.00 Mn |
| 7 | Royal Gold | 20.44 Bn | 19.62 Bn | 390.45 Mn | 159.73 Mn |
| 8 | Annaly Capital Management | 14.24 Bn | 5.20 Bn | - | - |
| 9 | Ares Capital | 13.92 Bn | 11.68 Bn | - | 13.00 Mn |
| 10 | Federal Home Loan Mortgage | 12.42 Bn | -6.26 Bn | - | 1.59 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 370.00 Mn |
| Jun 30, 2026 | 347.00 Mn |
| Mar 31, 2026 | 330.00 Mn |
| Dec 31, 2025 | 342.00 Mn |
| Sep 30, 2025 | 279.00 Mn |
| Jun 30, 2025 | 285.00 Mn |
| Mar 31, 2025 | 301.00 Mn |
| Dec 31, 2024 | 333.00 Mn |
| Sep 30, 2024 | 291.00 Mn |
| Jun 30, 2024 | 300.00 Mn |
| Mar 31, 2024 | 304.00 Mn |
| Dec 31, 2023 | 360.00 Mn |
| Sep 30, 2023 | 314.00 Mn |
| Jun 30, 2023 | 330.00 Mn |
| Mar 31, 2023 | 316.00 Mn |
| Dec 31, 2022 | 294.00 Mn |
| Sep 30, 2022 | 294.00 Mn |
| Jun 30, 2022 | 331.00 Mn |
| Mar 31, 2022 | 282.00 Mn |
| Dec 31, 2021 | 363.00 Mn |
API Access
Synchrony Financial Other Non-Interest Expense API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=other-non-interest-expense&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "other-non-interest-expense", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=other-non-interest-expense&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();