Synchrony Financial (SYF) EBT (2013 - 2026)

Synchrony Financial posted quarterly EBT of $1.0 billion for Q1 2026, up 6.4% year-on-year from $984.0 million in Q1 2025, and up 9.98% on a QoQ basis from $952.0 million in Q4 2025.

Synchrony Financial (SYF) EBT (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of EBT data on file, last reported at $1.0 billion in Q1 2026.

  • For the quarter ending Q1 2026, EBT rose 6.4% year-over-year to $1.0 billion; the trailing twelve-month figure through Mar 2026 stood at $4.7 billion (up 22.33% YoY), and the FY2025 full-year result was $4.6 billion, up 1.49% from the prior year.
  • EBT for Q1 2026 stood at $1.0 billion, up from $952.0 million in the prior quarter.
  • Across five years, EBT topped out at $1.7 billion in Q1 2024 and bottomed at $539.0 million in Q4 2023.
  • The 5-year median for EBT is $973.0 million (2024), against an average of $1.0 billion.
  • The widest annual swing landed in 2024, when EBT jumped 116.2%; it then slumped 42.39% in 2025.
  • A 5-year view of EBT shows it stood at $741.0 million in 2022, then fell by 27.26% to $539.0 million in 2023, then surged by 80.52% to $973.0 million in 2024, then slipped by 2.16% to $952.0 million in 2025, then increased by 9.98% to $1.0 billion in 2026.
  • The last three EBT figures came in at $1.0 billion (Q1 2026), $952.0 million (Q4 2025), and $1.4 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 7.17 Bn
2 Mastercard 441.81 Bn 431.60 Bn - 4.81 Bn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 2.70 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 1.39 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 107.38 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 1.05 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 400.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 157.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.05 Bn
Dec 31, 2025 952.00 Mn
Sep 30, 2025 1.43 Bn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 984.00 Mn
Dec 31, 2024 973.00 Mn
Sep 30, 2024 1.03 Bn
Jun 30, 2024 844.00 Mn
Mar 31, 2024 1.71 Bn
Dec 31, 2023 539.00 Mn
Sep 30, 2023 833.00 Mn
Jun 30, 2023 742.00 Mn
Mar 31, 2023 790.00 Mn
Dec 31, 2022 741.00 Mn
Sep 30, 2022 922.00 Mn
Jun 30, 2022 1.07 Bn
Mar 31, 2022 1.23 Bn
Dec 31, 2021 1.05 Bn
Sep 30, 2021 1.50 Bn
Jun 30, 2021 1.64 Bn