Synchrony Financial (SYF) EBT (2013 - 2026)
Synchrony Financial posted quarterly EBT of $1.0 billion for Q1 2026, up 6.4% year-on-year from $984.0 million in Q1 2025, and up 9.98% on a QoQ basis from $952.0 million in Q4 2025.
Synchrony Financial (SYF) EBT (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of EBT data on file, last reported at $1.0 billion in Q1 2026.
- For the quarter ending Q1 2026, EBT rose 6.4% year-over-year to $1.0 billion; the trailing twelve-month figure through Mar 2026 stood at $4.7 billion (up 22.33% YoY), and the FY2025 full-year result was $4.6 billion, up 1.49% from the prior year.
- EBT for Q1 2026 stood at $1.0 billion, up from $952.0 million in the prior quarter.
- Across five years, EBT topped out at $1.7 billion in Q1 2024 and bottomed at $539.0 million in Q4 2023.
- The 5-year median for EBT is $973.0 million (2024), against an average of $1.0 billion.
- The widest annual swing landed in 2024, when EBT jumped 116.2%; it then slumped 42.39% in 2025.
- A 5-year view of EBT shows it stood at $741.0 million in 2022, then fell by 27.26% to $539.0 million in 2023, then surged by 80.52% to $973.0 million in 2024, then slipped by 2.16% to $952.0 million in 2025, then increased by 9.98% to $1.0 billion in 2026.
- The last three EBT figures came in at $1.0 billion (Q1 2026), $952.0 million (Q4 2025), and $1.4 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 7.17 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 4.81 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 107.38 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 1.05 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 157.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.05 Bn |
| Dec 31, 2025 | 952.00 Mn |
| Sep 30, 2025 | 1.43 Bn |
| Jun 30, 2025 | 1.26 Bn |
| Mar 31, 2025 | 984.00 Mn |
| Dec 31, 2024 | 973.00 Mn |
| Sep 30, 2024 | 1.03 Bn |
| Jun 30, 2024 | 844.00 Mn |
| Mar 31, 2024 | 1.71 Bn |
| Dec 31, 2023 | 539.00 Mn |
| Sep 30, 2023 | 833.00 Mn |
| Jun 30, 2023 | 742.00 Mn |
| Mar 31, 2023 | 790.00 Mn |
| Dec 31, 2022 | 741.00 Mn |
| Sep 30, 2022 | 922.00 Mn |
| Jun 30, 2022 | 1.07 Bn |
| Mar 31, 2022 | 1.23 Bn |
| Dec 31, 2021 | 1.05 Bn |
| Sep 30, 2021 | 1.50 Bn |
| Jun 30, 2021 | 1.64 Bn |