Synchrony Financial (SYF) EBT (2013 - 2026)

Synchrony Financial's (SYF) quarterly EBT came in at $1.2 billion in Q2 2026, down 5.57% YoY from $1.3 billion in Q2 2025, and up 13.28% on a QoQ basis from $1.0 billion in Q1 2026.

Synchrony Financial (SYF) EBT (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of EBT data on file, last reported at $1.2 billion in Q2 2026.

  • Quarterly EBT fell 5.57% year-over-year to $1.2 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $4.6 billion (up 8.8% YoY) and the FY2025 annual result came in at $4.6 billion, up 1.49% from the prior year.
  • EBT climbed to $1.2 billion in Q2 2026, from $1.0 billion in the prior quarter.
  • In the past five years, EBT ranged from a high of $1.7 billion in Q1 2024 to a low of $539.0 million in Q4 2023.
  • A 5-year average of $1.0 billion and a median of $978.5 million in 2024 frame the typical range for EBT.
  • Annual changes were most pronounced in 2024 — EBT jumped 116.2% — and 2025, when it plunged 42.39%.
  • Tracing SYF's EBT over 5 years: stood at $741.0 million in 2022, then declined by 27.26% to $539.0 million in 2023, then jumped by 80.52% to $973.0 million in 2024, then decreased by 2.16% to $952.0 million in 2025, then rose by 24.58% to $1.2 billion in 2026.
  • The last three EBT figures came in at $1.2 billion (Q2 2026), $1.0 billion (Q1 2026), and $952.0 million (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 537.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 1.19 Bn
Mar 31, 2026 1.05 Bn
Dec 31, 2025 952.00 Mn
Sep 30, 2025 1.43 Bn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 984.00 Mn
Dec 31, 2024 973.00 Mn
Sep 30, 2024 1.03 Bn
Jun 30, 2024 844.00 Mn
Mar 31, 2024 1.71 Bn
Dec 31, 2023 539.00 Mn
Sep 30, 2023 833.00 Mn
Jun 30, 2023 742.00 Mn
Mar 31, 2023 790.00 Mn
Dec 31, 2022 741.00 Mn
Sep 30, 2022 922.00 Mn
Jun 30, 2022 1.07 Bn
Mar 31, 2022 1.23 Bn
Dec 31, 2021 1.05 Bn
Sep 30, 2021 1.50 Bn