Synchrony Financial (SYF) EBT (2013 - 2026)

Synchrony Financial (SYF) has reported EBT for 14 consecutive years, with $1.2 billion the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, EBT fell 5.57% year-over-year to $1.2 billion; the trailing twelve-month figure through Jun 2026 stood at $4.6 billion (up 8.8% YoY), and the FY2025 full-year result was $4.6 billion, up 1.49% from the prior year.
• EBT grew to $1.2 billion in Q2 2026 per SYF's latest filing, from $1.0 billion in the prior quarter.
• Across five years, EBT topped out at $1.7 billion in Q1 2024 and bottomed at $539.0 million in Q4 2023.
• Historically, EBT has averaged $1.0 billion across 5 years, with a median of $978.5 million in 2024.
• The sharpest annual moves came in 2024 and 2025: EBT surged 116.2% in 2024, then sank 42.39% in 2025.
• Over 5 years, EBT stood at $741.0 million in 2022, then retreated by 27.26% to $539.0 million in 2023, then soared by 80.52% to $973.0 million in 2024, then dropped by 2.16% to $952.0 million in 2025, then advanced by 24.58% to $1.2 billion in 2026.
• According to Business Quant data, EBT over the past three periods registered $1.2 billion, $1.0 billion, and $952.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.