Synchrony Financial (SYF) EBT (2013 - 2026)
Synchrony Financial's (SYF) quarterly EBT came in at $1.2 billion in Q2 2026, down 5.57% YoY from $1.3 billion in Q2 2025, and up 13.28% on a QoQ basis from $1.0 billion in Q1 2026.
Synchrony Financial (SYF) EBT (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of EBT data on file, last reported at $1.2 billion in Q2 2026.
- Quarterly EBT fell 5.57% year-over-year to $1.2 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $4.6 billion (up 8.8% YoY) and the FY2025 annual result came in at $4.6 billion, up 1.49% from the prior year.
- EBT climbed to $1.2 billion in Q2 2026, from $1.0 billion in the prior quarter.
- In the past five years, EBT ranged from a high of $1.7 billion in Q1 2024 to a low of $539.0 million in Q4 2023.
- A 5-year average of $1.0 billion and a median of $978.5 million in 2024 frame the typical range for EBT.
- Annual changes were most pronounced in 2024 — EBT jumped 116.2% — and 2025, when it plunged 42.39%.
- Tracing SYF's EBT over 5 years: stood at $741.0 million in 2022, then declined by 27.26% to $539.0 million in 2023, then jumped by 80.52% to $973.0 million in 2024, then decreased by 2.16% to $952.0 million in 2025, then rose by 24.58% to $1.2 billion in 2026.
- The last three EBT figures came in at $1.2 billion (Q2 2026), $1.0 billion (Q1 2026), and $952.0 million (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 537.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.19 Bn |
| Mar 31, 2026 | 1.05 Bn |
| Dec 31, 2025 | 952.00 Mn |
| Sep 30, 2025 | 1.43 Bn |
| Jun 30, 2025 | 1.26 Bn |
| Mar 31, 2025 | 984.00 Mn |
| Dec 31, 2024 | 973.00 Mn |
| Sep 30, 2024 | 1.03 Bn |
| Jun 30, 2024 | 844.00 Mn |
| Mar 31, 2024 | 1.71 Bn |
| Dec 31, 2023 | 539.00 Mn |
| Sep 30, 2023 | 833.00 Mn |
| Jun 30, 2023 | 742.00 Mn |
| Mar 31, 2023 | 790.00 Mn |
| Dec 31, 2022 | 741.00 Mn |
| Sep 30, 2022 | 922.00 Mn |
| Jun 30, 2022 | 1.07 Bn |
| Mar 31, 2022 | 1.23 Bn |
| Dec 31, 2021 | 1.05 Bn |
| Sep 30, 2021 | 1.50 Bn |