Synchrony Financial (SYF) Consolidated Net Income (2013 - 2026)
Synchrony Financial's (SYF) quarterly Consolidated Net Income came in at $885.0 million in Q2 2026, down 8.48% YoY from $967.0 million in Q2 2025, and up 9.94% on a QoQ basis from $805.0 million in Q1 2026.
Analysis
Synchrony Financial (SYF) Consolidated Net Income (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Consolidated Net Income data on file, last reported at $885.0 million in Q2 2026.
- Quarterly Consolidated Net Income fell 8.48% year-over-year to $885.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $3.5 billion (up 7.03% YoY) and the FY2025 annual result came in at $3.6 billion, up 1.51% from the prior year.
- Consolidated Net Income climbed to $885.0 million in Q2 2026, from $805.0 million in the prior quarter.
- In the past five years, Consolidated Net Income ranged from a high of $1.3 billion in Q1 2024 to a low of $440.0 million in Q4 2023.
- A 5-year average of $777.5 million and a median of $765.5 million in 2024 frame the typical range for Consolidated Net Income.
- Annual changes were most pronounced in 2024 — Consolidated Net Income surged 115.14% — and 2025, when it tumbled 41.45%.
- Tracing SYF's Consolidated Net Income over 5 years: stood at $577.0 million in 2022, then fell by 23.74% to $440.0 million in 2023, then soared by 75.91% to $774.0 million in 2024, then fell by 2.97% to $751.0 million in 2025, then gained by 17.84% to $885.0 million in 2026.
- The last three Consolidated Net Income figures came in at $885.0 million (Q2 2026), $805.0 million (Q1 2026), and $751.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 410.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 93.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 885.00 Mn |
| Mar 31, 2026 | 805.00 Mn |
| Dec 31, 2025 | 751.00 Mn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 967.00 Mn |
| Mar 31, 2025 | 757.00 Mn |
| Dec 31, 2024 | 774.00 Mn |
| Sep 30, 2024 | 789.00 Mn |
| Jun 30, 2024 | 643.00 Mn |
| Mar 31, 2024 | 1.29 Bn |
| Dec 31, 2023 | 440.00 Mn |
| Sep 30, 2023 | 628.00 Mn |
| Jun 30, 2023 | 569.00 Mn |
| Mar 31, 2023 | 601.00 Mn |
| Dec 31, 2022 | 577.00 Mn |
| Sep 30, 2022 | 703.00 Mn |
| Jun 30, 2022 | 804.00 Mn |
| Mar 31, 2022 | 932.00 Mn |
| Dec 31, 2021 | 813.00 Mn |
| Sep 30, 2021 | 1.14 Bn |