Synchrony Financial (SYF) Consolidated Net Income (2013 - 2026)
Synchrony Financial's Consolidated Net Income came in at $885 million for Q2 2026, down 8.5% from $967 million a year earlier but up 9.9% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Consolidated Net Income (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Synchrony Financial reported Consolidated Net Income of $3.52 billion, up 7.0% year-over-year; for FY2025, it came in at $3.55 billion, up 1.5% from FY2024.
- Consolidated Net Income carries a five-year compound annual growth rate of 20.7% (FY2020 to FY2025).
- Going back by year, Consolidated Net Income was $3.5 billion in FY2024 (+56.3%), $2.24 billion in FY2023 (-25.8%), $3.02 billion in FY2022 (-28.5%) and $4.22 billion in FY2021 (+204.8%).
- The five-year range for quarterly Consolidated Net Income is $440 million (Q4 2023) to $1.29 billion (Q1 2024).
- Year-over-year, Consolidated Net Income increased in five of the last eight quarters, with growth averaging 17.7%.
- The fastest year-over-year change in Consolidated Net Income over five years came in Q3 2021 (growth of 264.5%), and the weakest in Q1 2025 (a decline of 41.5%).
- Business Quant data shows SYF's Consolidated Net Income at $805 million (Q1 2026), $751 million (Q4 2025) and $1.08 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 229.00 Mn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 1.79 Bn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 81.49 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 1.62 Bn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 885.00 Mn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 3.98 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 237.56 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 827.77 Mn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 3.84 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 885.00 Mn |
| Mar 31, 2026 | 805.00 Mn |
| Dec 31, 2025 | 751.00 Mn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 967.00 Mn |
| Mar 31, 2025 | 757.00 Mn |
| Dec 31, 2024 | 774.00 Mn |
| Sep 30, 2024 | 789.00 Mn |
| Jun 30, 2024 | 643.00 Mn |
| Mar 31, 2024 | 1.29 Bn |
| Dec 31, 2023 | 440.00 Mn |
| Sep 30, 2023 | 628.00 Mn |
| Jun 30, 2023 | 569.00 Mn |
| Mar 31, 2023 | 601.00 Mn |
| Dec 31, 2022 | 577.00 Mn |
| Sep 30, 2022 | 703.00 Mn |
| Jun 30, 2022 | 804.00 Mn |
| Mar 31, 2022 | 932.00 Mn |
| Dec 31, 2021 | 813.00 Mn |
| Sep 30, 2021 | 1.14 Bn |
API Access
Synchrony Financial Consolidated Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=consolidated-net-income&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "consolidated-net-income", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=consolidated-net-income&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();