Synchrony Financial (SYF) Interest Income - Net (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest Income - Net came in at $4.6 billion in Q2 2026, up 1.92% YoY from $4.5 billion in Q2 2025, and down 0.58% on a QoQ basis from $4.6 billion in Q1 2026.
Synchrony Financial (SYF) Interest Income - Net (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Interest Income - Net data on file, last reported at $4.6 billion in Q2 2026.
- Quarterly Interest Income - Net rose 1.92% year-over-year to $4.6 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $18.7 billion (up 2.96% YoY) and the FY2025 annual result came in at $18.5 billion, up 2.53% from the prior year.
- Interest Income - Net slipped to $4.6 billion in Q2 2026, from $4.6 billion in the prior quarter.
- In the past five years, Interest Income - Net ranged from a high of $4.8 billion in Q4 2025 to a low of $3.8 billion in Q1 2022.
- A 5-year average of $4.4 billion and a median of $4.4 billion in 2024 frame the typical range for Interest Income - Net.
- Annual changes were most pronounced in 2022 — Interest Income - Net gained 14.79% — and 2025, when it increased 1.34%.
- Tracing SYF's Interest Income - Net over 5 years: stood at $4.1 billion in 2022, then rose by 8.77% to $4.5 billion in 2023, then advanced by 2.82% to $4.6 billion in 2024, then gained by 3.68% to $4.8 billion in 2025, then decreased by 3.21% to $4.6 billion in 2026.
- The last three Interest Income - Net figures came in at $4.6 billion (Q2 2026), $4.6 billion (Q1 2026), and $4.8 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.65 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 12.37 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 4.61 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 418.69 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 692.99 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 1.81 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.61 Bn |
| Mar 31, 2026 | 4.64 Bn |
| Dec 31, 2025 | 4.76 Bn |
| Sep 30, 2025 | 4.72 Bn |
| Jun 30, 2025 | 4.52 Bn |
| Mar 31, 2025 | 4.46 Bn |
| Dec 31, 2024 | 4.59 Bn |
| Sep 30, 2024 | 4.61 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.41 Bn |
| Dec 31, 2023 | 4.47 Bn |
| Sep 30, 2023 | 4.36 Bn |
| Jun 30, 2023 | 4.12 Bn |
| Mar 31, 2023 | 4.05 Bn |
| Dec 31, 2022 | 4.11 Bn |
| Sep 30, 2022 | 3.93 Bn |
| Jun 30, 2022 | 3.80 Bn |
| Mar 31, 2022 | 3.79 Bn |
| Dec 31, 2021 | 3.83 Bn |
| Sep 30, 2021 | 3.66 Bn |