Synchrony Financial (SYF) Interest Income - Net (2013 - 2026)
Synchrony Financial (SYF) reported Interest Income - Net of $4.6 billion for Q1 2026, up 3.83% on a YoY basis from $4.5 billion in Q1 2025, and down 2.65% quarter-over-quarter from $4.8 billion in Q4 2025.
Synchrony Financial (SYF) Interest Income - Net (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Interest Income - Net for 14 years, with the latest figure at $4.6 billion in Q1 2026.
- For the quarter ending Q1 2026, Interest Income - Net rose 3.83% year-over-year to $4.6 billion; the trailing twelve-month figure through Mar 2026 stood at $18.6 billion (up 3.14% YoY), and the FY2025 full-year result was $18.5 billion, up 2.53% from the prior year.
- Interest Income - Net for Q1 2026 stood at $4.6 billion, down from $4.8 billion in the prior quarter.
- The five-year high for Interest Income - Net was $4.8 billion in Q4 2025, with the low at $3.8 billion in Q1 2022.
- Historically, Interest Income - Net has averaged $4.3 billion across 5 years, with a median of $4.4 billion in 2024.
- Annual changes were most pronounced in 2022 — Interest Income - Net gained 14.79% — and 2025, when it increased 1.34%.
- Synchrony Financial's Interest Income - Net stood at $4.1 billion in 2022, then rose by 8.77% to $4.5 billion in 2023, then advanced by 2.82% to $4.6 billion in 2024, then gained by 3.68% to $4.8 billion in 2025, then dropped by 2.65% to $4.6 billion in 2026.
- The last three Interest Income - Net figures came in at $4.6 billion (Q1 2026), $4.8 billion (Q4 2025), and $4.7 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 4.69 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 12.15 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 4.64 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 418.69 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 692.99 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.86 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.64 Bn |
| Dec 31, 2025 | 4.76 Bn |
| Sep 30, 2025 | 4.72 Bn |
| Jun 30, 2025 | 4.52 Bn |
| Mar 31, 2025 | 4.46 Bn |
| Dec 31, 2024 | 4.59 Bn |
| Sep 30, 2024 | 4.61 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.41 Bn |
| Dec 31, 2023 | 4.47 Bn |
| Sep 30, 2023 | 4.36 Bn |
| Jun 30, 2023 | 4.12 Bn |
| Mar 31, 2023 | 4.05 Bn |
| Dec 31, 2022 | 4.11 Bn |
| Sep 30, 2022 | 3.93 Bn |
| Jun 30, 2022 | 3.80 Bn |
| Mar 31, 2022 | 3.79 Bn |
| Dec 31, 2021 | 3.83 Bn |
| Sep 30, 2021 | 3.66 Bn |
| Jun 30, 2021 | 3.31 Bn |