Synchrony Financial (SYF) Interest Income - Net (2013 - 2026)

Synchrony Financial's (SYF) quarterly Interest Income - Net came in at $4.6 billion in Q2 2026, up 1.92% YoY from $4.5 billion in Q2 2025, and down 0.58% on a QoQ basis from $4.6 billion in Q1 2026.

Synchrony Financial (SYF) Interest Income - Net (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Interest Income - Net data on file, last reported at $4.6 billion in Q2 2026.

  • Quarterly Interest Income - Net rose 1.92% year-over-year to $4.6 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $18.7 billion (up 2.96% YoY) and the FY2025 annual result came in at $18.5 billion, up 2.53% from the prior year.
  • Interest Income - Net slipped to $4.6 billion in Q2 2026, from $4.6 billion in the prior quarter.
  • In the past five years, Interest Income - Net ranged from a high of $4.8 billion in Q4 2025 to a low of $3.8 billion in Q1 2022.
  • A 5-year average of $4.4 billion and a median of $4.4 billion in 2024 frame the typical range for Interest Income - Net.
  • Annual changes were most pronounced in 2022 — Interest Income - Net gained 14.79% — and 2025, when it increased 1.34%.
  • Tracing SYF's Interest Income - Net over 5 years: stood at $4.1 billion in 2022, then rose by 8.77% to $4.5 billion in 2023, then advanced by 2.82% to $4.6 billion in 2024, then gained by 3.68% to $4.8 billion in 2025, then decreased by 3.21% to $4.6 billion in 2026.
  • The last three Interest Income - Net figures came in at $4.6 billion (Q2 2026), $4.6 billion (Q1 2026), and $4.8 billion (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.65 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 12.37 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 4.61 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 418.69 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 692.99 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.81 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 4.61 Bn
Mar 31, 2026 4.64 Bn
Dec 31, 2025 4.76 Bn
Sep 30, 2025 4.72 Bn
Jun 30, 2025 4.52 Bn
Mar 31, 2025 4.46 Bn
Dec 31, 2024 4.59 Bn
Sep 30, 2024 4.61 Bn
Jun 30, 2024 4.41 Bn
Mar 31, 2024 4.41 Bn
Dec 31, 2023 4.47 Bn
Sep 30, 2023 4.36 Bn
Jun 30, 2023 4.12 Bn
Mar 31, 2023 4.05 Bn
Dec 31, 2022 4.11 Bn
Sep 30, 2022 3.93 Bn
Jun 30, 2022 3.80 Bn
Mar 31, 2022 3.79 Bn
Dec 31, 2021 3.83 Bn
Sep 30, 2021 3.66 Bn