Synchrony Financial (SYF) Interest Income - Net (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest Income - Net came in at $4.6 billion in Q2 2026, up 1.92% on a YoY basis from $4.5 billion in Q2 2025, and down 0.58% quarter-over-quarter from $4.6 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Interest Income - Net (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Interest Income - Net for 14 consecutive years, with $4.6 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Income - Net rose 1.92% year-over-year to $4.6 billion; the trailing twelve-month figure through Jun 2026 stood at $18.7 billion (up 2.96% YoY), and the FY2025 full-year result was $18.5 billion, up 2.53% from the prior year.
- Interest Income - Net fell to $4.6 billion in Q2 2026 per SYF's latest filing, from $4.6 billion in the prior quarter.
- Across five years, Interest Income - Net topped out at $4.8 billion in Q4 2025 and bottomed at $3.8 billion in Q1 2022.
- Historically, Interest Income - Net has averaged $4.4 billion across 5 years, with a median of $4.4 billion in 2024.
- The sharpest annual moves came in 2022 and 2025: Interest Income - Net advanced 14.79% in 2022, then rose 1.34% in 2025.
- Over 5 years, Interest Income - Net stood at $4.1 billion in 2022, then advanced by 8.77% to $4.5 billion in 2023, then grew by 2.82% to $4.6 billion in 2024, then climbed by 3.68% to $4.8 billion in 2025, then dropped by 3.21% to $4.6 billion in 2026.
- According to Business Quant data, Interest Income - Net over the past three periods registered $4.6 billion, $4.6 billion, and $4.8 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 4.61 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 448.78 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 332.82 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.04 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -50.22 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 122.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.61 Bn |
| Mar 31, 2026 | 4.64 Bn |
| Dec 31, 2025 | 4.76 Bn |
| Sep 30, 2025 | 4.72 Bn |
| Jun 30, 2025 | 4.52 Bn |
| Mar 31, 2025 | 4.46 Bn |
| Dec 31, 2024 | 4.59 Bn |
| Sep 30, 2024 | 4.61 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.41 Bn |
| Dec 31, 2023 | 4.47 Bn |
| Sep 30, 2023 | 4.36 Bn |
| Jun 30, 2023 | 4.12 Bn |
| Mar 31, 2023 | 4.05 Bn |
| Dec 31, 2022 | 4.11 Bn |
| Sep 30, 2022 | 3.93 Bn |
| Jun 30, 2022 | 3.80 Bn |
| Mar 31, 2022 | 3.79 Bn |
| Dec 31, 2021 | 3.83 Bn |
| Sep 30, 2021 | 3.66 Bn |