Synchrony Financial (SYF) Interest Income - Net (2013 - 2026)
Synchrony Financial (SYF) posted Interest Income - Net of $4.81 billion for Q3 2026, up 1.9% from $4.72 billion a year earlier and up 4.4% from the prior quarter.
Powered by 
Analysis
Synchrony Financial (SYF) Interest Income - Net (2013 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Interest Income - Net at Synchrony Financial was $18.81 billion, up 2.8% year-over-year; for FY2025, it was $18.47 billion, up 2.5% from FY2024.
- Annual Interest Income - Net has increased for four consecutive years, with a five-year compound annual growth rate of 5.1% (FY2020 to FY2025).
- In prior years, Synchrony Financial's Interest Income - Net was $18.01 billion in FY2024 (+6.0%), $17 billion in FY2023 (+8.8%), $15.63 billion in FY2022 (+9.7%) and $14.24 billion in FY2021 (-1.1%).
- The Q3 2026 figure stands as the highest quarterly Interest Income - Net in data going back to Q1 2013.
- On a year-over-year basis, Interest Income - Net has increased in each of the last 21 quarters, with growth averaging 2.6% over the last eight quarters.
- The year-over-year growth in Interest Income - Net has ranged between 1.3% (Q1 2025) and 14.8% (Q2 2022) over the last five years.
- According to Business Quant data, Interest Income - Net for the three prior quarters was $4.61 billion (Q2 2026), $4.64 billion (Q1 2026) and $4.76 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.08 Bn | 30.90 Bn | - | 550.00 Mn |
| 2 | Orix | 40.23 Bn | 9.45 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 38.80 Bn | 39.13 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.88 Bn | 24.88 Bn | - | 7.56 Bn |
| 5 | Affirm Holdings | 23.61 Bn | 16.66 Bn | - | 523.76 Mn |
| 6 | Synchrony Financial | 23.04 Bn | -44.59 Bn | - | 4.81 Bn |
| 7 | Royal Gold | 22.12 Bn | 21.35 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.78 Bn | 5.81 Bn | - | 543.61 Mn |
| 9 | Ares Capital | 13.97 Bn | 11.72 Bn | - | -183.00 Mn |
| 10 | Federal Home Loan Mortgage | 12.45 Bn | -6.23 Bn | - | 5.88 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.81 Bn |
| Jun 30, 2026 | 4.61 Bn |
| Mar 31, 2026 | 4.64 Bn |
| Dec 31, 2025 | 4.76 Bn |
| Sep 30, 2025 | 4.72 Bn |
| Jun 30, 2025 | 4.52 Bn |
| Mar 31, 2025 | 4.46 Bn |
| Dec 31, 2024 | 4.59 Bn |
| Sep 30, 2024 | 4.61 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.41 Bn |
| Dec 31, 2023 | 4.47 Bn |
| Sep 30, 2023 | 4.36 Bn |
| Jun 30, 2023 | 4.12 Bn |
| Mar 31, 2023 | 4.05 Bn |
| Dec 31, 2022 | 4.11 Bn |
| Sep 30, 2022 | 3.93 Bn |
| Jun 30, 2022 | 3.80 Bn |
| Mar 31, 2022 | 3.79 Bn |
| Dec 31, 2021 | 3.83 Bn |
API Access
Synchrony Financial Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();