Synchrony Financial (SYF) Income After Tax (2013 - 2026)
Synchrony Financial's Profit After Tax came in at $892 million for Q3 2026, down 17.2% from $1.08 billion a year earlier but up 0.8% from the prior quarter.
Synchrony Financial (SYF) Income After Tax (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Synchrony Financial reported Profit After Tax of $3.33 billion, down 6.8% year-over-year; for FY2025, it came in at $3.55 billion, up 1.5% from FY2024.
- Profit After Tax carries a five-year compound annual growth rate of 20.7% (FY2020 to FY2025).
- Going back by year, Profit After Tax was $3.5 billion in FY2024 (+56.3%), $2.24 billion in FY2023 (-25.8%), $3.02 billion in FY2022 (-28.5%) and $4.22 billion in FY2021 (+204.8%).
- The five-year range for quarterly Profit After Tax is $440 million (Q4 2023) to $1.29 billion (Q1 2024).
- Year-over-year, Profit After Tax increased in four of the last eight quarters, with growth averaging 12.4%.
- The fastest year-over-year change in Profit After Tax over five years came in Q1 2024 (growth of 115.1%), and the weakest in Q1 2025 (a decline of 41.5%).
- Business Quant data shows SYF's Profit After Tax at $885 million (Q2 2026), $805 million (Q1 2026) and $751 million (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Income After Tax (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | 709.00 Mn |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | 1.76 Bn |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | 266.64 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 4.18 Bn |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 892.00 Mn |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | 164.15 Mn |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | 237.56 Mn |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | -1.00 Bn |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.90 Bn | -5.77 Bn | - | 3.24 Bn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 892.00 Mn |
| Jun 30, 2026 | 885.00 Mn |
| Mar 31, 2026 | 805.00 Mn |
| Dec 31, 2025 | 751.00 Mn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 967.00 Mn |
| Mar 31, 2025 | 757.00 Mn |
| Dec 31, 2024 | 774.00 Mn |
| Sep 30, 2024 | 789.00 Mn |
| Jun 30, 2024 | 643.00 Mn |
| Mar 31, 2024 | 1.29 Bn |
| Dec 31, 2023 | 440.00 Mn |
| Sep 30, 2023 | 628.00 Mn |
| Jun 30, 2023 | 569.00 Mn |
| Mar 31, 2023 | 601.00 Mn |
| Dec 31, 2022 | 577.00 Mn |
| Sep 30, 2022 | 703.00 Mn |
| Jun 30, 2022 | 804.00 Mn |
| Mar 31, 2022 | 932.00 Mn |
| Dec 31, 2021 | 813.00 Mn |
Synchrony Financial Income After Tax API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=profit-after-tax&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "profit-after-tax", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=profit-after-tax&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();