Synchrony Financial (SYF) Interest income - Loans (2013 - 2026)
Synchrony Financial (SYF) reported Interest income - Loans of $5.4 billion for Q1 2026, up 1.9% on a YoY basis from $5.3 billion in Q1 2025, and down 2.43% quarter-over-quarter from $5.5 billion in Q4 2025.
Synchrony Financial (SYF) Interest income - Loans (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Interest income - Loans for 14 years, with the latest figure at $5.4 billion in Q1 2026.
- For the quarter ending Q1 2026, Interest income - Loans rose 1.9% year-over-year to $5.4 billion; the trailing twelve-month figure through Mar 2026 stood at $21.8 billion (up 0.85% YoY), and the FY2025 full-year result was $21.7 billion, changed 0.47% from the prior year.
- Interest income - Loans for Q1 2026 stood at $5.4 billion, down from $5.5 billion in the prior quarter.
- The five-year high for Interest income - Loans was $5.5 billion in Q4 2025, with the low at $4.0 billion in Q1 2022.
- Historically, Interest income - Loans has averaged $5.0 billion across 5 years, with a median of $5.3 billion in 2024.
- Annual changes were most pronounced in 2023 — Interest income - Loans rose 20.97% — and 2025, when it slipped 0.22%.
- Synchrony Financial's Interest income - Loans stood at $4.6 billion in 2022, then gained by 16.32% to $5.3 billion in 2023, then climbed by 2.95% to $5.5 billion in 2024, then gained by 1.24% to $5.5 billion in 2025, then slipped by 2.43% to $5.4 billion in 2026.
- The last three Interest income - Loans figures came in at $5.4 billion (Q1 2026), $5.5 billion (Q4 2025), and $5.5 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 6.14 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 14.74 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 5.41 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 465.79 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 932.18 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 2.66 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.41 Bn |
| Dec 31, 2025 | 5.55 Bn |
| Sep 30, 2025 | 5.51 Bn |
| Jun 30, 2025 | 5.33 Bn |
| Mar 31, 2025 | 5.31 Bn |
| Dec 31, 2024 | 5.48 Bn |
| Sep 30, 2024 | 5.52 Bn |
| Jun 30, 2024 | 5.30 Bn |
| Mar 31, 2024 | 5.29 Bn |
| Dec 31, 2023 | 5.32 Bn |
| Sep 30, 2023 | 5.15 Bn |
| Jun 30, 2023 | 4.81 Bn |
| Mar 31, 2023 | 4.62 Bn |
| Dec 31, 2022 | 4.58 Bn |
| Sep 30, 2022 | 4.26 Bn |
| Jun 30, 2022 | 4.04 Bn |
| Mar 31, 2022 | 4.01 Bn |
| Dec 31, 2021 | 4.04 Bn |
| Sep 30, 2021 | 3.89 Bn |
| Jun 30, 2021 | 3.57 Bn |