Synchrony Financial (SYF) Interest income - Loans (2013 - 2026)
Synchrony Financial (SYF) recorded Interest income - Loans of $5.59 billion in Q3 2026, up 1.5% from $5.51 billion a year earlier and up 3.9% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Interest income - Loans (2013 - 2026) Analysis & Trends
On a TTM basis, Synchrony Financial's Interest income - Loans came in at $21.93 billion as of Sep 30, 2026, up 1.4% year-over-year; for FY2025, it was $21.7 billion, up 0.5% from FY2024.
- Annual Interest income - Loans has increased for four straight years, with a five-year compound annual growth rate of 6.3% (FY2020 to FY2025).
- Across earlier years, Interest income - Loans came in at $21.6 billion in FY2024 (+8.5%), $19.9 billion in FY2023 (+17.9%), $16.88 billion in FY2022 (+10.9%) and $15.23 billion in FY2021 (-4.5%).
- The Q3 2026 figure is the highest quarterly Interest income - Loans in data going back to Q2 2013.
- On a year-over-year basis, Interest income - Loans has increased for four consecutive quarters, with growth averaging 1.1% over the last eight quarters.
- Peak year-over-year performance for Interest income - Loans in the last five years was growth of 21.0% in Q3 2023, against a decline of 0.2% in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at $5.38 billion (Q2 2026), $5.41 billion (Q1 2026) and $5.55 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | - |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 39.96 Bn |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 5.59 Bn |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | 589.61 Mn |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | 738.56 Mn |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.90 Bn | -5.77 Bn | - | 33.41 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 5.59 Bn |
| Jun 30, 2026 | 5.38 Bn |
| Mar 31, 2026 | 5.41 Bn |
| Dec 31, 2025 | 5.55 Bn |
| Sep 30, 2025 | 5.51 Bn |
| Jun 30, 2025 | 5.33 Bn |
| Mar 31, 2025 | 5.31 Bn |
| Dec 31, 2024 | 5.48 Bn |
| Sep 30, 2024 | 5.52 Bn |
| Jun 30, 2024 | 5.30 Bn |
| Mar 31, 2024 | 5.29 Bn |
| Dec 31, 2023 | 5.32 Bn |
| Sep 30, 2023 | 5.15 Bn |
| Jun 30, 2023 | 4.81 Bn |
| Mar 31, 2023 | 4.62 Bn |
| Dec 31, 2022 | 4.58 Bn |
| Sep 30, 2022 | 4.26 Bn |
| Jun 30, 2022 | 4.04 Bn |
| Mar 31, 2022 | 4.01 Bn |
| Dec 31, 2021 | 4.04 Bn |
API Access
Synchrony Financial Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();