Synchrony Financial (SYF) Interest income - Loans (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest income - Loans came in at $5.4 billion in Q2 2026, up 0.98% on a YoY basis from $5.3 billion in Q2 2025, and down 0.61% quarter-over-quarter from $5.4 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Interest income - Loans (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Interest income - Loans for 14 consecutive years, with $5.4 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest income - Loans rose 0.98% year-over-year to $5.4 billion; the trailing twelve-month figure through Jun 2026 stood at $21.9 billion (up 0.97% YoY), and the FY2025 full-year result was $21.7 billion, changed 0.47% from the prior year.
- Interest income - Loans fell to $5.4 billion in Q2 2026 per SYF's latest filing, from $5.4 billion in the prior quarter.
- Across five years, Interest income - Loans topped out at $5.5 billion in Q4 2025 and bottomed at $4.0 billion in Q1 2022.
- Historically, Interest income - Loans has averaged $5.0 billion across 5 years, with a median of $5.3 billion in 2024.
- The sharpest annual moves came in 2023 and 2025: Interest income - Loans gained 20.97% in 2023, then dropped 0.22% in 2025.
- Over 5 years, Interest income - Loans stood at $4.6 billion in 2022, then climbed by 16.32% to $5.3 billion in 2023, then increased by 2.95% to $5.5 billion in 2024, then climbed by 1.24% to $5.5 billion in 2025, then fell by 3.03% to $5.4 billion in 2026.
- According to Business Quant data, Interest income - Loans over the past three periods registered $5.4 billion, $5.4 billion, and $5.5 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 5.38 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 502.32 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 539.94 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.20 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.38 Bn |
| Mar 31, 2026 | 5.41 Bn |
| Dec 31, 2025 | 5.55 Bn |
| Sep 30, 2025 | 5.51 Bn |
| Jun 30, 2025 | 5.33 Bn |
| Mar 31, 2025 | 5.31 Bn |
| Dec 31, 2024 | 5.48 Bn |
| Sep 30, 2024 | 5.52 Bn |
| Jun 30, 2024 | 5.30 Bn |
| Mar 31, 2024 | 5.29 Bn |
| Dec 31, 2023 | 5.32 Bn |
| Sep 30, 2023 | 5.15 Bn |
| Jun 30, 2023 | 4.81 Bn |
| Mar 31, 2023 | 4.62 Bn |
| Dec 31, 2022 | 4.58 Bn |
| Sep 30, 2022 | 4.26 Bn |
| Jun 30, 2022 | 4.04 Bn |
| Mar 31, 2022 | 4.01 Bn |
| Dec 31, 2021 | 4.04 Bn |
| Sep 30, 2021 | 3.89 Bn |