Synchrony Financial (SYF) Interest income - Loans (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest income - Loans came in at $5.4 billion in Q2 2026, up 0.98% YoY from $5.3 billion in Q2 2025, and down 0.61% on a QoQ basis from $5.4 billion in Q1 2026.
Synchrony Financial (SYF) Interest income - Loans (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Interest income - Loans data on file, last reported at $5.4 billion in Q2 2026.
- Quarterly Interest income - Loans rose 0.98% year-over-year to $5.4 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $21.9 billion (up 0.97% YoY) and the FY2025 annual result came in at $21.7 billion, changed 0.47% from the prior year.
- Interest income - Loans slipped to $5.4 billion in Q2 2026, from $5.4 billion in the prior quarter.
- In the past five years, Interest income - Loans ranged from a high of $5.5 billion in Q4 2025 to a low of $4.0 billion in Q1 2022.
- A 5-year average of $5.0 billion and a median of $5.3 billion in 2024 frame the typical range for Interest income - Loans.
- Annual changes were most pronounced in 2023 — Interest income - Loans rose 20.97% — and 2025, when it slipped 0.22%.
- Tracing SYF's Interest income - Loans over 5 years: stood at $4.6 billion in 2022, then gained by 16.32% to $5.3 billion in 2023, then climbed by 2.95% to $5.5 billion in 2024, then gained by 1.24% to $5.5 billion in 2025, then dropped by 3.03% to $5.4 billion in 2026.
- The last three Interest income - Loans figures came in at $5.4 billion (Q2 2026), $5.4 billion (Q1 2026), and $5.5 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.12 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 14.91 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 5.38 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 465.79 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 932.18 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 2.74 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 5.38 Bn |
| Mar 31, 2026 | 5.41 Bn |
| Dec 31, 2025 | 5.55 Bn |
| Sep 30, 2025 | 5.51 Bn |
| Jun 30, 2025 | 5.33 Bn |
| Mar 31, 2025 | 5.31 Bn |
| Dec 31, 2024 | 5.48 Bn |
| Sep 30, 2024 | 5.52 Bn |
| Jun 30, 2024 | 5.30 Bn |
| Mar 31, 2024 | 5.29 Bn |
| Dec 31, 2023 | 5.32 Bn |
| Sep 30, 2023 | 5.15 Bn |
| Jun 30, 2023 | 4.81 Bn |
| Mar 31, 2023 | 4.62 Bn |
| Dec 31, 2022 | 4.58 Bn |
| Sep 30, 2022 | 4.26 Bn |
| Jun 30, 2022 | 4.04 Bn |
| Mar 31, 2022 | 4.01 Bn |
| Dec 31, 2021 | 4.04 Bn |
| Sep 30, 2021 | 3.89 Bn |