Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)

Synchrony Financial's (SYF) quarterly Interest Expense - Debt came in at $111.0 million in Q2 2026, up 6.73% YoY from $104.0 million in Q2 2025, and up 4.72% on a QoQ basis from $106.0 million in Q1 2026.

Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Interest Expense - Debt data on file, last reported at $111.0 million in Q2 2026.

  • Quarterly Interest Expense - Debt rose 6.73% year-over-year to $111.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $426.0 million (up 1.43% YoY) and the FY2025 annual result came in at $417.0 million, down 2.34% from the prior year.
  • Interest Expense - Debt improved to $111.0 million in Q2 2026, from $106.0 million in the prior quarter.
  • In the past five years, Interest Expense - Debt ranged from a high of $111.0 million in Q2 2026 to a low of $33.0 million in Q1 2022.
  • A 5-year average of $88.7 million and a median of $104.0 million in 2024 frame the typical range for Interest Expense - Debt.
  • Annual changes were most pronounced in 2022 — Interest Expense - Debt sank 35.29% — and 2023, when it soared 133.33%.
  • Tracing SYF's Interest Expense - Debt over 5 years: stood at $69.0 million in 2022, then soared by 43.48% to $99.0 million in 2023, then climbed by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then climbed by 6.73% to $111.0 million in 2026.
  • The last three Interest Expense - Debt figures came in at $111.0 million (Q2 2026), $106.0 million (Q1 2026), and $104.0 million (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 682.00 Mn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 111.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 10.65 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 266.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 111.00 Mn
Mar 31, 2026 106.00 Mn
Dec 31, 2025 104.00 Mn
Sep 30, 2025 105.00 Mn
Jun 30, 2025 104.00 Mn
Mar 31, 2025 104.00 Mn
Dec 31, 2024 104.00 Mn
Sep 30, 2024 108.00 Mn
Jun 30, 2024 110.00 Mn
Mar 31, 2024 105.00 Mn
Dec 31, 2023 99.00 Mn
Sep 30, 2023 86.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 77.00 Mn
Dec 31, 2022 69.00 Mn
Sep 30, 2022 54.00 Mn
Jun 30, 2022 40.00 Mn
Mar 31, 2022 33.00 Mn
Dec 31, 2021 33.00 Mn
Sep 30, 2021 41.00 Mn