Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest Expense - Debt came in at $111.0 million in Q2 2026, up 6.73% YoY from $104.0 million in Q2 2025, and up 4.72% on a QoQ basis from $106.0 million in Q1 2026.
Analysis
Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Interest Expense - Debt data on file, last reported at $111.0 million in Q2 2026.
- Quarterly Interest Expense - Debt rose 6.73% year-over-year to $111.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $426.0 million (up 1.43% YoY) and the FY2025 annual result came in at $417.0 million, down 2.34% from the prior year.
- Interest Expense - Debt improved to $111.0 million in Q2 2026, from $106.0 million in the prior quarter.
- In the past five years, Interest Expense - Debt ranged from a high of $111.0 million in Q2 2026 to a low of $33.0 million in Q1 2022.
- A 5-year average of $88.7 million and a median of $104.0 million in 2024 frame the typical range for Interest Expense - Debt.
- Annual changes were most pronounced in 2022 — Interest Expense - Debt sank 35.29% — and 2023, when it soared 133.33%.
- Tracing SYF's Interest Expense - Debt over 5 years: stood at $69.0 million in 2022, then soared by 43.48% to $99.0 million in 2023, then climbed by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then climbed by 6.73% to $111.0 million in 2026.
- The last three Interest Expense - Debt figures came in at $111.0 million (Q2 2026), $106.0 million (Q1 2026), and $104.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 682.00 Mn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 111.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 10.68 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 266.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 111.00 Mn |
| Mar 31, 2026 | 106.00 Mn |
| Dec 31, 2025 | 104.00 Mn |
| Sep 30, 2025 | 105.00 Mn |
| Jun 30, 2025 | 104.00 Mn |
| Mar 31, 2025 | 104.00 Mn |
| Dec 31, 2024 | 104.00 Mn |
| Sep 30, 2024 | 108.00 Mn |
| Jun 30, 2024 | 110.00 Mn |
| Mar 31, 2024 | 105.00 Mn |
| Dec 31, 2023 | 99.00 Mn |
| Sep 30, 2023 | 86.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 77.00 Mn |
| Dec 31, 2022 | 69.00 Mn |
| Sep 30, 2022 | 54.00 Mn |
| Jun 30, 2022 | 40.00 Mn |
| Mar 31, 2022 | 33.00 Mn |
| Dec 31, 2021 | 33.00 Mn |
| Sep 30, 2021 | 41.00 Mn |