Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)

Synchrony Financial's (SYF) quarterly Interest Expense - Debt came in at $111.0 million in Q2 2026, up 6.73% on a YoY basis from $104.0 million in Q2 2025, and up 4.72% quarter-over-quarter from $106.0 million in Q1 2026.

Analysis

Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Interest Expense - Debt for 14 consecutive years, with $111.0 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Interest Expense - Debt rose 6.73% year-over-year to $111.0 million; the trailing twelve-month figure through Jun 2026 stood at $426.0 million (up 1.43% YoY), and the FY2025 full-year result was $417.0 million, down 2.34% from the prior year.
  • Interest Expense - Debt advanced to $111.0 million in Q2 2026 per SYF's latest filing, from $106.0 million in the prior quarter.
  • Across five years, Interest Expense - Debt topped out at $111.0 million in Q2 2026 and bottomed at $33.0 million in Q1 2022.
  • Historically, Interest Expense - Debt has averaged $88.7 million across 5 years, with a median of $104.0 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Debt slumped 35.29% in 2022, then jumped 133.33% in 2023.
  • Over 5 years, Interest Expense - Debt stood at $69.0 million in 2022, then surged by 43.48% to $99.0 million in 2023, then increased by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then increased by 6.73% to $111.0 million in 2026.
  • According to Business Quant data, Interest Expense - Debt over the past three periods registered $111.0 million, $106.0 million, and $104.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 111.00 Mn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - 75.42 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 56.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 111.00 Mn
Mar 31, 2026 106.00 Mn
Dec 31, 2025 104.00 Mn
Sep 30, 2025 105.00 Mn
Jun 30, 2025 104.00 Mn
Mar 31, 2025 104.00 Mn
Dec 31, 2024 104.00 Mn
Sep 30, 2024 108.00 Mn
Jun 30, 2024 110.00 Mn
Mar 31, 2024 105.00 Mn
Dec 31, 2023 99.00 Mn
Sep 30, 2023 86.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 77.00 Mn
Dec 31, 2022 69.00 Mn
Sep 30, 2022 54.00 Mn
Jun 30, 2022 40.00 Mn
Mar 31, 2022 33.00 Mn
Dec 31, 2021 33.00 Mn
Sep 30, 2021 41.00 Mn