Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)

Synchrony Financial posted quarterly Interest Expense - Debt of $106.0 million for Q1 2026, up 1.92% year-on-year from $104.0 million in Q1 2025, and up 1.92% on a QoQ basis from $104.0 million in Q4 2025.

Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Interest Expense - Debt data on file, last reported at $106.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Debt rose 1.92% year-over-year to $106.0 million; the trailing twelve-month figure through Mar 2026 stood at $419.0 million (down 1.64% YoY), and the FY2025 full-year result was $417.0 million, down 2.34% from the prior year.
  • Interest Expense - Debt for Q1 2026 stood at $106.0 million, up from $104.0 million in the prior quarter.
  • Across five years, Interest Expense - Debt topped out at $110.0 million in Q2 2024 and bottomed at $33.0 million in Q1 2022.
  • The 5-year median for Interest Expense - Debt is $104.0 million (2024), against an average of $87.4 million.
  • The widest annual swing landed in 2022, when Interest Expense - Debt tumbled 35.29%; it then soared 133.33% in 2023.
  • A 5-year view of Interest Expense - Debt shows it stood at $69.0 million in 2022, then jumped by 43.48% to $99.0 million in 2023, then grew by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then climbed by 1.92% to $106.0 million in 2026.
  • The last three Interest Expense - Debt figures came in at $106.0 million (Q1 2026), $104.0 million (Q4 2025), and $105.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 686.00 Mn
4 Capital One Financial 114.99 Bn 38.50 Bn - -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - 106.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 10.65 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 265.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 106.00 Mn
Dec 31, 2025 104.00 Mn
Sep 30, 2025 105.00 Mn
Jun 30, 2025 104.00 Mn
Mar 31, 2025 104.00 Mn
Dec 31, 2024 104.00 Mn
Sep 30, 2024 108.00 Mn
Jun 30, 2024 110.00 Mn
Mar 31, 2024 105.00 Mn
Dec 31, 2023 99.00 Mn
Sep 30, 2023 86.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 77.00 Mn
Dec 31, 2022 69.00 Mn
Sep 30, 2022 54.00 Mn
Jun 30, 2022 40.00 Mn
Mar 31, 2022 33.00 Mn
Dec 31, 2021 33.00 Mn
Sep 30, 2021 41.00 Mn
Jun 30, 2021 44.00 Mn