Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)

Synchrony Financial (SYF) posted Interest Expense - Debt of $106.0 million for Q1 2026, up 1.92% quarter-over-quarter from $104.0 million in Q4 2025, and up 1.92% year-on-year from $104.0 million in Q1 2025.

Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Interest Expense - Debt for 14 consecutive years, with $106.0 million the latest figure, recorded in Q1 2026.

  • Interest Expense - Debt for Q1 2026 came in at $106.0 million, up 1.92% year-over-year; the trailing twelve-month figure through Mar 2026 was $419.0 million (down 1.64% YoY), and the FY2025 annual result was $417.0 million, down 2.34% from the prior year.
  • Interest Expense - Debt was $106.0 million for Q1 2026 at Synchrony Financial, up from $104.0 million in the prior quarter.
  • Over five years, Interest Expense - Debt peaked at $110.0 million in Q2 2024 and troughed at $33.0 million in Q1 2022.
  • Average Interest Expense - Debt over 5 years is $87.4 million, with a median of $104.0 million recorded in 2024.
  • Year-over-year, Interest Expense - Debt tumbled 35.29% in 2022 and surged 133.33% in 2023.
  • Over 5 years, Interest Expense - Debt stood at $69.0 million in 2022, then soared by 43.48% to $99.0 million in 2023, then rose by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then increased by 1.92% to $106.0 million in 2026.
  • Per Business Quant data, the three most recent Interest Expense - Debt figures were $106.0 million in Q1 2026, $104.0 million in Q4 2025, and $105.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 686.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 10.65 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial 76.77 Mn -20.48 Bn - 106.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 106.00 Mn
Dec 31, 2025 104.00 Mn
Sep 30, 2025 105.00 Mn
Jun 30, 2025 104.00 Mn
Mar 31, 2025 104.00 Mn
Dec 31, 2024 104.00 Mn
Sep 30, 2024 108.00 Mn
Jun 30, 2024 110.00 Mn
Mar 31, 2024 105.00 Mn
Dec 31, 2023 99.00 Mn
Sep 30, 2023 86.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 77.00 Mn
Dec 31, 2022 69.00 Mn
Sep 30, 2022 54.00 Mn
Jun 30, 2022 40.00 Mn
Mar 31, 2022 33.00 Mn
Dec 31, 2021 33.00 Mn
Sep 30, 2021 41.00 Mn
Jun 30, 2021 44.00 Mn