Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)
Synchrony Financial (SYF) posted Interest Expense - Debt of $106.0 million for Q1 2026, up 1.92% quarter-over-quarter from $104.0 million in Q4 2025, and up 1.92% year-on-year from $104.0 million in Q1 2025.
Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Interest Expense - Debt for 14 consecutive years, with $106.0 million the latest figure, recorded in Q1 2026.
- Interest Expense - Debt for Q1 2026 came in at $106.0 million, up 1.92% year-over-year; the trailing twelve-month figure through Mar 2026 was $419.0 million (down 1.64% YoY), and the FY2025 annual result was $417.0 million, down 2.34% from the prior year.
- Interest Expense - Debt was $106.0 million for Q1 2026 at Synchrony Financial, up from $104.0 million in the prior quarter.
- Over five years, Interest Expense - Debt peaked at $110.0 million in Q2 2024 and troughed at $33.0 million in Q1 2022.
- Average Interest Expense - Debt over 5 years is $87.4 million, with a median of $104.0 million recorded in 2024.
- Year-over-year, Interest Expense - Debt tumbled 35.29% in 2022 and surged 133.33% in 2023.
- Over 5 years, Interest Expense - Debt stood at $69.0 million in 2022, then soared by 43.48% to $99.0 million in 2023, then rose by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then increased by 1.92% to $106.0 million in 2026.
- Per Business Quant data, the three most recent Interest Expense - Debt figures were $106.0 million in Q1 2026, $104.0 million in Q4 2025, and $105.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 686.00 Mn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 10.65 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | 76.77 Mn | -20.48 Bn | - | 106.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 106.00 Mn |
| Dec 31, 2025 | 104.00 Mn |
| Sep 30, 2025 | 105.00 Mn |
| Jun 30, 2025 | 104.00 Mn |
| Mar 31, 2025 | 104.00 Mn |
| Dec 31, 2024 | 104.00 Mn |
| Sep 30, 2024 | 108.00 Mn |
| Jun 30, 2024 | 110.00 Mn |
| Mar 31, 2024 | 105.00 Mn |
| Dec 31, 2023 | 99.00 Mn |
| Sep 30, 2023 | 86.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 77.00 Mn |
| Dec 31, 2022 | 69.00 Mn |
| Sep 30, 2022 | 54.00 Mn |
| Jun 30, 2022 | 40.00 Mn |
| Mar 31, 2022 | 33.00 Mn |
| Dec 31, 2021 | 33.00 Mn |
| Sep 30, 2021 | 41.00 Mn |
| Jun 30, 2021 | 44.00 Mn |