Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)
Synchrony Financial's (SYF) quarterly Interest Expense - Debt came in at $111.0 million in Q2 2026, up 6.73% on a YoY basis from $104.0 million in Q2 2025, and up 4.72% quarter-over-quarter from $106.0 million in Q1 2026.
Analysis
Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Interest Expense - Debt for 14 consecutive years, with $111.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Expense - Debt rose 6.73% year-over-year to $111.0 million; the trailing twelve-month figure through Jun 2026 stood at $426.0 million (up 1.43% YoY), and the FY2025 full-year result was $417.0 million, down 2.34% from the prior year.
- Interest Expense - Debt advanced to $111.0 million in Q2 2026 per SYF's latest filing, from $106.0 million in the prior quarter.
- Across five years, Interest Expense - Debt topped out at $111.0 million in Q2 2026 and bottomed at $33.0 million in Q1 2022.
- Historically, Interest Expense - Debt has averaged $88.7 million across 5 years, with a median of $104.0 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Debt slumped 35.29% in 2022, then jumped 133.33% in 2023.
- Over 5 years, Interest Expense - Debt stood at $69.0 million in 2022, then surged by 43.48% to $99.0 million in 2023, then increased by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then increased by 6.73% to $111.0 million in 2026.
- According to Business Quant data, Interest Expense - Debt over the past three periods registered $111.0 million, $106.0 million, and $104.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 111.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 75.42 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 56.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 111.00 Mn |
| Mar 31, 2026 | 106.00 Mn |
| Dec 31, 2025 | 104.00 Mn |
| Sep 30, 2025 | 105.00 Mn |
| Jun 30, 2025 | 104.00 Mn |
| Mar 31, 2025 | 104.00 Mn |
| Dec 31, 2024 | 104.00 Mn |
| Sep 30, 2024 | 108.00 Mn |
| Jun 30, 2024 | 110.00 Mn |
| Mar 31, 2024 | 105.00 Mn |
| Dec 31, 2023 | 99.00 Mn |
| Sep 30, 2023 | 86.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 77.00 Mn |
| Dec 31, 2022 | 69.00 Mn |
| Sep 30, 2022 | 54.00 Mn |
| Jun 30, 2022 | 40.00 Mn |
| Mar 31, 2022 | 33.00 Mn |
| Dec 31, 2021 | 33.00 Mn |
| Sep 30, 2021 | 41.00 Mn |