Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026)
Synchrony Financial posted quarterly Interest Expense - Debt of $106.0 million for Q1 2026, up 1.92% year-on-year from $104.0 million in Q1 2025, and up 1.92% on a QoQ basis from $104.0 million in Q4 2025.
Synchrony Financial (SYF) Interest Expense - Debt (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Interest Expense - Debt data on file, last reported at $106.0 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Debt rose 1.92% year-over-year to $106.0 million; the trailing twelve-month figure through Mar 2026 stood at $419.0 million (down 1.64% YoY), and the FY2025 full-year result was $417.0 million, down 2.34% from the prior year.
- Interest Expense - Debt for Q1 2026 stood at $106.0 million, up from $104.0 million in the prior quarter.
- Across five years, Interest Expense - Debt topped out at $110.0 million in Q2 2024 and bottomed at $33.0 million in Q1 2022.
- The 5-year median for Interest Expense - Debt is $104.0 million (2024), against an average of $87.4 million.
- The widest annual swing landed in 2022, when Interest Expense - Debt tumbled 35.29%; it then soared 133.33% in 2023.
- A 5-year view of Interest Expense - Debt shows it stood at $69.0 million in 2022, then jumped by 43.48% to $99.0 million in 2023, then grew by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then climbed by 1.92% to $106.0 million in 2026.
- The last three Interest Expense - Debt figures came in at $106.0 million (Q1 2026), $104.0 million (Q4 2025), and $105.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 686.00 Mn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 106.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 10.65 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 265.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 106.00 Mn |
| Dec 31, 2025 | 104.00 Mn |
| Sep 30, 2025 | 105.00 Mn |
| Jun 30, 2025 | 104.00 Mn |
| Mar 31, 2025 | 104.00 Mn |
| Dec 31, 2024 | 104.00 Mn |
| Sep 30, 2024 | 108.00 Mn |
| Jun 30, 2024 | 110.00 Mn |
| Mar 31, 2024 | 105.00 Mn |
| Dec 31, 2023 | 99.00 Mn |
| Sep 30, 2023 | 86.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 77.00 Mn |
| Dec 31, 2022 | 69.00 Mn |
| Sep 30, 2022 | 54.00 Mn |
| Jun 30, 2022 | 40.00 Mn |
| Mar 31, 2022 | 33.00 Mn |
| Dec 31, 2021 | 33.00 Mn |
| Sep 30, 2021 | 41.00 Mn |
| Jun 30, 2021 | 44.00 Mn |