Synchrony Financial (SYF) Interest Expenses (2013 - 2026)

Synchrony Financial posted quarterly Interest Expenses of $968.0 million for Q1 2026, down 10.87% year-on-year from $1.1 billion in Q1 2025, and down 0.51% on a QoQ basis from $973.0 million in Q4 2025.

Synchrony Financial (SYF) Interest Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Interest Expenses data on file, last reported at $968.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expenses fell 10.87% year-over-year to $968.0 million; the trailing twelve-month figure through Mar 2026 stood at $4.0 billion (down 11.85% YoY), and the FY2025 full-year result was $4.1 billion, down 10.77% from the prior year.
  • Interest Expenses for Q1 2026 stood at $968.0 million, down from $973.0 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $1.3 billion in Q4 2022 and bottomed at $72.0 million in Q2 2022.
  • The 5-year median for Interest Expenses is $1.0 billion (2025), against an average of $843.2 million.
  • Peak annual rise in Interest Expenses reached 1725.35% in 2022, while the deepest fall reached 75.91% in 2022.
  • A 5-year view of Interest Expenses shows it stood at $1.3 billion in 2022, then declined by 16.44% to $1.1 billion in 2023, then climbed by 3.23% to $1.1 billion in 2024, then slipped by 12.97% to $973.0 million in 2025, then decreased by 0.51% to $968.0 million in 2026.
  • The last three Interest Expenses figures came in at $968.0 million (Q1 2026), $973.0 million (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 178.00 Mn
2 Mastercard 441.81 Bn 431.60 Bn - 185.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 4.09 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 113.76 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 968.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.52 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 113.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 968.00 Mn
Mar 31, 2026 968.00 Mn
Dec 31, 2025 973.00 Mn
Dec 31, 2025 973.00 Mn
Sep 30, 2025 1.01 Bn
Sep 30, 2025 1.01 Bn
Jun 30, 2025 1.07 Bn
Jun 30, 2025 1.07 Bn
Mar 31, 2025 1.09 Bn
Mar 31, 2025 1.09 Bn
Dec 31, 2024 1.12 Bn
Dec 31, 2024 1.12 Bn
Sep 30, 2024 1.18 Bn
Sep 30, 2024 1.18 Bn
Jun 30, 2024 1.18 Bn
Jun 30, 2024 1.18 Bn
Mar 31, 2024 1.16 Bn
Mar 31, 2024 1.16 Bn
Dec 31, 2023 1.08 Bn
Dec 31, 2023 1.08 Bn