Synchrony Financial (SYF) Interest Expenses (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Interest Expenses data on file, last reported at $975.0 million in Q2 2026.

• Quarterly Interest Expenses fell 8.45% year-over-year to $975.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $3.9 billion (down 11.65% YoY) and the FY2025 annual result came in at $4.2 billion, down 10.73% from the prior year.
• Interest Expenses improved to $975.0 million in Q2 2026, from $968.0 million in the prior quarter.
• In the past five years, Interest Expenses ranged from a high of $1.2 billion in Q2 2024 to a low of $233.0 million in Q1 2022.
• A 5-year average of $885.8 million and a median of $983.5 million in 2023 frame the typical range for Interest Expenses.
• Annual changes were most pronounced in 2022 — Interest Expenses decreased 23.1% — and 2023, when it surged 231.25%.
• Tracing SYF's Interest Expenses over 5 years: stood at $602.0 million in 2022, then surged by 79.9% to $1.1 billion in 2023, then advanced by 3.23% to $1.1 billion in 2024, then decreased by 12.97% to $973.0 million in 2025, then increased by 0.21% to $975.0 million in 2026.
• The last three Interest Expenses figures came in at $975.0 million (Q2 2026), $968.0 million (Q1 2026), and $973.0 million (Q4 2025), per Business Quant data.