SoFi Technologies reported revenue of $1385.10M and net income of $242.99M for the quarter ended Sep 2026, up 44.0% year over year. This income statement covers 26 quarters of results from Jun 2020 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Income StatementIncome Statement | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||||
| Interest income | ||||||||||||||||||||||||||
| Interest income - Loans | 105.23M | 114.39M | 145.34M | 191.53M | 308.26M | 360.40M | 444.85M | 539.93M | 598.96M | 620.23M | 621.06M | 671.98M | 688.72M | 712.88M | 738.86M | 830.16M | 864.40M | 932.18M | 1,067.89M | 1,260.90M | ||||||
| Interest income - Investments | 2.85M | 2.76M | 2.57M | 2.63M | 2.48M | 3.05M | 2.66M | 1.98M | ||||||||||||||||||
| Other Interest Income | -13.29M | 1.27M | 1.61M | 3.88M | -3.32M | 8.11M | 22.49M | 22.36M | 46.28M | 45.68M | 53.53M | 51.40M | 55.21M | 50.94M | 53.54M | 61.41M | 63.02M | 68.81M | 72.63M | |||||||
| Interest Income - Total | 94.78M | 118.41M | 149.51M | 198.04M | 307.41M | 371.56M | 470.00M | 564.27M | 645.24M | 665.91M | 674.60M | 723.37M | 743.94M | 763.81M | 792.41M | 891.56M | 927.42M | 1,001.00M | 1,140.53M | 1,343.16M | ||||||
| Interest expenses | ||||||||||||||||||||||||||
| Interest Expense - Deposits | 0.43M | 4.54M | 14.15M | 40.67M | 73.12M | 106.53M | 145.56M | 182.61M | 211.45M | 231.82M | 248.29M | 238.60M | 225.40M | 233.23M | 264.90M | 290.51M | 287.23M | 320.46M | 376.34M | |||||||
| Interest Expense - Debt | 12.11M | 2.65M | 3.45M | 5.27M | 7.07M | 8.00M | 9.17M | 9.78M | 9.88M | 10.71M | 12.73M | 12.87M | 12.04M | 11.43M | 11.50M | 11.60M | 11.20M | 10.65M | 10.68M | 10.80M | ||||||
| Interest Expense - Others | 6.09M | 20.40M | 18.79M | 20.77M | 51.09M | 54.44M | 63.17M | 63.96M | 63.10M | 41.03M | 17.47M | 31.20M | 23.13M | 28.26M | 29.83M | 29.95M | 8.44M | 10.13M | 21.20M | 4.94M | ||||||
| Interest ExpensesInterest Expense | 18.21M | 23.48M | 26.78M | 40.19M | 98.82M | 135.55M | 178.87M | 219.31M | 255.60M | 263.19M | 262.01M | 292.36M | 273.77M | 265.09M | 274.57M | 306.45M | 310.14M | 308.01M | 352.33M | 413.71M | ||||||
| Net interest income | ||||||||||||||||||||||||||
| Interest Income - Net | 76.58M | 94.93M | 122.73M | 157.85M | 208.58M | 236.01M | 291.13M | 344.96M | 389.64M | 402.72M | 412.58M | 431.01M | 470.17M | 498.73M | 517.84M | 585.11M | 617.28M | 692.99M | 788.20M | 929.45M | ||||||
| Provision for Credit LossesProvisions | 4.69M | 12.96M | 10.10M | 16.32M | 14.95M | 8.41M | 12.62M | 21.83M | 12.09M | 7.18M | 11.64M | 6.01M | 6.88M | 5.68M | 10.04M | 9.20M | 5.41M | 8.90M | 13.76M | 14.74M | ||||||
| Non-interest income | ||||||||||||||||||||||||||
| Investment Gain (Loss) | -0.11M | -0.16M | -0.12M | 2.89M | ||||||||||||||||||||||
| Gain (Loss) on Sale of LoansGain on Loan Sales | 380.91M | 157.70M | 144.41M | 163.70M | 99.56M | 123.33M | 90.16M | 75.39M | 120.26M | -58.04M | 61.53M | 80.01M | 72.60M | -81.41M | 101.15M | 146.13M | 166.59M | 142.21M | 150.41M | 152.31M | ||||||
| Income - Equity | -0.24M | |||||||||||||||||||||||||
| Other Non-Interest Income | -171.53M | 77.87M | 95.51M | 102.44M | 148.54M | 112.81M | 116.73M | 116.86M | 105.51M | 300.31M | 124.50M | 186.10M | 191.36M | 354.44M | 233.07M | 230.36M | 241.18M | 265.17M | 280.07M | 94.87M | ||||||
| Non-Interest Income - Total | 209.03M | 235.41M | 239.80M | 266.14M | 248.10M | 236.15M | 206.89M | 192.25M | 225.76M | 242.28M | 186.03M | 266.11M | 263.96M | 273.03M | 337.11M | 376.49M | 407.77M | 407.38M | 430.48M | 455.65M | ||||||
| Revenue | 285.61M | 330.34M | 362.53M | 423.99M | 456.68M | 472.16M | 498.02M | 537.21M | 615.40M | 645.00M | 598.62M | 697.12M | 734.13M | 771.76M | 854.94M | 961.60M | 1,025.05M | 1,100.37M | 1,218.68M | 1,385.10M | ||||||
| Operating Items | ||||||||||||||||||||||||||
| Selling, General & AdministrativeSG&A | 125.16M | 136.51M | 125.83M | 126.20M | 113.09M | 123.69M | 131.18M | 124.46M | 131.69M | 145.24M | 145.01M | 148.92M | 160.92M | 156.40M | 165.39M | 188.41M | 194.24M | 197.58M | 216.80M | 201.12M | ||||||
| Other Non-Interest ExpenseOther Non-Int. Exp. | 269.90M | 303.44M | 332.41M | 372.24M | 328.21M | 384.53M | 416.17M | 679.68M | 377.62M | 398.35M | 426.63M | 478.33M | 506.40M | 529.90M | 567.33M | 615.45M | 640.07M | 694.34M | 783.81M | |||||||
| Operating ExpensesOpex | 395.06M | 439.95M | 458.24M | 498.44M | 441.30M | 508.22M | 547.35M | 804.14M | 509.30M | 543.59M | 571.64M | 627.25M | 667.32M | 686.30M | 732.72M | 803.85M | 834.31M | 891.92M | 1,000.61M | 1,052.53M | ||||||
| Non-operating items | ||||||||||||||||||||||||||
| Goodwill impairment chargesGoodwill Impair. | 247.17M | |||||||||||||||||||||||||
| Interest & Investment IncomeInt & Inv Inc | 1.03M | 1.27M | 1.61M | 3.88M | 7.11M | 11.17M | 25.15M | 24.34M | 46.28M | 45.68M | 53.53M | 51.40M | 55.21M | 50.94M | 53.54M | 61.41M | 63.02M | 68.81M | 72.63M | 82.27M | ||||||
| Other Non Operating IncomeOther Non Op Inc. | ||||||||||||||||||||||||||
| Net income details | ||||||||||||||||||||||||||
| EBT | -109.45M | -109.61M | -95.72M | -74.45M | -38.95M | -36.06M | -49.33M | -266.93M | 51.16M | 94.23M | 15.34M | 63.86M | 59.92M | 79.78M | 112.19M | 148.55M | 185.33M | 199.55M | 204.31M | 317.83M | ||||||
| Tax ProvisionsTaxes | 1.56M | 0.75M | 0.12M | -0.24M | 1.06M | -1.64M | -1.78M | -0.24M | 3.25M | 6.18M | -2.06M | 3.11M | -272.55M | 8.67M | 14.93M | 9.16M | 11.78M | 32.82M | 47.72M | 76.84M | ||||||
| Income After Tax | -111.01M | -110.36M | -95.84M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.75M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | |||||||
| Income from Continuing OperationsIncome (Continuing) | -111.01M | -110.36M | -95.84M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.75M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | |||||||
| Consolidated Net IncomeConsol Net Inc. | -111.01M | -110.36M | -95.84M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.75M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | 242.99M | ||||||
| Income towards Parent CompanyParent Net Inc | -111.01M | -110.36M | -95.84M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.75M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | 240.99M | ||||||
| Net Income towards Common StockholdersNet Income | -111.01M | -110.36M | -95.84M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.75M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | 240.99M | ||||||
| Additional items | ||||||||||||||||||||||||||
| EPS (Basic) | -0.21 | -0.13 | -0.11 | -0.08 | -0.04 | -0.04 | -0.05 | -0.28 | 0.05 | 0.09 | 0.02 | 0.06 | 0.32 | 0.06 | 0.09 | 0.12 | 0.15 | 0.13 | 0.12 | 0.19 | ||||||
| EPS (Diluted) | -0.21 | -0.13 | -0.11 | -0.08 | -0.04 | -0.04 | -0.05 | -0.28 | 0.05 | 0.08 | 0.02 | 0.06 | 0.30 | 0.06 | 0.08 | 0.11 | 0.14 | 0.12 | 0.12 | 0.18 | ||||||
| Weighted Average Shares OutstandingWtd. Avg. Shares | 526.73M | 852.85M | 910.05M | 916.76M | 900.89M | 929.27M | 936.57M | 951.18M | 945.02M | 982.62M | 1,058.59M | 1,071.16M | 1,050.22M | 1,097.99M | 1,107.01M | 1,171.21M | 1,150.14M | 1,276.33M | 1,284.30M | 1,284.30M | ||||||
| Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.) | 526.73M | 852.85M | 910.05M | 916.76M | 900.89M | 929.27M | 936.57M | 951.18M | 945.02M | 1,042.48M | 1,065.17M | 1,104.45M | 1,101.39M | 1,185.47M | 1,182.88M | 1,291.01M | 1,251.77M | 1,378.01M | 1,351.99M | 1,351.99M | ||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 526.73M | 915.67M | 922.10M | 927.35M | 933.90M | 940.34M | 948.91M | 957.86M | 975.86M | 1,056.49M | 1,065.11M | 1,084.14M | 1,095.36M | 1,104.10M | 1,113.44M | 1,204.57M | 1,270.57M | 1,281.41M | 1,290.31M | |||||||
| Operating IncomeOp. Inc | -178.65M | -180.04M | -174.81M | -157.53M | -65.23M | -119.97M | -143.21M | -365.19M | 2.16M | 1.35M | -82.72M | -53.85M | -61.35M | -50.06M | -28.21M | -3.67M | 29.12M | 37.32M | 17.93M |
Pull SoFi Technologies's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=SOFI&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "SOFI", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=SOFI&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();