SoFi Technologies reported cash from operations of -$3890.44M and free cash flow of -$3987.02M for the quarter ended Jun 2026, down 165.2% year over year. This cash flow statement covers 26 quarters of results from Dec 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Cash Flow Statement | Dec2019 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||||||||||||
| Net Income | -30.05M | -111.01M | -110.36M | -95.83M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.74M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | ||||||
| Share-based Compensation | 72.68M | 76.72M | 77.02M | 80.14M | 77.86M | 70.98M | 64.23M | 75.88M | 62.01M | 69.11M | 55.08M | 61.06M | 63.65M | 66.37M | 63.76M | 63.26M | 66.47M | 68.58M | 72.01M | 76.86M | ||||||
| Deferred Taxes | 0.06M | 0.51M | -0.04M | -2.28M | -2.10M | 0.92M | 0.07M | -5.51M | -0.89M | -9.49M | -0.97M | -2.14M | 0.18M | -283.98M | 8.79M | 10.38M | 7.39M | -10.37M | 28.90M | 33.73M | ||||||
| Gains from Equity Investments | -0.02M | -0.24M | ||||||||||||||||||||||||
| Provision for Losses | 2.40M | 4.69M | 12.96M | 10.10M | 16.32M | 14.95M | 8.41M | 12.62M | 21.83M | 12.09M | 7.18M | 11.64M | 6.01M | 6.88M | 5.68M | 10.04M | 9.20M | 5.41M | 8.89M | 13.76M | ||||||
| Asset Writedowns and Impairment | 247.17M | |||||||||||||||||||||||||
| Other non-cash items | -64.41M | 10.82M | -5.25M | -3.46M | 20.34M | 8.40M | 3.34M | -7.09M | 9.96M | -37.81M | -60.28M | -50.58M | -3.32M | -46.00M | -47.65M | 14.77M | -8.52M | 5.35M | 10.28M | 3.58M | ||||||
| Change in Loans | 3,626.22M | -8067.25M | 1,049.91M | 956.50M | 2,964.67M | 2,492.39M | 2,301.03M | 2,234.34M | 2,780.17M | 393.39M | -244.67M | 780.46M | 1,423.99M | 383.20M | 586.10M | 1,857.62M | 1,538.38M | 1,288.78M | 2,661.37M | 4,339.09M | ||||||
| Cash from Operations | -196.54M | -1236.29M | -1011.22M | -945.50M | -2880.30M | -2418.84M | -2212.76M | -2079.92M | -2686.52M | -247.94M | 738.25M | -484.37M | -1173.58M | -200.10M | 21.50M | -1466.91M | -1305.87M | -991.18M | -2314.99M | -3890.44M | ||||||
| Depreciation, Depletion & Amortization | ||||||||||||||||||||||||||
| Amortization of Deferred Charges | 0.49M | 4.06M | 4.21M | 2.09M | 2.15M | 6.19M | 4.85M | 5.71M | 4.49M | 5.05M | 4.23M | 3.98M | 2.61M | 2.66M | 2.44M | 2.92M | 3.00M | 2.97M | 2.90M | 2.75M | ||||||
| Depreciation & Amortization (CF)Depreciation & Amortization | 24.07M | 26.53M | 30.70M | 38.06M | 40.25M | 42.35M | 45.32M | 50.13M | 52.52M | 53.45M | 48.54M | 49.62M | 51.79M | 53.55M | 55.28M | 56.74M | 59.24M | 62.88M | 67.58M | 73.11M | ||||||
| Change in Working Capital | ||||||||||||||||||||||||||
| Change in Accured Expenses | -15.82M | -27.06M | 30.34M | 6.56M | -8.64M | -21.90M | -17.22M | 38.23M | -4.96M | 26.04M | -7.41M | -6.86M | 43.87M | -6.04M | 101.02M | |||||||||||
| Change in Other Operating AssetsOther Assets Change | 5.13M | -16.18M | 13.62M | 35.95M | -12.88M | 20.17M | -15.82M | -25.15M | 25.92M | 20.56M | 40.21M | 57.00M | 69.35M | 291.89M | -213.07M | 6.98M | 227.30M | 79.45M | 136.68M | 239.32M | ||||||
| Change in Other Operating LiabilitiesOther Liabilities Change | 43.87M | -6.04M | 101.02M | -2.44M | 72.22M | -30.34M | -33.85M | 106.23M | ||||||||||||||||||
| Other Working Capital Changes | -5.13M | 16.18M | -13.62M | -35.95M | 12.88M | -20.17M | 15.82M | 25.15M | -25.92M | -20.56M | -40.21M | -57.00M | -25.48M | -297.94M | 314.08M | -9.42M | -155.09M | -109.79M | -170.53M | -133.09M | ||||||
| Investing Activities | ||||||||||||||||||||||||||
| Change in Net Loans | 3.09M | 12.29M | -58.55M | 36.38M | 11.60M | |||||||||||||||||||||
| Capital Expenditures | 11.64M | 13.82M | 25.11M | 21.90M | 23.44M | 22.74M | 23.72M | 25.35M | 28.04M | 34.29M | 31.98M | 36.71M | 43.31M | 42.26M | 52.60M | 63.47M | 59.98M | 66.40M | 67.55M | 96.57M | ||||||
| Change in Property, Plant and Equipment | -11.64M | -13.82M | -25.11M | -21.90M | -23.44M | -22.74M | -23.72M | -25.35M | -28.04M | -34.29M | -31.98M | -36.71M | -43.31M | -42.26M | -52.60M | -63.47M | -59.98M | -66.40M | -67.55M | -96.57M | ||||||
| Acquisitions | 73.31M | -14.77M | -117.08M | 17.95M | 54.35M | |||||||||||||||||||||
| Net of Acquisitions & Divestments | -73.31M | 14.77M | 117.08M | -17.95M | -54.35M | |||||||||||||||||||||
| Purchase of InvestmentsInvestments Purchased | 205.13M | 41.24M | 36.83M | 8.15M | 260.61M | 191.73M | 181.68M | 166.49M | 368.57M | 940.06M | 350.67M | 531.25M | 338.80M | 514.76M | 270.86M | 543.84M | 1,379.61M | 1,133.72M | ||||||||
| Sale and Maturity of InvestmentsInvestments Sold | 59.17M | 45.97M | 42.77M | 1.94M | 23.77M | 19.07M | 265.63M | 131.32M | 339.69M | 145.44M | 191.35M | 120.12M | 117.60M | 101.29M | 210.54M | 605.82M | ||||||||||
| Other Investing ActivitiesOther investing | ||||||||||||||||||||||||||
| Cash from Investing Activities | -159.80M | 30.66M | 49.88M | -54.80M | -50.01M | -51.41M | -40.15M | -267.67M | -168.51M | -1413.53M | -1261.18M | -2194.92M | -84.00M | -1280.88M | -1440.22M | -1722.47M | -1459.46M | -2096.95M | -2394.33M | -2830.86M | ||||||
| Financing Activities | ||||||||||||||||||||||||||
| Other financing activities | -8.64M | -76.52M | -3.59M | -2.25M | -1.63M | -1.51M | -3.87M | -3.84M | -2.95M | -4.64M | -90.65M | -5.59M | -4.30M | -9.96M | -45.14M | -5.89M | -4.08M | |||||||||
| Debt Issuance and Repayment | ||||||||||||||||||||||||||
| Long-Term Debt Issuances | 2,447.26M | -5104.99M | 821.10M | 597.36M | 444.11M | 520.79M | -62.12M | -562.78M | -2427.34M | 334.13M | 186.32M | -75.76M | -30.95M | 898.97M | -1227.38M | -897.51M | 1,488.31M | |||||||||
| Long-Term Debt Repayments | 2,013.25M | -7182.02M | 112.28M | 88.24M | 65.63M | 250.22M | 147.99M | 259.73M | 187.52M | 204.63M | 170.45M | 126.74M | 42.92M | 12.69M | 17.99M | 4.17M | 2.90M | 4.01M | 3.20M | 3.05M | ||||||
| Non-Current Debt | 434.00M | 2,077.03M | -112.28M | -88.24M | 755.47M | 347.14M | 296.12M | 261.06M | -249.64M | -767.41M | -2597.79M | 207.40M | 143.40M | -88.45M | -48.94M | 894.79M | -1230.28M | -901.52M | -3.20M | 1,485.25M | ||||||
| Net Debt Issuances and Repayments | 434.00M | 2,077.03M | -112.28M | -88.24M | 755.47M | 347.14M | 296.12M | 261.06M | -249.64M | -767.41M | -2597.79M | 207.40M | 143.40M | -88.45M | -48.94M | 894.79M | -1230.28M | -901.52M | -3.20M | 1,485.25M | ||||||
| Change in Capital Stock | ||||||||||||||||||||||||||
| Common Stock IssuedStock Issued | 1.87M | 0.19M | 0.43M | 0.12M | 0.17M | 0.42M | 0.43M | 0.13M | 0.47M | 0.17M | 0.14M | 20.64M | 0.20M | 11.57M | 1,688.58M | 1,485.27M | 87.39M | |||||||||
| Shares Repurchased | ||||||||||||||||||||||||||
| Net Shares Issued and Repurchased | 1.87M | 0.19M | 0.43M | 0.12M | 0.17M | 0.42M | 0.43M | 0.13M | 0.47M | 0.17M | 0.14M | 20.64M | 0.20M | 11.57M | 1,688.58M | 1,485.27M | 87.39M | |||||||||
| Net Equity Issued and Repurchased | 1.87M | 0.19M | 0.43M | 0.12M | 0.17M | 0.42M | 0.43M | 0.13M | 0.47M | 0.17M | 0.14M | 20.64M | 0.20M | 11.57M | 1,688.58M | 1,485.27M | 87.39M | |||||||||
| Dividend Payments | ||||||||||||||||||||||||||
| Dividends Paid - Preferred | 20.38M | 20.38M | 20.38M | |||||||||||||||||||||||
| Misc. | ||||||||||||||||||||||||||
| Cash from Financing Activities | 441.91M | 1,119.65M | 1,895.16M | 297.07M | 3,192.48M | 3,054.77M | 3,384.42M | 2,870.81M | 2,650.81M | 1,979.56M | 1,055.44M | 1,263.15M | 1,495.15M | 1,220.83M | 1,425.76M | 3,188.41M | 3,797.41M | 4,697.75M | 3,114.58M | 6,525.55M | ||||||
| Exchange Rate Effect | 0.20M | 0.19M | -0.04M | -0.06M | 0.33M | 0.34M | -0.29M | 0.39M | 0.10M | 0.47M | -0.18M | -0.14M | 0.56M | -0.25M | -0.27M | -0.56M | -0.23M | 0.70M | -0.77M | 0.07M | ||||||
| Change in Cash | 85.78M | -85.79M | 933.77M | -703.28M | 262.50M | 584.87M | 1,131.21M | 523.61M | -204.11M | 318.56M | 532.33M | -1416.28M | 238.13M | -260.40M | 6.78M | -1.53M | 1,031.84M | 1,610.33M | -1595.52M | -195.69M | ||||||
| Ending Cash Balance | 854.23M | 768.44M | 1,702.21M | 998.93M | 1,261.43M | 1,846.30M | 2,977.51M | 3,501.13M | 3,297.02M | 3,615.58M | 4,147.91M | 2,731.63M | 2,969.76M | 2,709.36M | 2,716.14M | 2,714.60M | 3,746.45M | 5,356.77M | 3,761.25M | 3,565.56M | ||||||
| Free Cash Flow | -208.17M | -1250.11M | -1036.34M | -967.40M | -2903.74M | -2441.58M | -2236.48M | -2105.27M | -2714.56M | -282.24M | 706.26M | -521.08M | -1216.89M | -242.37M | -31.10M | -1530.37M | -1365.85M | -1057.58M | -2382.55M | -3987.02M | ||||||
| Net Cash Flow | 85.57M | -85.98M | 933.81M | -703.22M | 262.18M | 584.53M | 1,131.51M | 523.22M | -204.21M | 318.09M | 532.51M | -1416.14M | 237.56M | -260.15M | 7.04M | -0.97M | 1,032.07M | 1,609.62M | -1594.75M | -195.76M |
Pull SoFi Technologies's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=SOFI&statement=CF&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "SOFI", "statement": "CF", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=SOFI&statement=CF&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();