Technology Services was SoFi Technologies’s largest segment in fiscal 2025, bringing in $1.07B of $1.82B (59%).
| Segment | FY 2019 | FY 2021 | FY 2023 | FY 2025 |
|---|---|---|---|---|
| Technology Services | $959.54M | $1.07B | ||
| Referrals, Loan Platform Business | $100.81M | $239.96M | ||
| Interchange | $105.74M | $342.95M | ||
| Brokerage | $63.38M | $119.00M | ||
| Referrals | — | — | ||
| Referrals, Other | $14.52M | $37.36M | ||
| Other | $12.44M | $15.21M | ||
| Payment Network | — | — | ||
| Enterprise Services | — | — | ||
| Total | $1.26B | $1.82B |
SoFi Technologies brought in $1.82B from its six segments in fiscal 2025, the year ended December 31, 2025. That was up 45.0% from $1.26B in fiscal 2023, the previous year with figures. Technology Services was the largest at $1.07B (58.6%), ahead of Interchange at $342.95M (18.8%) and Referrals, Loan Platform Business at $239.96M (13.2%). The other three segments brought in $171.57M combined.
Compared with fiscal 2023, the previous year with figures, Interchange grew fastest, up 224.3% to $342.95M. Every segment above 2% of revenue grew. From fiscal 2023 to 2025, combined revenue from these segments grew from $1.26B to $1.82B, a compound annual growth rate of 20.4%. Technology Services' share of the total fell from 76.4% to 58.6%.
Technology Platform was SoFi Technologies’s largest segment in fiscal 2025, bringing in $1.07B of $1.41B (76%).
| Statement Business Segments | FY 2019 | FY 2020 | FY 2021 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|
| Lending | — | $4.46B | — | |||
| Technology Platform | $959.54M | $1.19B | $1.07B | |||
| Financial Services | $105.74M | $2.46B | $342.95M | |||
| Total | $1.07B | $8.11B | $1.41B |
SoFi Technologies brought in $1.41B from its two segments in fiscal 2025, the year ended December 31, 2025. That is less than the $1.82B it reports by segment, so these segments do not cover all of its revenue. Technology Platform was the largest at $1.07B (75.7%), ahead of Financial Services at $342.95M (24.3%).
Compared with fiscal 2024, Technology Platform fell 10.0% to $1.07B and Financial Services fell 86.1% to $342.95M. Some of that change comes from SoFi Technologies regrouping its segments.
SoFi Technologies stopped reporting Lending as a separate segment after fiscal 2024, when it brought in $4.46B.
United States was SoFi Technologies’s largest region in fiscal 2024, bringing in $7.73B of $8.02B (96%).
| Geography | FY 2020 | FY 2022 | FY 2024 |
|---|---|---|---|
| United States | $4.51B | $7.73B | |
| All Foreign Countries | $206.57M | $295.21M | |
| Total | $4.72B | $8.02B |
SoFi Technologies brought in $8.02B from its two regions in fiscal 2024, the year ended December 31, 2024. That was up 70.0% from $4.72B in fiscal 2022, the previous year with figures. United States was the largest at $7.73B (96.3%), ahead of All Foreign Countries at $295.21M (3.7%).
Compared with fiscal 2022, the previous year with figures, United States grew 71.2% to $7.73B and All Foreign Countries grew 42.9% to $295.21M. From fiscal 2022 to 2024, combined revenue from these regions grew from $4.72B to $8.02B, a compound annual growth rate of 30.4%. United States' share of the total rose from 95.6% to 96.3%.
SoFi Technologies (SOFI) reports its revenue by segment, by statement business segments and by geography. In fiscal 2025, Technology Services was its largest segment, bringing in $1.07B (58.6% of the total), followed by Interchange at $342.95M (18.8%).
Technology Services was SoFi Technologies' largest segment in fiscal 2025, bringing in $1.07B, or 58.6% of the $1.82B total across its six segments.
United States was SoFi Technologies' largest region in fiscal 2024, bringing in $7.73B, or 96.3% of the $8.02B total across its two regions.
Every figure comes from SoFi Technologies' annual financial filings, as reported. Each line keeps the name SoFi Technologies gives it, and years follow its fiscal calendar.
SoFi Technologies' revenue by segment goes back to fiscal 2019, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.