Essent reported a gross margin of 86.50% and a net margin of 52.31% for the quarter ended Jun 2026. These financial ratios cover 54 quarters of results from Mar 2013 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gross Margin | 97.36% | 101.34% | 59.62% | 68.82% | 98.38% | 101.78% | 99.93% | 99.52% | 96.35% | 93.39% | 96.68% | 99.89% | 90.31% | 86.99% | 90.15% | 94.66% | 85.59% | 82.05% | 85.65% | 86.50% | ||||||||||||||||||||||||||||||||||
| EBT Margin | 87.00% | 84.47% | 124.12% | 112.85% | 80.58% | 75.20% | 78.56% | 80.46% | 70.73% | 68.27% | 71.64% | 76.44% | 65.57% | 61.88% | 65.18% | 72.44% | 63.87% | 59.07% | 61.51% | 63.50% | ||||||||||||||||||||||||||||||||||
| EBIT Margin | 7.61% | 9.21% | 9.33% | 12.00% | 12.45% | 16.43% | 16.87% | 17.40% | 15.90% | 17.01% | 17.46% | 17.92% | 18.11% | 17.95% | 18.33% | 18.58% | 19.18% | 18.96% | 17.63% | 16.99% | ||||||||||||||||||||||||||||||||||
| EBITDA Margin | 7.61% | 9.21% | 9.33% | 12.00% | 12.45% | 16.43% | 16.87% | 17.40% | 15.90% | 17.01% | 17.46% | 17.92% | 18.11% | 17.95% | 18.33% | 18.58% | 19.18% | 18.96% | 17.63% | 16.99% | ||||||||||||||||||||||||||||||||||
| Operating Margin | 7.61% | 9.21% | 9.33% | 12.00% | 12.45% | 16.43% | 16.87% | 17.40% | 15.90% | 17.01% | 17.46% | 17.92% | 18.11% | 17.95% | 18.33% | 18.58% | 19.18% | 18.96% | 17.63% | 16.99% | ||||||||||||||||||||||||||||||||||
| Net Margin | 72.43% | 70.45% | 103.61% | 94.83% | 68.02% | 64.06% | 66.67% | 66.21% | 60.10% | 58.99% | 60.91% | 65.06% | 55.65% | 53.30% | 55.24% | 61.21% | 52.66% | 49.61% | 51.12% | 52.31% | ||||||||||||||||||||||||||||||||||
| FCF Margin | 62.58% | 74.07% | 67.99% | 25.50% | 65.59% | 74.29% | 71.96% | 64.32% | 65.52% | 71.75% | 71.21% | 59.96% | 72.24% | 71.73% | 69.70% | 59.16% | 67.54% | 72.97% | 56.90% | 54.07% | ||||||||||||||||||||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 5,555.65M | 5,655.85M | 5,654.16M | 5,553.62M | 5,539.00M | 5,640.35M | 5,825.65M | 5,955.41M | 6,038.76M | 6,260.44M | 6,495.83M | 6,628.86M | 6,909.64M | 7,119.09M | 7,158.18M | 7,212.64M | 7,286.28M | 7,396.50M | 7,505.39M | 7,580.82M | ||||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 4,490.60M | 4,655.94M | 4,635.14M | 4,692.33M | 4,714.81M | 4,883.17M | 5,070.07M | 5,154.74M | 5,229.66M | 5,524.47M | 5,648.34M | 5,802.24M | 6,134.66M | 6,097.62M | 6,153.60M | 6,167.48M | 6,233.94M | 6,252.03M | 6,192.14M | 6,159.37M | ||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.18 | 0.18 | 0.19 | 0.19 | 0.19 | 0.18 | 0.17 | 0.17 | 0.17 | 0.18 | 0.18 | 0.18 | 0.18 | 0.17 | 0.18 | 0.18 | 0.17 | 0.17 | 0.17 | 0.17 | ||||||||||||||||||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 10.46 | 11.29 | 11.09 | 10.16 | 7.32 | 6.25 | 6.23 | 6.12 | 5.99 | 6.36 | 6.62 | 7.15 | 5.00 | 6.94 | 7.14 | 7.28 | 7.25 | 7.27 | 7.56 | |||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.06 | 0.07 | 0.08 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | ||||||||||||||||||||||||||||||||||
| Times Interest Earned | 10.46 | 11.29 | 11.09 | 10.16 | 7.32 | 6.25 | 6.23 | 6.12 | 5.99 | 6.36 | 6.62 | 7.15 | 5.00 | 6.94 | 7.14 | 7.28 | 7.25 | 7.27 | 7.56 | |||||||||||||||||||||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 10.21 | 8.71 | 12.70 | 10.24 | 7.49 | 5.99 | 6.38 | 6.39 | 6.61 | 6.64 | 6.14 | 6.77 | 5.87 | 5.71 | 5.54 | 6.23 | 5.38 | 5.26 | 5.28 | 5.91 | ||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.11 | 0.11 | 0.12 | 0.36 | 0.14 | 0.14 | 0.15 | 0.16 | 0.14 | 0.12 | 0.14 | 0.16 | 0.13 | 0.13 | 0.14 | 0.17 | 0.14 | 0.13 | 0.17 | 0.16 | ||||||||||||||||||||||||||||||||||
| Dividend YieldDiv. Yield | 0.41% | 0.42% | 0.48% | 0.54% | 0.63% | 0.59% | 0.62% | 0.54% | 0.53% | 0.47% | 0.47% | 0.50% | 0.44% | 0.51% | 0.54% | 0.52% | 0.49% | 0.48% | 0.60% | 0.56% | ||||||||||||||||||||||||||||||||||
| Payout Ratio | 0.10 | 0.11 | 0.08 | 0.10 | 0.13 | 0.17 | 0.16 | 0.16 | 0.15 | 0.15 | 0.16 | 0.15 | 0.17 | 0.18 | 0.18 | 0.16 | 0.19 | 0.19 | 0.19 | 0.17 | ||||||||||||||||||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 23.77 | 27.52 | 16.25 | 18.08 | 21.09 | 28.41 | 25.24 | 29.07 | 28.40 | 32.06 | 34.96 | 29.36 | 38.76 | 34.05 | 33.72 | 30.95 | 37.74 | 40.04 | 31.66 | 30.45 | ||||||||||||||||||||||||||||||||||
| Price to SalesP/S | 17.22 | 19.38 | 16.84 | 17.14 | 14.35 | 18.20 | 16.83 | 19.25 | 17.07 | 18.91 | 21.29 | 19.10 | 21.57 | 18.15 | 18.63 | 18.94 | 19.87 | 19.86 | 16.18 | 15.93 | ||||||||||||||||||||||||||||||||||
| Price to BookP/B | 1.17 | 1.18 | 1.06 | 0.98 | 0.87 | 0.94 | 0.93 | 1.06 | 1.05 | 1.10 | 1.22 | 1.11 | 1.21 | 1.02 | 1.05 | 1.07 | 1.08 | 1.08 | 0.95 | 1.02 | ||||||||||||||||||||||||||||||||||
| Enterprise Value | 4,881.37M | 4,979.93M | 4,456.45M | 4,189.37M | 3,755.39M | 4,186.72M | 4,311.74M | 5,007.04M | 5,054.69M | 5,621.93M | 6,352.22M | 5,977.04M | 6,827.86M | 5,717.02M | 5,916.01M | 6,046.04M | 6,196.91M | 6,205.59M | 5,439.19M | 5,777.23M | ||||||||||||||||||||||||||||||||||
| EV to EBIT | 226.27 | 210.47 | 180.57 | 142.79 | 115.22 | 110.77 | 99.73 | 110.65 | 107.38 | 111.15 | 121.96 | 106.57 | 119.08 | 101.08 | 101.63 | 101.98 | 103.64 | 104.78 | 91.79 | 93.77 | ||||||||||||||||||||||||||||||||||
| EV to EBITDA | 226.27 | 210.47 | 180.57 | 142.79 | 115.22 | 110.77 | 99.73 | 110.65 | 107.38 | 111.15 | 121.96 | 106.57 | 119.08 | 101.08 | 101.63 | 101.98 | 103.64 | 104.78 | 91.79 | 93.77 | ||||||||||||||||||||||||||||||||||
| Market Capitalization | 4,881.37M | 4,979.93M | 4,456.45M | 4,189.37M | 3,755.39M | 4,186.72M | 4,311.74M | 5,007.04M | 5,054.69M | 5,621.93M | 6,352.22M | 5,977.04M | 6,827.86M | 5,717.02M | 5,916.01M | 6,046.04M | 6,196.91M | 6,205.59M | 5,439.19M | 5,777.23M | ||||||||||||||||||||||||||||||||||
| Price to FCFP/FCF | 27.51 | 26.17 | 24.77 | 67.21 | 21.87 | 24.50 | 23.38 | 29.93 | 26.05 | 26.36 | 29.90 | 31.85 | 29.86 | 25.30 | 26.73 | 32.02 | 29.43 | 27.22 | 28.44 | 29.46 | ||||||||||||||||||||||||||||||||||
| EV to FCF | 27.51 | 26.17 | 24.77 | 67.21 | 21.87 | 24.50 | 23.38 | 29.93 | 26.05 | 26.36 | 29.90 | 31.85 | 29.86 | 25.30 | 26.73 | 32.02 | 29.43 | 27.22 | 28.44 | 29.46 | ||||||||||||||||||||||||||||||||||
| EV to CFO | 27.37 | 26.06 | 24.67 | 66.22 | 21.76 | 24.29 | 23.33 | 29.86 | 25.92 | 26.09 | 29.28 | 31.68 | 29.79 | 25.22 | 26.70 | 31.90 | 28.71 | 27.09 | 28.32 | 29.31 | ||||||||||||||||||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 7.61% | 9.21% | 9.33% | 12.00% | 12.45% | 16.43% | 16.87% | 17.40% | 15.90% | 17.01% | 17.46% | 17.92% | 18.11% | 17.95% | 18.33% | 18.58% | 19.18% | 18.96% | 17.63% | 16.99% | ||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | -0.23% | -0.17% | 1.65% | 1.78% | 1.96% | 2.18% | 2.43% | 2.61% | 2.81% | 2.93% | 2.95% | 3.07% | 3.09% | 3.10% | 3.17% | 3.19% | 3.19% | 3.18% | 3.19% | 3.22% | ||||||||||||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 11.24% | 12.05% | 14.51% | 16.07% | 15.62% | 14.74% | 12.50% | 11.22% | 11.07% | 11.12% | 10.89% | 11.14% | 10.66% | 10.25% | 10.10% | 9.91% | 9.65% | 9.33% | 9.14% | 8.98% |