Essent (ESNT) Return on Equity [ROE] (2014 - 2026)
Essent's Return on Equity [ROE] was 11.98% in Q2 2026, down 0.63 percentage points from 12.62% a year earlier and unchanged from the prior quarter.
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Analysis
Essent (ESNT) Return on Equity [ROE] (2014 - 2026) Analysis & Trends
For FY2025, Return on Equity [ROE] at Essent came in at 12.15%, down 1.48 percentage points from FY2024.
- Return on Equity [ROE] has now declined for three consecutive years, though with a five-year change of +0.08 percentage points (FY2020 to FY2025).
- In earlier years, Return on Equity [ROE] was 13.63% in FY2024 (-0.94 pp), 14.56% in FY2023 (-4.55 pp), 19.12% in FY2022 (+2.28 pp) and 16.84% in FY2021 (+4.77 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Equity [ROE] since Q1 2021.
- Compared with a year earlier, Return on Equity [ROE] has declined for 14 straight quarters, with an average year-over-year change of -0.92 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Equity [ROE] over five years was Q1 2022 (a gain of 9.16 percentage points); the worst was Q2 2023 (a drop of 6.78 percentage points).
- Per Business Quant data, ESNT's Return on Equity [ROE] in the three quarters before Q2 2026 was 11.99% (Q1 2026), 12.00% (Q4 2025) and 12.32% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 10.23% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 13.98% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 33.78% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 27.18% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 26.83% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 15.17% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 7.14% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 40.29% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 367.00% |
| 10 | Essent | 5.74 Bn | 5.25 Bn | - | 11.67% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 11.67% |
| Jun 30, 2026 | 12.42% |
| Mar 31, 2026 | 12.76% |
| Dec 31, 2025 | 14.65% |
| Sep 30, 2025 | 12.75% |
| Jun 30, 2025 | 14.24% |
| Mar 31, 2025 | 14.08% |
| Dec 31, 2024 | 12.56% |
| Sep 30, 2024 | 17.84% |
| Jun 30, 2024 | 14.92% |
| Mar 31, 2024 | 14.12% |
| Dec 31, 2023 | 16.12% |
| Sep 30, 2023 | 13.74% |
| Jun 30, 2023 | 12.68% |
| Mar 31, 2023 | 12.21% |
| Dec 31, 2022 | 9.09% |
| Sep 30, 2022 | 8.47% |
| Jun 30, 2022 | 11.55% |
| Mar 31, 2022 | 13.94% |
| Dec 31, 2021 | 14.14% |
API Access
Essent Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();