Essent (ESNT) Return on Equity [ROE] (2014 - 2026)
Essent's Return on Equity [ROE] was 11.98% in Q2 2026, down 0.63 percentage points from 12.62% a year earlier and unchanged from the prior quarter.
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Analysis
Essent (ESNT) Return on Equity [ROE] (2014 - 2026) Analysis & Trends
For FY2025, Return on Equity [ROE] at Essent came in at 12.15%, down 1.48 percentage points from FY2024.
- Return on Equity [ROE] has now declined for three consecutive years, though with a five-year change of +0.08 percentage points (FY2020 to FY2025).
- In earlier years, Return on Equity [ROE] was 13.63% in FY2024 (-0.94 pp), 14.56% in FY2023 (-4.55 pp), 19.12% in FY2022 (+2.28 pp) and 16.84% in FY2021 (+4.77 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Equity [ROE] since Q1 2021.
- Compared with a year earlier, Return on Equity [ROE] has declined for 14 straight quarters, with an average year-over-year change of -0.92 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Equity [ROE] over five years was Q1 2022 (a gain of 9.16 percentage points); the worst was Q2 2023 (a drop of 6.78 percentage points).
- Per Business Quant data, ESNT's Return on Equity [ROE] in the three quarters before Q2 2026 was 11.99% (Q1 2026), 12.00% (Q4 2025) and 12.32% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 11.64% |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 14.32% |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 35.24% |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 26.91% |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 25.51% |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 17.86% |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 13.22% |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 40.61% |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | 6.62% |
| 10 | Essent | 5.20 Bn | 5.20 Bn | - | 11.98% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.98% |
| Mar 31, 2026 | 11.99% |
| Dec 31, 2025 | 12.00% |
| Sep 30, 2025 | 12.32% |
| Jun 30, 2025 | 12.62% |
| Mar 31, 2025 | 12.84% |
| Dec 31, 2024 | 12.97% |
| Sep 30, 2024 | 13.37% |
| Jun 30, 2024 | 13.93% |
| Mar 31, 2024 | 13.70% |
| Dec 31, 2023 | 14.05% |
| Sep 30, 2023 | 14.01% |
| Jun 30, 2023 | 14.25% |
| Mar 31, 2023 | 15.98% |
| Dec 31, 2022 | 18.99% |
| Sep 30, 2022 | 20.20% |
| Jun 30, 2022 | 21.03% |
| Mar 31, 2022 | 19.41% |
| Dec 31, 2021 | 16.23% |
| Sep 30, 2021 | 15.13% |
API Access
Essent Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();