Essent (ESNT) Dividend Coverage Ratio (2019 - 2026)
Essent's (ESNT) Dividend Coverage Ratio stood at 6.00 in Q2 2026, down 5.2% from 6.33 a year earlier but up 13.6% from the prior quarter.
Essent (ESNT) Dividend Coverage Ratio (2019 - 2026) Analysis & Trends
On a TTM basis, Essent's Dividend Coverage Ratio came in at 5.50 as of Jun 30, 2026, down 6.6% year-over-year; for FY2025, it came in at 5.65, down 8.5% from FY2024.
- Annual Dividend Coverage Ratio has declined for three straight years.
- Across earlier years, Dividend Coverage Ratio came in at 6.18 in FY2024 (-5.8%), 6.56 in FY2023 (-27.3%), 9.02 in FY2022 (+2.9%) and 8.77 in FY2021 (+47.4%).
- Quarterly Dividend Coverage Ratio has ranged from 5.26 in Q4 2025 to 12.70 in Q1 2022 over the past five years.
- On a year-over-year basis, Dividend Coverage Ratio has declined for eight consecutive quarters, with an average decline of 8.7% over the last eight quarters.
- Peak year-over-year performance for Dividend Coverage Ratio in the last five years was growth of 68.0% in Q1 2022, against a decline of 49.8% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 5.28 (Q1 2026), 5.26 (Q4 2025) and 5.46 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 7.53 |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 57.09 |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 1.70 |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 8.40 |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | 2.61 |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 1.81 |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 1.84 |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 11.58 |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 3.15 |
| 10 | Essent | 5.81 Bn | 5.81 Bn | - | 6.00 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.00 |
| Mar 31, 2026 | 5.28 |
| Dec 31, 2025 | 5.26 |
| Sep 30, 2025 | 5.46 |
| Jun 30, 2025 | 6.33 |
| Mar 31, 2025 | 5.54 |
| Dec 31, 2024 | 5.71 |
| Sep 30, 2024 | 5.98 |
| Jun 30, 2024 | 6.88 |
| Mar 31, 2024 | 6.14 |
| Dec 31, 2023 | 6.64 |
| Sep 30, 2023 | 6.72 |
| Jun 30, 2023 | 6.49 |
| Mar 31, 2023 | 6.38 |
| Dec 31, 2022 | 5.99 |
| Sep 30, 2022 | 7.57 |
| Jun 30, 2022 | 10.33 |
| Mar 31, 2022 | 12.70 |
| Dec 31, 2021 | 8.71 |
| Sep 30, 2021 | 10.30 |
Essent Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();