Essent (ESNT) Return on Assets [ROA] (2014 - 2026)
Essent (ESNT) recorded Return on Assets [ROA] of 8.98% in Q2 2026, down 0.93 percentage points from 9.91% a year earlier and down 0.17 percentage points from the prior quarter.
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Analysis
Essent (ESNT) Return on Assets [ROA] (2014 - 2026) Analysis & Trends
For FY2025, Essent reported Return on Assets [ROA] of 9.48%, down 1.29 percentage points from FY2024.
- Annual Return on Assets [ROA] has declined for three straight years, though with a five-year change of +0.38 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Assets [ROA] came in at 10.78% in FY2024 (-0.69 pp), 11.46% in FY2023 (-3.06 pp), 14.53% in FY2022 (+2.05 pp) and 12.48% in FY2021 (+3.38 pp).
- The Q2 2026 figure is the lowest quarterly Return on Assets [ROA] since Q1 2021.
- On a year-over-year basis, Return on Assets [ROA] has declined for 14 consecutive quarters, with an average year-over-year change of -0.89 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 6.93 percentage points in Q1 2022, against a drop of 4.84 percentage points in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 9.14% (Q1 2026), 9.33% (Q4 2025) and 9.65% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 6.84% |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 4.13% |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 9.46% |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 6.88% |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 5.81% |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 0.91% |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 0.49% |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 7.61% |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | 1.97% |
| 10 | Essent | 5.20 Bn | 5.20 Bn | - | 8.98% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.98% |
| Mar 31, 2026 | 9.14% |
| Dec 31, 2025 | 9.33% |
| Sep 30, 2025 | 9.65% |
| Jun 30, 2025 | 9.91% |
| Mar 31, 2025 | 10.10% |
| Dec 31, 2024 | 10.25% |
| Sep 30, 2024 | 10.66% |
| Jun 30, 2024 | 11.14% |
| Mar 31, 2024 | 10.89% |
| Dec 31, 2023 | 11.12% |
| Sep 30, 2023 | 11.07% |
| Jun 30, 2023 | 11.22% |
| Mar 31, 2023 | 12.50% |
| Dec 31, 2022 | 14.74% |
| Sep 30, 2022 | 15.62% |
| Jun 30, 2022 | 16.07% |
| Mar 31, 2022 | 14.51% |
| Dec 31, 2021 | 12.05% |
| Sep 30, 2021 | 11.24% |
API Access
Essent Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();