Affirm Holdings, Inc. Ratios

Ratios Jun2019 Jun2020 Jun2021 Jun2022 Jun2023 Jun2024 Jun2025
Profitability
Gross Margin 93.62%95.08%79.07%60.55%59.81%75.19%86.51%
EBT Margin -45.55%-22.02%-50.93%-53.72%-62.30%-22.19%1.91%
EBIT Margin -48.21%-21.15%-44.08%-64.19%-75.62%-26.51%-2.71%
EBITDA Margin -45.56%-22.16%-49.85%-53.46%-62.57%-22.55%1.82%
Operating Margin -48.21%-21.15%-44.08%-64.19%-75.62%-26.51%-2.71%
Net Margin -50.90%-24.69%-50.67%-52.43%-62.05%-22.29%1.62%
FCF Margin -749.02%-569.47%-699.67%-779.98%-854.80%-905.66%-984.73%
Efficiency
Assets Average 3.13B5.92B7.56B8.84B10.34B
Equity Average -0.32B1.10B2.60B2.58B2.63B2.90B
Invested Capital -0.26B-0.37B2.58B2.62B2.53B2.73B3.07B
Asset Utilization Ratio 0.280.230.210.260.31
Leverage & Solvency
Interest Coverage Ratio -4.92-3.34-7.28-12.43-6.56-1.79-0.21
Debt to Equity -2.230.460.620.850.670.53
Debt Ratio 0.580.240.230.270.190.15
Equity Ratio -0.260.530.380.310.290.28
Times Interest Earned -4.92-3.34-7.28-12.43-6.56-1.79-0.21
Valuation
Enterprise Value -0.27B16.39B5.68B4.43B8.33B20.95B
Market Capitalization 17.85B6.93B5.32B9.34B22.30B
Return Ratios
Return on Sales -0.46%-0.22%-0.51%-0.52%-0.62%-0.22%0.02%
Return on Invested Capital -0.35%-0.33%-0.46%-0.03%
Return on Assets -0.14%-0.12%-0.13%-0.06%0.01%
Return on Equity 0.36%-0.40%-0.27%-0.38%-0.20%0.02%