Affirm Holdings reported a net margin of 138.65% for the quarter ended Jun 2026. These financial ratios cover 27 quarters of results from Dec 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||
| EBT Margin | -113.76% | -44.17% | -15.34% | -56.17% | -69.53% | -81.09% | -54.21% | -46.49% | -34.39% | -28.35% | -23.09% | -6.70% | -14.08% | 9.56% | 0.68% | 8.17% | 8.89% | 11.86% | 10.34% | 14.50% | |||||||
| EBIT Margin | -61.65% | -54.35% | -63.86% | -76.13% | -79.49% | -89.98% | -81.38% | -54.69% | -42.18% | -29.12% | -27.91% | -11.14% | -18.99% | -0.50% | -1.07% | 6.63% | 6.82% | 10.47% | 8.51% | 12.63% | |||||||
| EBITDA Margin | -61.65% | -54.35% | -63.86% | -76.13% | -79.49% | -89.98% | -81.38% | -54.69% | -42.18% | -29.12% | -27.91% | -11.14% | -18.99% | -0.50% | -1.07% | 6.63% | 6.82% | 10.47% | 8.51% | 12.63% | |||||||
| Operating Margin | -61.65% | -54.35% | -63.86% | -76.13% | -79.49% | -89.98% | -81.38% | -54.69% | -42.18% | -29.12% | -27.91% | -11.14% | -18.99% | -0.50% | -1.07% | 6.63% | 6.82% | 10.47% | 8.51% | 12.63% | |||||||
| Net Margin | -113.83% | -44.25% | -15.42% | -51.19% | -69.48% | -80.69% | -53.99% | -46.20% | -34.60% | -28.24% | -23.25% | -6.85% | -14.35% | 9.28% | 0.36% | 7.90% | 8.65% | 11.53% | 9.90% | 138.65% | |||||||
| FCF Margin | -550.26% | -898.90% | -818.85% | -794.17% | -744.86% | -955.85% | -824.49% | -879.31% | -831.90% | -1,020.03% | -870.52% | -889.37% | -886.42% | -963.96% | -953.31% | -1,111.68% | -1,009.58% | -1,112.30% | -1,015.53% | -1,112.06% | |||||||
| Efficiency | |||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 5.13B | 6.18B | 6.99B | 7.00B | 7.07B | 7.48B | 7.66B | 7.83B | 8.28B | 8.74B | 9.13B | 9.36B | 9.83B | 10.31B | 10.46B | 10.80B | 11.32B | 12.22B | 13.05B | 14.47B | |||||||
| Asset Utilization RatioAsset Util. | 0.19 | 0.18 | 0.18 | 0.19 | 0.20 | 0.20 | 0.20 | 0.20 | 0.21 | 0.22 | 0.23 | 0.25 | 0.26 | 0.27 | 0.29 | 0.30 | 0.31 | 0.30 | 0.30 | 0.29 | |||||||
| Leverage & Solvency | |||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -9.91 | -11.08 | -14.32 | -14.28 | -11.47 | -8.22 | -6.06 | -3.87 | -2.83 | -2.03 | -1.78 | -0.77 | -1.27 | -0.04 | -0.08 | 0.55 | 0.58 | 1.05 | 0.78 | 1.24 | |||||||
| Debt Ratio | 0.30 | 0.23 | 0.21 | 0.23 | 0.24 | 0.24 | 0.24 | 0.27 | 0.29 | 0.30 | 0.35 | 0.19 | 0.39 | 0.38 | 0.39 | 0.15 | 0.15 | 0.24 | 0.18 | 0.21 | |||||||
| Times Interest Earned | -9.91 | -11.08 | -14.32 | -14.28 | -11.47 | -8.22 | -6.06 | -3.87 | -2.83 | -2.03 | -1.78 | -0.77 | -1.27 | -0.04 | -0.08 | 0.55 | 0.58 | 1.05 | 0.78 | 1.24 | |||||||
| Valuation | |||||||||||||||||||||||||||
| Enterprise Value | -1.44B | -2.57B | -2.26B | -1.26B | -1.53B | -1.44B | -0.97B | -0.89B | -1.08B | -1.04B | -1.27B | -1.01B | -1.05B | -1.20B | -1.35B | -1.35B | -1.43B | -1.53B | -1.72B | -1.63B | |||||||
| Return Ratios | |||||||||||||||||||||||||||
| Return on SalesROS | -0.01% | 0.00% | 0.00% | -0.01% | -0.01% | -0.01% | -0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | |||||||
| Return on AssetsROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |