Affirm Holdings reported cash from operations of $0.30B and free cash flow of -$12.97B for the quarter ended Jun 2026, up 296.8% year over year. This cash flow statement covers 27 quarters of results from Dec 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Cash Flow Statement | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||||||||||||||
| Net Income | -0.31B | -0.16B | -0.05B | -0.19B | -0.25B | -0.32B | -0.21B | -0.21B | -0.17B | -0.17B | -0.13B | -0.05B | -0.10B | 0.08B | 0.00B | 0.07B | 0.08B | 0.13B | 0.10B | 1.62B | |||||||
| Share-based Compensation | 0.09B | 0.01B | 0.01B | 0.11B | 0.12B | 0.02B | 0.02B | 0.10B | 0.11B | 0.03B | 0.03B | 0.06B | 0.09B | 0.04B | 0.04B | 0.07B | 0.09B | 0.05B | 0.04B | 0.07B | |||||||
| Deferred Taxes | |||||||||||||||||||||||||||
| Asset Writedowns and Impairment | 0.00B | ||||||||||||||||||||||||||
| Change in Loans | 0.89B | 1.72B | 1.26B | 1.71B | 1.71B | 1.72B | 1.41B | 1.34B | 1.23B | 1.03B | 0.90B | 1.05B | 1.22B | 1.04B | 0.79B | 0.34B | 0.75B | 0.73B | 0.61B | 0.51B | |||||||
| Cash from Operations | 0.37B | -0.44B | -0.03B | -0.06B | 0.05B | -0.03B | -0.05B | 0.04B | 0.10B | 0.07B | 0.21B | 0.07B | 0.20B | 0.31B | 0.21B | 0.07B | 0.37B | 0.17B | 0.39B | 0.30B | |||||||
| Depreciation, Depletion & Amortization | |||||||||||||||||||||||||||
| Amortizatization of Intangibles | 0.00B | 0.00B | -0.01B | -0.01B | -0.01B | -0.01B | -0.01B | -0.01B | -0.01B | 0.01B | -0.02B | -0.01B | -0.01B | -0.01B | |||||||||||||
| Amortization of Deferred Charges | 0.01B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B | 0.01B | 0.01B | 0.01B | 0.00B | 0.00B | 0.01B | 0.01B | 0.00B | 0.00B | 0.01B | 0.01B | 0.00B | 0.00B | 0.01B | |||||||
| Depreciation & Amortization (CF)Depreciation & Amortization | 0.01B | 0.01B | 0.01B | 0.02B | 0.02B | 0.02B | 0.05B | 0.04B | 0.04B | 0.03B | 0.04B | 0.07B | 0.05B | 0.05B | 0.06B | 0.06B | 0.07B | 0.08B | 0.08B | 0.09B | |||||||
| Change in Working Capital | |||||||||||||||||||||||||||
| Change in Receivables | 0.01B | 0.04B | -0.01B | 0.02B | 0.01B | 0.06B | -0.06B | 0.07B | 0.04B | 0.07B | -0.01B | 0.06B | -0.04B | -0.10B | 0.02B | 0.21B | -0.14B | -0.01B | -0.04B | 0.05B | |||||||
| Change in Account Payables | 0.37B | -0.38B | 0.00B | -0.02B | 0.00B | -0.01B | 0.00B | -0.00B | -0.00B | 0.03B | -0.02B | 0.01B | 0.02B | -0.01B | -0.01B | 0.04B | -0.02B | -0.00B | 0.00B | 0.03B | |||||||
| Change in Accured Expenses | -0.01B | 0.02B | 0.02B | 0.04B | 0.00B | -0.01B | -0.03B | 0.01B | -0.02B | -0.02B | -0.01B | -0.01B | -0.02B | 0.00B | 0.00B | -0.03B | -0.00B | 0.01B | 0.03B | -0.02B | |||||||
| Investing Activities | |||||||||||||||||||||||||||
| Capital Expenditures | 1.85B | 2.80B | 2.88B | 2.83B | 2.74B | 3.79B | 3.09B | 3.96B | 4.23B | 6.10B | 5.22B | 5.93B | 6.39B | 8.66B | 7.68B | 9.82B | 9.80B | 12.67B | 10.94B | 13.26B | |||||||
| Acquisitions | 0.01B | 0.02B | |||||||||||||||||||||||||
| Divestments | 1.49B | 2.08B | 2.30B | 2.25B | 2.21B | 2.42B | 2.57B | 2.83B | 3.18B | 3.35B | 3.78B | 3.83B | 4.13B | 4.53B | 4.99B | 5.01B | 5.36B | 5.89B | 6.68B | 6.73B | |||||||
| Change in Acquisitions & Divestments | 0.00B | 0.06B | 0.13B | 0.12B | 0.46B | 0.33B | 0.33B | 0.41B | 0.26B | 0.22B | 0.41B | 0.25B | 0.22B | 0.50B | 0.26B | 0.23B | 0.22B | 0.21B | 0.30B | 0.27B | |||||||
| Cash from Investing Activities | -0.63B | -0.19B | -0.17B | -1.03B | 0.12B | -0.69B | -0.30B | -0.78B | -0.02B | -0.62B | -0.15B | -0.54B | -0.57B | -0.09B | 0.04B | -0.45B | -0.14B | -1.36B | 0.15B | -1.20B | |||||||
| Financing Activities | |||||||||||||||||||||||||||
| Other financing activities | |||||||||||||||||||||||||||
| Debt Issuance and Repayment | |||||||||||||||||||||||||||
| Long-Term Debt Issuances | 0.87B | 0.83B | 1.07B | 1.32B | 1.19B | 2.17B | 1.68B | 1.85B | 2.94B | 3.50B | 2.53B | 3.67B | 3.29B | 4.60B | 6.13B | 7.36B | 7.98B | 9.29B | 10.06B | 10.72B | |||||||
| Misc. | |||||||||||||||||||||||||||
| Cash from Financing Activities | 0.24B | 1.77B | 0.06B | -0.03B | 0.20B | 0.67B | -0.13B | 0.61B | 0.15B | 0.51B | 0.11B | 0.15B | 0.47B | 0.14B | -0.25B | 0.39B | 0.11B | 1.19B | -0.15B | 0.87B | |||||||
| Exchange Rate Effect | 0.00B | 0.00B | -0.00B | -0.01B | -0.01B | 0.00B | 0.00B | 0.00B | -0.00B | 0.00B | -0.00B | -0.00B | 0.00B | -0.01B | -0.00B | 0.01B | -0.00B | 0.00B | -0.00B | -0.00B | |||||||
| Change in Cash | -0.02B | 1.14B | -0.14B | -1.12B | 0.36B | -0.05B | -0.48B | -0.12B | 0.23B | -0.04B | 0.17B | -0.32B | 0.09B | 0.35B | -0.00B | 0.02B | 0.34B | -0.00B | 0.38B | -0.04B | |||||||
| Free Cash Flow | -1.48B | -3.25B | -2.90B | -2.89B | -2.69B | -3.82B | -3.14B | -3.92B | -4.13B | -6.03B | -5.02B | -5.86B | -6.19B | -8.35B | -7.47B | -9.74B | -9.42B | -12.49B | -10.55B | -12.97B | |||||||
| Net Cash Flow | -0.02B | 1.14B | -0.14B | -1.11B | 0.37B | -0.05B | -0.48B | -0.12B | 0.23B | -0.04B | 0.17B | -0.32B | 0.09B | 0.37B | 0.00B | 0.01B | 0.35B | -0.00B | 0.38B | -0.04B |