Stellar Bancorp (STEL) Net Margin (2016 - 2026)

Stellar Bancorp (STEL) reported Net Margin of 1649.3% for Q1 2026, up 8983.0% on a YoY basis from 18.16% in Q1 2025, and little changed quarter-over-quarter from 1642.46% in Q4 2025.

Stellar Bancorp (STEL) Net Margin (2016 - 2026) Analysis & Trends

Stellar Bancorp has reported Net Margin for 11 years, with the latest figure at 1649.3% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin rose 8983.0% year-over-year to 1649.3%; the trailing twelve-month figure through Mar 2026 stood at 1660.13% (down 10979.0% YoY), and the FY2025 full-year result was 1637.57%, down 15097.0% from the prior year.
  • Net Margin for Q1 2026 stood at 1649.3%, roughly flat from 1642.46% in the prior quarter.
  • The five-year high for Net Margin was 3540.23% in Q1 2022, with the low at 62.13% in Q4 2022.
  • Historically, Net Margin has averaged 1958.32% across 5 years, with a median of 1793.82% in 2023.
  • Annual changes were most pronounced in 2022 — Net Margin jumped 270041 bps — and 2024, when it plunged 111751 bps.
  • Stellar Bancorp's Net Margin stood at 62.13% in 2022, then jumped by 2787 bps to 1793.82% in 2023, then slipped by 12 bps to 1585.66% in 2024, then climbed by 4 bps to 1642.46% in 2025, then advanced by 0 bps to 1649.3% in 2026.
  • The last three Net Margin figures came in at 1649.3% (Q1 2026), 1642.46% (Q4 2025), and 1661.49% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Stellar Bancorp 1.97 Bn 1.42 Bn - 1,649.30%

Historic Data

Download Data
DateValue
Mar 31, 2026 1,649.30%
Dec 31, 2025 1,642.46%
Sep 30, 2025 1,661.49%
Jun 30, 2025 1,688.15%
Mar 31, 2025 1,559.47%
Dec 31, 2024 1,585.66%
Sep 30, 2024 2,126.16%
Jun 30, 2024 1,805.40%
Mar 31, 2024 1,636.23%
Dec 31, 2023 1,793.82%
Sep 30, 2023 1,907.90%
Jun 30, 2023 2,233.33%
Mar 31, 2023 2,753.74%
Dec 31, 2022 62.13%
Sep 30, 2022 2,710.82%
Jun 30, 2022 2,935.18%
Mar 31, 2022 3,540.23%
Dec 31, 2021 -2,224.89%
Sep 30, 2021 1,066.64%
Jun 30, 2021 2,474.21%