Stellar Bancorp (STEL) Net Margin (2016 - 2026)
Stellar Bancorp (STEL) reported Net Margin of 1649.3% for Q1 2026, up 8983.0% on a YoY basis from 18.16% in Q1 2025, and little changed quarter-over-quarter from 1642.46% in Q4 2025.
Stellar Bancorp (STEL) Net Margin (2016 - 2026) Analysis & Trends
Stellar Bancorp has reported Net Margin for 11 years, with the latest figure at 1649.3% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 8983.0% year-over-year to 1649.3%; the trailing twelve-month figure through Mar 2026 stood at 1660.13% (down 10979.0% YoY), and the FY2025 full-year result was 1637.57%, down 15097.0% from the prior year.
- Net Margin for Q1 2026 stood at 1649.3%, roughly flat from 1642.46% in the prior quarter.
- The five-year high for Net Margin was 3540.23% in Q1 2022, with the low at 62.13% in Q4 2022.
- Historically, Net Margin has averaged 1958.32% across 5 years, with a median of 1793.82% in 2023.
- Annual changes were most pronounced in 2022 — Net Margin jumped 270041 bps — and 2024, when it plunged 111751 bps.
- Stellar Bancorp's Net Margin stood at 62.13% in 2022, then jumped by 2787 bps to 1793.82% in 2023, then slipped by 12 bps to 1585.66% in 2024, then climbed by 4 bps to 1642.46% in 2025, then advanced by 0 bps to 1649.3% in 2026.
- The last three Net Margin figures came in at 1649.3% (Q1 2026), 1642.46% (Q4 2025), and 1661.49% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Stellar Bancorp | 1.97 Bn | 1.42 Bn | - | 1,649.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1,649.30% |
| Dec 31, 2025 | 1,642.46% |
| Sep 30, 2025 | 1,661.49% |
| Jun 30, 2025 | 1,688.15% |
| Mar 31, 2025 | 1,559.47% |
| Dec 31, 2024 | 1,585.66% |
| Sep 30, 2024 | 2,126.16% |
| Jun 30, 2024 | 1,805.40% |
| Mar 31, 2024 | 1,636.23% |
| Dec 31, 2023 | 1,793.82% |
| Sep 30, 2023 | 1,907.90% |
| Jun 30, 2023 | 2,233.33% |
| Mar 31, 2023 | 2,753.74% |
| Dec 31, 2022 | 62.13% |
| Sep 30, 2022 | 2,710.82% |
| Jun 30, 2022 | 2,935.18% |
| Mar 31, 2022 | 3,540.23% |
| Dec 31, 2021 | -2,224.89% |
| Sep 30, 2021 | 1,066.64% |
| Jun 30, 2021 | 2,474.21% |