Stellar Bancorp (STEL) Loans - Loss Allowance (2015 - 2026)

Stellar Bancorp has reported Loans - Loss Allowance for 12 years, with the latest figure at $85.4 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance rose 2.01% year-over-year to $85.4 million; the trailing twelve-month figure through Mar 2026 stood at $85.4 million (up 2.01% YoY), and the FY2025 full-year result was $83.6 million, up 3.17% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $85.4 million, up from $83.6 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $100.2 million in Q2 2023, with the low at $5.1 million in Q1 2024.
• Historically, Loans - Loss Allowance has averaged $76.9 million across 5 years, with a median of $83.7 million in 2025.
• Annual changes were most pronounced in 2024 — Loans - Loss Allowance plunged 94.74% — and 2025, when it jumped 1556.7%.
• Stellar Bancorp's Loans - Loss Allowance stood at $93.2 million in 2022, then fell by 1.61% to $91.7 million in 2023, then fell by 11.59% to $81.1 million in 2024, then rose by 3.17% to $83.6 million in 2025, then rose by 2.15% to $85.4 million in 2026.
• The last three Loans - Loss Allowance figures came in at $85.4 million (Q1 2026), $83.6 million (Q4 2025), and $78.9 million (Q3 2025), per Business Quant data.