Balance Sheet
Cash Flow Statement
Amortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesNet Cash FlowNet IncomeSales of Property, Plant and EquipmentShare-based CompensationShares Repurchased
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Stellar Bancorp (STEL) Free Cash Flow (2018 - 2025)

Stellar Bancorp's Free Cash Flow history spans 8 years, with the latest figure at $12.0 million for Q4 2025.

  • For the quarter ending Q4 2025, Free Cash Flow rose 361.65% year-over-year to $12.0 million, compared with a TTM value of $92.6 million through Dec 2025, down 27.63%, and an annual FY2025 reading of $92.6 million, down 27.63% over the prior year.
  • Free Cash Flow for Q4 2025 was $12.0 million at Stellar Bancorp, down from $62.5 million in the prior quarter.
  • The five-year high for Free Cash Flow was $62.5 million in Q3 2025, with the low at -$6.4 million in Q1 2025.
  • Average Free Cash Flow over 5 years is $29.6 million, with a median of $30.5 million recorded in 2021.
  • Year-over-year, Free Cash Flow skyrocketed 466.86% in 2021 and then crashed 121.12% in 2025.
  • Tracing STEL's Free Cash Flow over 5 years: stood at $50.2 million in 2021, then crashed by 36.62% to $31.8 million in 2022, then decreased by 5.39% to $30.1 million in 2023, then tumbled by 91.34% to $2.6 million in 2024, then surged by 361.65% to $12.0 million in 2025.
  • Per Business Quant, the three most recent readings for STEL's Free Cash Flow are $12.0 million (Q4 2025), $62.5 million (Q3 2025), and $24.5 million (Q2 2025).