Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Stellar Bancorp (STEL) Interest Coverage Ratio (2018 - 2026)

Stellar Bancorp filings provide 9 years of Interest Coverage Ratio readings, the most recent being 1.85 for Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 7.75% year-over-year to 1.85, compared with a TTM value of 1.77 through Mar 2026, up 1.29%, and an annual FY2025 reading of 1.74, changed 0.37% over the prior year.
  • Interest Coverage Ratio hit 1.85 in Q1 2026 for Stellar Bancorp, up from 1.78 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 5.46 in Q1 2022, with the low at 1.11 in Q4 2022.
  • Median Interest Coverage Ratio over the past 5 years was 1.78 (2025), compared with a mean of 2.3.
  • The sharpest move saw Interest Coverage Ratio tumbled 73.77% in 2022, then skyrocketed 55.69% in 2023.
  • Year by year, Interest Coverage Ratio stood at 1.11 in 2022, then soared by 55.69% to 1.73 in 2023, then decreased by 3.25% to 1.68 in 2024, then rose by 6.09% to 1.78 in 2025, then rose by 4.22% to 1.85 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 1.85, 1.78, and 1.72 for Q1 2026, Q4 2025, and Q3 2025 respectively.