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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Stellar Bancorp (STEL) Interest Coverage Ratio (2018 - 2025)

Stellar Bancorp's Interest Coverage Ratio history spans 8 years, with the latest figure at 1.78 for Q4 2025.

  • For the quarter ending Q4 2025, Interest Coverage Ratio rose 6.09% year-over-year to 1.78, compared with a TTM value of 1.74 through Dec 2025, changed 0.37%, and an annual FY2025 reading of 1.74, changed 0.37% over the prior year.
  • Interest Coverage Ratio for Q4 2025 was 1.78 at Stellar Bancorp, up from 1.72 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 12.97 in Q3 2021, with the low at 1.11 in Q4 2022.
  • Average Interest Coverage Ratio over 5 years is 3.73, with a median of 1.86 recorded in 2023.
  • Year-over-year, Interest Coverage Ratio soared 261.58% in 2021 and then crashed 73.33% in 2022.
  • Tracing STEL's Interest Coverage Ratio over 5 years: stood at 3.77 in 2021, then plummeted by 70.48% to 1.11 in 2022, then surged by 55.69% to 1.73 in 2023, then dropped by 3.25% to 1.68 in 2024, then increased by 6.09% to 1.78 in 2025.
  • Per Business Quant, the three most recent readings for STEL's Interest Coverage Ratio are 1.78 (Q4 2025), 1.72 (Q3 2025), and 1.74 (Q2 2025).