Stellar Bancorp (STEL) Interest Coverage Ratio (2016 - 2026)

Stellar Bancorp has reported Interest Coverage Ratio for 11 years, with the latest figure at 1.85 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 7.75% year-over-year to 1.85; the trailing twelve-month figure through Mar 2026 stood at 1.77 (up 1.29% YoY), and the FY2025 full-year result was 1.74, changed 0.37% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.85, up from 1.78 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 5.46 in Q1 2022, with the low at 1.11 in Q4 2022.
• Historically, Interest Coverage Ratio has averaged 2.3 across 5 years, with a median of 1.78 in 2025.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 73.77% — and 2023, when it soared 55.69%.
• Stellar Bancorp's Interest Coverage Ratio stood at 1.11 in 2022, then soared by 55.69% to 1.73 in 2023, then declined by 3.25% to 1.68 in 2024, then climbed by 6.09% to 1.78 in 2025, then rose by 4.22% to 1.85 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.85 (Q1 2026), 1.78 (Q4 2025), and 1.72 (Q3 2025), per Business Quant data.