Stellar Bancorp (STEL) Interest Coverage Ratio (2016 - 2026)
Stellar Bancorp posted quarterly Interest Coverage Ratio of 1.85 for Q1 2026, up 7.75% year-on-year from 1.72 in Q1 2025, and up 4.22% on a QoQ basis from 1.78 in Q4 2025.
Stellar Bancorp (STEL) has 11 years of Interest Coverage Ratio data on file, last reported at 1.85 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 7.75% year-over-year to 1.85; the trailing twelve-month figure through Mar 2026 stood at 1.77 (up 1.29% YoY), and the FY2025 full-year result was 1.74, changed 0.37% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.85, up from 1.78 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.46 in Q1 2022 and bottomed at 1.11 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 1.78 (2025), against an average of 2.3.
- The widest annual swing landed in 2022, when Interest Coverage Ratio plunged 73.77%; it then soared 55.69% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.11 in 2022, then jumped by 55.69% to 1.73 in 2023, then fell by 3.25% to 1.68 in 2024, then grew by 6.09% to 1.78 in 2025, then gained by 4.22% to 1.85 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.85 (Q1 2026), 1.78 (Q4 2025), and 1.72 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Stellar Bancorp | 1.90 Bn | 1.35 Bn | - | 1.85 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.85 |
| Dec 31, 2025 | 1.78 |
| Sep 30, 2025 | 1.72 |
| Jun 30, 2025 | 1.74 |
| Mar 31, 2025 | 1.72 |
| Dec 31, 2024 | 1.68 |
| Sep 30, 2024 | 1.85 |
| Jun 30, 2024 | 1.74 |
| Mar 31, 2024 | 1.71 |
| Dec 31, 2023 | 1.73 |
| Sep 30, 2023 | 1.86 |
| Jun 30, 2023 | 2.10 |
| Mar 31, 2023 | 2.91 |
| Dec 31, 2022 | 1.11 |
| Sep 30, 2022 | 3.46 |
| Jun 30, 2022 | 4.76 |
| Mar 31, 2022 | 5.46 |
| Dec 31, 2021 | 3.77 |
| Sep 30, 2021 | 13.19 |
| Jun 30, 2021 | 10.67 |
| Mar 31, 2021 | 8.96 |
| Dec 31, 2020 | 8.06 |
| Sep 30, 2020 | 7.60 |
| Jun 30, 2020 | 2.19 |
| Mar 31, 2020 | 3.36 |
| Dec 31, 2019 | 4.25 |
| Sep 30, 2019 | 4.48 |
| Jun 30, 2019 | 5.00 |
| Mar 31, 2019 | 4.58 |
| Dec 31, 2018 | 5.78 |
| Sep 30, 2018 | 6.17 |
| Jun 30, 2018 | 7.08 |
| Mar 31, 2018 | 6.50 |
| Dec 31, 2017 | 4.76 |
| Sep 30, 2017 | 7.03 |
| Jun 30, 2017 | 6.40 |
| Mar 31, 2017 | 5.57 |
| Dec 31, 2016 | 5.85 |
| Sep 30, 2016 | 5.51 |
| Jun 30, 2016 | 5.48 |
| Mar 31, 2016 | 5.83 |