Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Stellar Bancorp (STEL) Debt Ratio (2018 - 2026)

Stellar Bancorp filings provide 9 years of Debt Ratio readings, the most recent being 0.0 for Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 45.0% year-over-year to 0.0, compared with a TTM value of 0.0 through Mar 2026, down 45.0%, and an annual FY2025 reading of 0.0, down 42.09% over the prior year.
  • Debt Ratio hit 0.0 in Q1 2026 for Stellar Bancorp, down from 0.0 in the prior quarter.
  • The five-year high for Debt Ratio was 0.03 in Q3 2022, with the low at 0.0 in Q1 2026.
  • Median Debt Ratio over the past 5 years was 0.01 (2023), compared with a mean of 0.01.
  • The largest YoY upside for Debt Ratio was 2.75% in 2023 against a maximum downside of 59.79% in 2023.
  • Year by year, Debt Ratio stood at 0.01 in 2022, then increased by 2.75% to 0.01 in 2023, then tumbled by 37.65% to 0.01 in 2024, then plummeted by 42.09% to 0.0 in 2025, then fell by 0.69% to 0.0 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods came in at 0.0, 0.0, and 0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.