Stellar Bancorp (STEL) Debt Ratio (2016 - 2026)

Stellar Bancorp has reported Debt Ratio for 11 years, with the latest figure at 0.0 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio fell 45.0% year-over-year to 0.0; the trailing twelve-month figure through Mar 2026 stood at 0.0 (down 45.0% YoY), and the FY2025 full-year result was 0.0, down 42.09% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.0, down from 0.0 in the prior quarter.
• The five-year high for Debt Ratio was 0.03 in Q3 2022, with the low at 0.0 in Q1 2026.
• Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2023.
• The largest YoY upside for Debt Ratio was 2.75% in 2023 against a maximum downside of 59.79% in 2023.
• Stellar Bancorp's Debt Ratio stood at 0.01 in 2022, then advanced by 2.75% to 0.01 in 2023, then tumbled by 37.65% to 0.01 in 2024, then slumped by 42.09% to 0.0 in 2025, then fell by 0.69% to 0.0 in 2026.
• The last three Debt Ratio figures came in at 0.0 (Q1 2026), 0.0 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.