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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Stellar Bancorp (STEL) Debt Ratio (2018 - 2025)

Stellar Bancorp's Debt Ratio history spans 8 years, with the latest figure at 0.0 for Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio fell 42.09% year-over-year to 0.0, compared with a TTM value of 0.0 through Dec 2025, down 42.09%, and an annual FY2025 reading of 0.0, down 42.09% over the prior year.
  • Debt Ratio for Q4 2025 was 0.0 at Stellar Bancorp, down from 0.01 in the prior quarter.
  • The five-year high for Debt Ratio was 0.03 in Q3 2022, with the low at 0.0 in Q4 2025.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2024.
  • Biggest YoY gain for Debt Ratio was 2.75% in 2023; the steepest drop was 59.79% in 2023.
  • Tracing STEL's Debt Ratio over 5 years: stood at 0.02 in 2021, then crashed by 34.51% to 0.01 in 2022, then grew by 2.75% to 0.01 in 2023, then plummeted by 37.65% to 0.01 in 2024, then crashed by 42.09% to 0.0 in 2025.
  • Per Business Quant, the three most recent readings for STEL's Debt Ratio are 0.0 (Q4 2025), 0.01 (Q3 2025), and 0.01 (Q2 2025).