Stellar Bancorp (STEL) Retained Earnings (2016 - 2026)
Stellar Bancorp (STEL) reported Retained Earnings of -$89.0 million for Q1 2026, up 13.06% on a YoY basis from -$78.7 million in Q1 2025, and down 115.72% quarter-over-quarter from $566.2 million in Q4 2025.
Stellar Bancorp (STEL) Retained Earnings (2016 - 2026) Analysis & Trends
Stellar Bancorp has reported Retained Earnings for 11 years, with the latest figure at -$89.0 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 13.06% year-over-year to -$89.0 million; the trailing twelve-month figure through Mar 2026 stood at -$89.0 million (up 13.06% YoY), and the FY2025 full-year result was $566.2 million, up 14.94% from the prior year.
- Retained Earnings for Q1 2026 stood at -$89.0 million, down from $566.2 million in the prior quarter.
- The five-year high for Retained Earnings was $566.2 million in Q4 2025, with the low at -$157.0 million in Q3 2023.
- Historically, Retained Earnings has averaged $176.5 million across 5 years, with a median of $253.2 million in 2022.
- Annual changes were most pronounced in 2022 — Retained Earnings jumped 10688.34% — and 2023, when it slumped 316.17%.
- Stellar Bancorp's Retained Earnings stood at $303.1 million in 2022, then slumped by 138.95% to -$118.1 million in 2023, then soared by 517.18% to $492.6 million in 2024, then grew by 14.94% to $566.2 million in 2025, then plunged by 115.72% to -$89.0 million in 2026.
- The last three Retained Earnings figures came in at -$89.0 million (Q1 2026), $566.2 million (Q4 2025), and $547.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 120.93 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -8.57 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 43.56 Bn |
| 10 | Stellar Bancorp | 1.97 Bn | 1.42 Bn | - | -89.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -89.01 Mn |
| Dec 31, 2025 | 566.22 Mn |
| Sep 30, 2025 | 547.72 Mn |
| Jun 30, 2025 | 529.22 Mn |
| Mar 31, 2025 | -102.39 Mn |
| Dec 31, 2024 | 492.64 Mn |
| Sep 30, 2024 | -87.94 Mn |
| Jun 30, 2024 | 447.95 Mn |
| Mar 31, 2024 | 425.13 Mn |
| Dec 31, 2023 | -118.09 Mn |
| Sep 30, 2023 | -156.97 Mn |
| Jun 30, 2023 | -132.00 Mn |
| Mar 31, 2023 | -113.28 Mn |
| Dec 31, 2022 | 303.15 Mn |
| Sep 30, 2022 | 262.80 Mn |
| Jun 30, 2022 | 253.18 Mn |
| Mar 31, 2022 | -27.22 Mn |
| Dec 31, 2021 | 18.24 Mn |
| Sep 30, 2021 | 2.44 Mn |
| Jun 30, 2021 | 229.79 Mn |