Stellar Bancorp (STEL) Retained Earnings (2016 - 2026)

Stellar Bancorp (STEL) reported Retained Earnings of -$89.0 million for Q1 2026, up 13.06% on a YoY basis from -$78.7 million in Q1 2025, and down 115.72% quarter-over-quarter from $566.2 million in Q4 2025.

Stellar Bancorp (STEL) Retained Earnings (2016 - 2026) Analysis & Trends

Stellar Bancorp has reported Retained Earnings for 11 years, with the latest figure at -$89.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings rose 13.06% year-over-year to -$89.0 million; the trailing twelve-month figure through Mar 2026 stood at -$89.0 million (up 13.06% YoY), and the FY2025 full-year result was $566.2 million, up 14.94% from the prior year.
  • Retained Earnings for Q1 2026 stood at -$89.0 million, down from $566.2 million in the prior quarter.
  • The five-year high for Retained Earnings was $566.2 million in Q4 2025, with the low at -$157.0 million in Q3 2023.
  • Historically, Retained Earnings has averaged $176.5 million across 5 years, with a median of $253.2 million in 2022.
  • Annual changes were most pronounced in 2022 — Retained Earnings jumped 10688.34% — and 2023, when it slumped 316.17%.
  • Stellar Bancorp's Retained Earnings stood at $303.1 million in 2022, then slumped by 138.95% to -$118.1 million in 2023, then soared by 517.18% to $492.6 million in 2024, then grew by 14.94% to $566.2 million in 2025, then plunged by 115.72% to -$89.0 million in 2026.
  • The last three Retained Earnings figures came in at -$89.0 million (Q1 2026), $566.2 million (Q4 2025), and $547.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 711,658.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 16.81 Bn
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 120.93 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -8.57 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 43.56 Bn
10 Stellar Bancorp 1.97 Bn 1.42 Bn - -89.01 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -89.01 Mn
Dec 31, 2025 566.22 Mn
Sep 30, 2025 547.72 Mn
Jun 30, 2025 529.22 Mn
Mar 31, 2025 -102.39 Mn
Dec 31, 2024 492.64 Mn
Sep 30, 2024 -87.94 Mn
Jun 30, 2024 447.95 Mn
Mar 31, 2024 425.13 Mn
Dec 31, 2023 -118.09 Mn
Sep 30, 2023 -156.97 Mn
Jun 30, 2023 -132.00 Mn
Mar 31, 2023 -113.28 Mn
Dec 31, 2022 303.15 Mn
Sep 30, 2022 262.80 Mn
Jun 30, 2022 253.18 Mn
Mar 31, 2022 -27.22 Mn
Dec 31, 2021 18.24 Mn
Sep 30, 2021 2.44 Mn
Jun 30, 2021 229.79 Mn