Stellar Bancorp (STEL) Net Cash Flow (2016 - 2026)

Stellar Bancorp has reported Net Cash Flow for 11 years, with the latest figure at $130.1 million in Q1 2026.

• For the quarter ending Q1 2026, Net Cash Flow rose 137.11% year-over-year to $130.1 million; the trailing twelve-month figure through Mar 2026 stood at -$11.0 million (down 106.84% YoY), and the FY2025 full-year result was -$491.8 million, down 196.05% from the prior year.
• Net Cash Flow for Q1 2026 stood at $130.1 million, up from -$309.0 million in the prior quarter.
• The five-year high for Net Cash Flow was $395.0 million in Q4 2024, with the low at -$406.5 million in Q2 2022.
• Historically, Net Cash Flow has averaged -$12.2 million across 5 years, with a median of $17.5 million in 2025.
• Annual changes were most pronounced in 2024 — Net Cash Flow surged 1529.11% — and 2025, when it plunged 69533.86%.
• Stellar Bancorp's Net Cash Flow stood at $253.1 million in 2022, then slumped by 61.69% to $97.0 million in 2023, then surged by 307.36% to $395.0 million in 2024, then slumped by 178.23% to -$309.0 million in 2025, then soared by 142.11% to $130.1 million in 2026.
• The last three Net Cash Flow figures came in at $130.1 million (Q1 2026), -$309.0 million (Q4 2025), and $150.3 million (Q3 2025), per Business Quant data.