Stellar Bancorp (STEL) Debt to Equity (2016 - 2026)

Stellar Bancorp (STEL) reported Debt to Equity of $0.02 for Q1 2026, down 44.56% on a YoY basis from $0.04 in Q1 2025, and little changed quarter-over-quarter from $0.02 in Q4 2025.

Stellar Bancorp (STEL) Debt to Equity (2016 - 2026) Analysis & Trends

Stellar Bancorp has reported Debt to Equity for 11 years, with the latest figure at $0.02 in Q1 2026.

  • For the quarter ending Q1 2026, Debt to Equity fell 44.56% year-over-year to $0.02; the trailing twelve-month figure through Mar 2026 stood at $0.02 (down 44.56% YoY), and the FY2025 full-year result was $0.02, down 44.71% from the prior year.
  • Debt to Equity for Q1 2026 stood at $0.02, roughly flat from $0.02 in the prior quarter.
  • The five-year high for Debt to Equity was $0.17 in Q3 2022, with the low at $0.02 in Q4 2025.
  • Historically, Debt to Equity has averaged $0.06 across 5 years, with a median of $0.07 in 2024.
  • Annual changes were most pronounced in 2023 — Debt to Equity sank 54.9% — and 2024, when it declined 5.14%.
  • Stellar Bancorp's Debt to Equity stood at $0.08 in 2022, then declined by 8.73% to $0.07 in 2023, then plunged by 39.58% to $0.04 in 2024, then plunged by 44.71% to $0.02 in 2025, then increased by 0.13% to $0.02 in 2026.
  • The last three Debt to Equity figures came in at $0.02 (Q1 2026), $0.02 (Q4 2025), and $0.04 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 3.41
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.66
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.13
7 NatWest 168.65 Bn -51.67 Bn - 1.61
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.19
9 Mizuho Financial 112.02 Bn 112.56 Bn - 3.81
10 Stellar Bancorp 1.97 Bn 1.42 Bn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.04
Jun 30, 2025 0.04
Mar 31, 2025 0.04
Dec 31, 2024 0.04
Sep 30, 2024 0.07
Jun 30, 2024 0.07
Mar 31, 2024 0.07
Dec 31, 2023 0.07
Sep 30, 2023 0.08
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.08
Sep 30, 2022 0.17
Dec 31, 2021 0.13
Sep 30, 2020 0.00
Jun 30, 2020 0.00
Mar 31, 2020 0.00
Dec 31, 2019 0.00