Stellar Bancorp (STEL) FCF Payout Ratio (2016 - 2026)

Stellar Bancorp has reported FCF Payout Ratio for 11 years, with the latest figure at 0.48 in Q1 2026.

• For the quarter ending Q1 2026, FCF Payout Ratio rose 142.49% year-over-year to 0.48; the trailing twelve-month figure through Mar 2026 stood at 0.26 (down 17.82% YoY), and the FY2025 full-year result was 0.32, up 42.99% from the prior year.
• FCF Payout Ratio for Q1 2026 stood at 0.48, down from 0.64 in the prior quarter.
• The five-year high for FCF Payout Ratio was 2.87 in Q4 2024, with the low at 1.13 in Q1 2025.
• Historically, FCF Payout Ratio has averaged 0.3 across 5 years, with a median of 0.19 in 2024.
• Annual changes were most pronounced in 2022 — FCF Payout Ratio jumped 9769.28% — and 2025, when it sank 594.45%.
• Stellar Bancorp's FCF Payout Ratio stood at 0.22 in 2022, then rose by 6.31% to 0.23 in 2023, then surged by 1147.88% to 2.87 in 2024, then plunged by 77.84% to 0.64 in 2025, then fell by 24.69% to 0.48 in 2026.
• The last three FCF Payout Ratio figures came in at 0.48 (Q1 2026), 0.64 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.