Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Stellar Bancorp (STEL) FCF Payout Ratio (2018 - 2025)

Stellar Bancorp's FCF Payout Ratio history spans 8 years, with the latest figure at 0.64 for Q4 2025.

  • For the quarter ending Q4 2025, FCF Payout Ratio fell 77.84% year-over-year to 0.64, compared with a TTM value of 0.32 through Dec 2025, up 42.99%, and an annual FY2025 reading of 0.32, up 42.99% over the prior year.
  • FCF Payout Ratio for Q4 2025 was 0.64 at Stellar Bancorp, up from 0.11 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 2.87 in Q4 2024, with the low at 1.13 in Q1 2025.
  • Average FCF Payout Ratio over 5 years is 0.27, with a median of 0.17 recorded in 2022.
  • Year-over-year, FCF Payout Ratio skyrocketed 1156.51% in 2022 and then plummeted 594.45% in 2025.
  • Tracing STEL's FCF Payout Ratio over 5 years: stood at 0.02 in 2021, then skyrocketed by 1156.51% to 0.22 in 2022, then increased by 6.31% to 0.23 in 2023, then skyrocketed by 1147.88% to 2.87 in 2024, then crashed by 77.84% to 0.64 in 2025.
  • Per Business Quant, the three most recent readings for STEL's FCF Payout Ratio are 0.64 (Q4 2025), 0.11 (Q3 2025), and 0.29 (Q2 2025).