Stellar Bancorp (STEL) EBITDA (2016 - 2026)
Stellar Bancorp (STEL) reported EBITDA of $74.5 million for Q1 2026, down 1.98% on a YoY basis from $76.0 million in Q1 2025, and little changed quarter-over-quarter from $74.4 million in Q4 2025.
Stellar Bancorp (STEL) EBITDA (2016 - 2026) Analysis & Trends
Stellar Bancorp has reported EBITDA for 11 years, with the latest figure at $74.5 million in Q1 2026.
- For the quarter ending Q1 2026, EBITDA fell 1.98% year-over-year to $74.5 million; the trailing twelve-month figure through Mar 2026 stood at $307.2 million (down 10.17% YoY), and the FY2025 full-year result was $308.7 million, down 11.07% from the prior year.
- EBITDA for Q1 2026 stood at $74.5 million, roughly flat from $74.4 million in the prior quarter.
- The five-year high for EBITDA was $94.9 million in Q3 2024, with the low at $20.1 million in Q4 2022.
- Historically, EBITDA has averaged $68.0 million across 5 years, with a median of $79.0 million in 2025.
- Annual changes were most pronounced in 2022 — EBITDA tumbled 73.42% — and 2023, when it surged 307.27%.
- Stellar Bancorp's EBITDA stood at $20.1 million in 2022, then surged by 307.27% to $82.0 million in 2023, then decreased by 1.47% to $80.8 million in 2024, then fell by 8.0% to $74.4 million in 2025, then gained by 0.22% to $74.5 million in 2026.
- The last three EBITDA figures came in at $74.5 million (Q1 2026), $74.4 million (Q4 2025), and $79.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 2.73 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 8.87 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 11.54 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.74 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 1.47 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 1.91 Bn |
| 10 | Stellar Bancorp | 1.97 Bn | 1.42 Bn | - | 74.52 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 74.52 Mn |
| Dec 31, 2025 | 74.36 Mn |
| Sep 30, 2025 | 78.97 Mn |
| Jun 30, 2025 | 79.39 Mn |
| Mar 31, 2025 | 76.02 Mn |
| Dec 31, 2024 | 80.82 Mn |
| Sep 30, 2024 | 94.91 Mn |
| Jun 30, 2024 | 90.26 Mn |
| Mar 31, 2024 | 81.18 Mn |
| Dec 31, 2023 | 82.03 Mn |
| Sep 30, 2023 | 84.85 Mn |
| Jun 30, 2023 | 83.16 Mn |
| Mar 31, 2023 | 73.49 Mn |
| Dec 31, 2022 | 20.14 Mn |
| Sep 30, 2022 | 25.89 Mn |
| Jun 30, 2022 | 26.51 Mn |
| Mar 31, 2022 | 29.02 Mn |
| Dec 31, 2021 | 75.77 Mn |
| Sep 30, 2021 | 18.76 Mn |
| Jun 30, 2021 | 15.88 Mn |