Stellar Bancorp (STEL) FCF Margin (2016 - 2026)

Stellar Bancorp (STEL) reported FCF Margin of 993.27% for Q1 2026, up 140041.0% on a YoY basis from N/an in Q1 2025, and up 31.49% quarter-over-quarter from 755.4% in Q4 2025.

Stellar Bancorp (STEL) FCF Margin (2016 - 2026) Analysis & Trends

Stellar Bancorp has reported FCF Margin for 11 years, with the latest figure at 993.27% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 140041.0% year-over-year to 993.27%; the trailing twelve-month figure through Mar 2026 stood at 1820.54% (up 40267.0% YoY), and the FY2025 full-year result was 1474.15%, down 51584.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 993.27%, up from 755.4% in the prior quarter.
  • The five-year high for FCF Margin was 6259.39% in Q3 2022, with the low at 407.13% in Q1 2025.
  • Historically, FCF Margin has averaged 2369.96% across 5 years, with a median of 2207.22% in 2023.
  • Annual changes were most pronounced in 2022 — FCF Margin soared 401213 bps — and 2023, when it sank 405217 bps.
  • Stellar Bancorp's FCF Margin stood at 962.91% in 2022, then jumped by 106 bps to 1979.61% in 2023, then sank by 92 bps to 163.84% in 2024, then surged by 361 bps to 755.4% in 2025, then jumped by 31 bps to 993.27% in 2026.
  • The last three FCF Margin figures came in at 993.27% (Q1 2026), 755.4% (Q4 2025), and 4044.21% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Stellar Bancorp 1.97 Bn 1.42 Bn - 993.27%

Historic Data

Download Data
DateValue
Mar 31, 2026 993.27%
Dec 31, 2025 755.40%
Sep 30, 2025 4,044.21%
Jun 30, 2025 1,572.45%
Mar 31, 2025 -407.13%
Dec 31, 2024 163.84%
Sep 30, 2024 3,619.20%
Jun 30, 2024 2,252.73%
Mar 31, 2024 1,910.89%
Dec 31, 2023 1,979.61%
Sep 30, 2023 2,207.22%
Jun 30, 2023 3,030.48%
Mar 31, 2023 3,541.81%
Dec 31, 2022 962.91%
Sep 30, 2022 6,259.39%
Jun 30, 2022 4,391.25%
Mar 31, 2022 3,011.76%
Dec 31, 2021 -2,458.55%
Sep 30, 2021 2,247.26%
Jun 30, 2021 1,754.76%