Stellar Bancorp (STEL) Provisions (2016 - 2026)
Stellar Bancorp (STEL) reported Provisions of $3.2 million for Q1 2026, up 10.84% on a YoY basis from $2.9 million in Q1 2025, and down 33.84% quarter-over-quarter from $4.8 million in Q4 2025.
Stellar Bancorp (STEL) Provisions (2016 - 2026) Analysis & Trends
Stellar Bancorp has reported Provisions for 11 years, with the latest figure at $3.2 million in Q1 2026.
- For the quarter ending Q1 2026, Provisions rose 10.84% year-over-year to $3.2 million; the trailing twelve-month figure through Mar 2026 stood at $10.8 million (up 322.11% YoY), and the FY2025 full-year result was $6.3 million, up 259.79% from the prior year.
- Provisions for Q1 2026 stood at $3.2 million, down from $4.8 million in the prior quarter.
- The five-year high for Provisions was $39.2 million in Q4 2022, with the low at -$6.3 million in Q3 2024.
- Historically, Provisions has averaged $3.3 million across 5 years, with a median of $1.5 million in 2023.
- Annual changes were most pronounced in 2024 — Provisions tumbled 523.66% — and 2025, when it jumped 4486.15%.
- Stellar Bancorp's Provisions stood at $39.2 million in 2022, then sank by 98.25% to $686000.0 in 2023, then plunged by 308.02% to -$1.4 million in 2024, then surged by 434.69% to $4.8 million in 2025, then sank by 33.84% to $3.2 million in 2026.
- The last three Provisions figures came in at $3.2 million (Q1 2026), $4.8 million (Q4 2025), and $1.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 350,000.00 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 500,000.00 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Stellar Bancorp | 1.97 Bn | 1.42 Bn | - | 3.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.16 Mn |
| Dec 31, 2025 | 4.78 Mn |
| Sep 30, 2025 | 1.56 Mn |
| Jun 30, 2025 | -37,000.00 |
| Mar 31, 2025 | 2.85 Mn |
| Dec 31, 2024 | -1.43 Mn |
| Sep 30, 2024 | -6.34 Mn |
| Jun 30, 2024 | 74,000.00 |
| Mar 31, 2024 | -65,000.00 |
| Dec 31, 2023 | 686,000.00 |
| Sep 30, 2023 | 1.50 Mn |
| Jun 30, 2023 | 4.24 Mn |
| Mar 31, 2023 | 3.20 Mn |
| Dec 31, 2022 | 39.18 Mn |
| Sep 30, 2022 | 1.01 Mn |
| Jun 30, 2022 | 126,000.00 |
| Mar 31, 2022 | 1.59 Mn |
| Dec 31, 2021 | 6.64 Mn |
| Sep 30, 2021 | -4.90 Mn |
| Jun 30, 2021 | -5.08 Mn |