Stellar Bancorp (STEL) Provisions (2016 - 2026)

Stellar Bancorp posted quarterly Provisions of $3.2 million for Q1 2026, up 10.84% year-on-year from $2.9 million in Q1 2025, and down 33.84% on a QoQ basis from $4.8 million in Q4 2025.

Stellar Bancorp (STEL) has 11 years of Provisions data on file, last reported at $3.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Provisions rose 10.84% year-over-year to $3.2 million; the trailing twelve-month figure through Mar 2026 stood at $6.5 million (up 127.01% YoY), and the FY2025 full-year result was $6.3 million, up 259.79% from the prior year.
  • Provisions for Q1 2026 stood at $3.2 million, down from $4.8 million in the prior quarter.
  • Across five years, Provisions topped out at $39.2 million in Q4 2022 and bottomed at -$2.5 million in Q3 2024.
  • The 5-year median for Provisions is $1.5 million (2023), against an average of $3.5 million.
  • The widest annual swing landed in 2024, when Provisions sank 308.02%; it then jumped 4486.15% in 2025.
  • A 5-year view of Provisions shows it stood at $39.2 million in 2022, then plunged by 98.25% to $686000.0 in 2023, then tumbled by 308.02% to -$1.4 million in 2024, then soared by 434.69% to $4.8 million in 2025, then plunged by 33.84% to $3.2 million in 2026.
  • The last three Provisions figures came in at $3.2 million (Q1 2026), $4.8 million (Q4 2025), and $1.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 350,000.00
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 570,000.00
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 210.00 Mn
10 Stellar Bancorp 1.90 Bn 1.35 Bn - 3.16 Mn

Historic Data

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DateValue
Mar 31, 2026 3.16 Mn
Dec 31, 2025 4.78 Mn
Sep 30, 2025 1.56 Mn
Jun 30, 2025 -37,000.00
Mar 31, 2025 2.85 Mn
Dec 31, 2024 -1.43 Mn
Sep 30, 2024 -2.54 Mn
Jun 30, 2024 74,000.00
Mar 31, 2024 -65,000.00
Dec 31, 2023 686,000.00
Sep 30, 2023 1.50 Mn
Jun 30, 2023 4.24 Mn
Mar 31, 2023 3.20 Mn
Dec 31, 2022 39.18 Mn
Sep 30, 2022 1.01 Mn
Jun 30, 2022 1.60 Mn
Mar 31, 2022 435,000.00
Dec 31, 2021 -2.32 Mn
Sep 30, 2021 -4.90 Mn
Jun 30, 2021 -5.08 Mn
Mar 31, 2021 412,000.00
Dec 31, 2020 -135,000.00
Sep 30, 2020 4.11 Mn
Jun 30, 2020 9.87 Mn
Mar 31, 2020 5.05 Mn
Dec 31, 2019 -148,000.00
Sep 30, 2019 579,000.00
Jun 30, 2019 807,000.00
Mar 31, 2019 1.15 Mn
Dec 31, 2018 -2.17 Mn
Sep 30, 2018 -1.14 Mn
Jun 30, 2018 690,000.00
Mar 31, 2018 865,000.00
Dec 31, 2017 1.05 Mn
Sep 30, 2017 -1.65 Mn
Jun 30, 2017 -694,000.00
Mar 31, 2017 960,000.00
Dec 31, 2016 650,000.00
Sep 30, 2016 1.23 Mn
Jun 30, 2016 975,000.00
Mar 31, 2016 1.73 Mn