Stellar Bancorp (STEL) Provisions (2016 - 2026)

Stellar Bancorp (STEL) reported Provisions of $3.2 million for Q1 2026, up 10.84% on a YoY basis from $2.9 million in Q1 2025, and down 33.84% quarter-over-quarter from $4.8 million in Q4 2025.

Stellar Bancorp (STEL) Provisions (2016 - 2026) Analysis & Trends

Stellar Bancorp has reported Provisions for 11 years, with the latest figure at $3.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Provisions rose 10.84% year-over-year to $3.2 million; the trailing twelve-month figure through Mar 2026 stood at $10.8 million (up 322.11% YoY), and the FY2025 full-year result was $6.3 million, up 259.79% from the prior year.
  • Provisions for Q1 2026 stood at $3.2 million, down from $4.8 million in the prior quarter.
  • The five-year high for Provisions was $39.2 million in Q4 2022, with the low at -$6.3 million in Q3 2024.
  • Historically, Provisions has averaged $3.3 million across 5 years, with a median of $1.5 million in 2023.
  • Annual changes were most pronounced in 2024 — Provisions tumbled 523.66% — and 2025, when it jumped 4486.15%.
  • Stellar Bancorp's Provisions stood at $39.2 million in 2022, then sank by 98.25% to $686000.0 in 2023, then plunged by 308.02% to -$1.4 million in 2024, then surged by 434.69% to $4.8 million in 2025, then sank by 33.84% to $3.2 million in 2026.
  • The last three Provisions figures came in at $3.2 million (Q1 2026), $4.8 million (Q4 2025), and $1.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 350,000.00
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 500,000.00
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Stellar Bancorp 1.97 Bn 1.42 Bn - 3.16 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.16 Mn
Dec 31, 2025 4.78 Mn
Sep 30, 2025 1.56 Mn
Jun 30, 2025 -37,000.00
Mar 31, 2025 2.85 Mn
Dec 31, 2024 -1.43 Mn
Sep 30, 2024 -6.34 Mn
Jun 30, 2024 74,000.00
Mar 31, 2024 -65,000.00
Dec 31, 2023 686,000.00
Sep 30, 2023 1.50 Mn
Jun 30, 2023 4.24 Mn
Mar 31, 2023 3.20 Mn
Dec 31, 2022 39.18 Mn
Sep 30, 2022 1.01 Mn
Jun 30, 2022 126,000.00
Mar 31, 2022 1.59 Mn
Dec 31, 2021 6.64 Mn
Sep 30, 2021 -4.90 Mn
Jun 30, 2021 -5.08 Mn