Stellar Bancorp (STEL) Change in Net Loans (2016 - 2026)
Stellar Bancorp (STEL) reported Change in Net Loans of $287.4 million for Q1 2026, up 268.33% on a YoY basis from $78.0 million in Q1 2025, and up 122.46% quarter-over-quarter from $129.2 million in Q4 2025.
Stellar Bancorp (STEL) Change in Net Loans (2016 - 2026) Analysis & Trends
Stellar Bancorp has reported Change in Net Loans for 9 years, with the latest figure at $287.4 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Net Loans rose 268.33% year-over-year to $287.4 million; the trailing twelve-month figure through Mar 2026 stood at $318.4 million (up 147.99% YoY), and the FY2025 full-year result was -$139.8 million, up 73.0% from the prior year.
- Change in Net Loans for Q1 2026 stood at $287.4 million, up from $129.2 million in the prior quarter.
- The five-year high for Change in Net Loans was $287.4 million in Q1 2026, with the low at -$201.7 million in Q2 2024.
- Historically, Change in Net Loans has averaged $19.2 million across 5 years, with a median of -$5.1 million in 2025.
- Annual changes were most pronounced in 2025 — Change in Net Loans plunged 586.84% — and 2026, when it soared 268.33%.
- Stellar Bancorp's Change in Net Loans stood at $189.3 million in 2022, then plunged by 146.78% to -$88.5 million in 2023, then tumbled by 44.57% to -$128.0 million in 2024, then surged by 200.93% to $129.2 million in 2025, then soared by 122.46% to $287.4 million in 2026.
- The last three Change in Net Loans figures came in at $287.4 million (Q1 2026), $129.2 million (Q4 2025), and -$93.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Stellar Bancorp | 1.97 Bn | 1.42 Bn | - | 287.41 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 287.41 Mn |
| Dec 31, 2025 | 129.19 Mn |
| Sep 30, 2025 | -93.06 Mn |
| Jun 30, 2025 | -5.14 Mn |
| Mar 31, 2025 | -170.74 Mn |
| Dec 31, 2024 | -128.00 Mn |
| Sep 30, 2024 | -163.07 Mn |
| Jun 30, 2024 | -201.67 Mn |
| Mar 31, 2024 | -24.86 Mn |
| Dec 31, 2023 | -88.54 Mn |
| Sep 30, 2023 | -68.47 Mn |
| Jun 30, 2023 | 170.34 Mn |
| Mar 31, 2023 | 121.39 Mn |
| Dec 31, 2022 | 189.29 Mn |
| Sep 30, 2022 | 242.81 Mn |
| Jun 30, 2022 | 65.83 Mn |
| Mar 31, 2022 | 63.27 Mn |
| Sep 30, 2019 | 34.66 Mn |
| Jun 30, 2019 | 128.87 Mn |
| Mar 31, 2019 | 97.64 Mn |