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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Stellar Bancorp (STEL) Times Interest Earned (2018 - 2025)

Stellar Bancorp's Times Interest Earned history spans 8 years, with the latest figure at $1.78 for Q4 2025.

  • For the quarter ending Q4 2025, Times Interest Earned rose 6.09% year-over-year to $1.78, compared with a TTM value of $1.74 through Dec 2025, changed 0.37%, and an annual FY2025 reading of $1.74, changed 0.37% over the prior year.
  • Times Interest Earned for Q4 2025 was $1.78 at Stellar Bancorp, up from $1.72 in the prior quarter.
  • The five-year high for Times Interest Earned was $12.97 in Q3 2021, with the low at $1.11 in Q4 2022.
  • Average Times Interest Earned over 5 years is $3.73, with a median of $1.86 recorded in 2023.
  • Year-over-year, Times Interest Earned soared 261.58% in 2021 and then crashed 73.33% in 2022.
  • Tracing STEL's Times Interest Earned over 5 years: stood at $3.77 in 2021, then plummeted by 70.48% to $1.11 in 2022, then surged by 55.69% to $1.73 in 2023, then dropped by 3.25% to $1.68 in 2024, then increased by 6.09% to $1.78 in 2025.
  • Per Business Quant, the three most recent readings for STEL's Times Interest Earned are $1.78 (Q4 2025), $1.72 (Q3 2025), and $1.74 (Q2 2025).