Stellar Bancorp (STEL) Interest Expense - Deposits (2016 - 2026)

Stellar Bancorp (STEL) reported Interest Expense - Deposits of $8.6 million for Q1 2026, down 68.72% on a YoY basis from $27.6 million in Q1 2025, and down 16.84% quarter-over-quarter from $10.4 million in Q4 2025.

Stellar Bancorp (STEL) Interest Expense - Deposits (2016 - 2026) Analysis & Trends

Stellar Bancorp has reported Interest Expense - Deposits for 11 years, with the latest figure at $8.6 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Deposits fell 68.72% year-over-year to $8.6 million; the trailing twelve-month figure through Mar 2026 stood at $82.5 million (down 9.25% YoY), and the FY2025 full-year result was $46.3 million, down 32.68% from the prior year.
  • Interest Expense - Deposits for Q1 2026 stood at $8.6 million, down from $10.4 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $32.4 million in Q3 2025, with the low at -$21.0 million in Q4 2023.
  • Historically, Interest Expense - Deposits has averaged $13.2 million across 5 years, with a median of $10.4 million in 2025.
  • The largest YoY upside for Interest Expense - Deposits was 1315.69% in 2023 against a maximum downside of 1108.93% in 2023.
  • Stellar Bancorp's Interest Expense - Deposits stood at $2.1 million in 2022, then sank by 1108.93% to -$21.0 million in 2023, then surged by 180.08% to $16.8 million in 2024, then slumped by 38.38% to $10.4 million in 2025, then retreated by 16.84% to $8.6 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $8.6 million (Q1 2026), $10.4 million (Q4 2025), and $32.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 4.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 2.05 Bn
10 Stellar Bancorp 1.97 Bn 1.42 Bn - 8.62 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 8.62 Mn
Dec 31, 2025 10.37 Mn
Sep 30, 2025 32.38 Mn
Jun 30, 2025 31.10 Mn
Mar 31, 2025 27.57 Mn
Dec 31, 2024 16.83 Mn
Sep 30, 2024 18.07 Mn
Jun 30, 2024 28.40 Mn
Mar 31, 2024 27.53 Mn
Dec 31, 2023 -21.02 Mn
Sep 30, 2023 23.56 Mn
Jun 30, 2023 9.62 Mn
Mar 31, 2023 3.31 Mn
Dec 31, 2022 2.08 Mn
Sep 30, 2022 1.66 Mn
Jun 30, 2022 1.86 Mn
Mar 31, 2022 2.16 Mn
Dec 31, 2021 7.78 Mn
Sep 30, 2021 1.23 Mn
Jun 30, 2021 1.27 Mn