Stellar Bancorp (STEL) Interest Expense - Deposits (2016 - 2026)
Stellar Bancorp (STEL) reported Interest Expense - Deposits of $8.6 million for Q1 2026, down 68.72% on a YoY basis from $27.6 million in Q1 2025, and down 16.84% quarter-over-quarter from $10.4 million in Q4 2025.
Stellar Bancorp (STEL) Interest Expense - Deposits (2016 - 2026) Analysis & Trends
Stellar Bancorp has reported Interest Expense - Deposits for 11 years, with the latest figure at $8.6 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits fell 68.72% year-over-year to $8.6 million; the trailing twelve-month figure through Mar 2026 stood at $82.5 million (down 9.25% YoY), and the FY2025 full-year result was $46.3 million, down 32.68% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $8.6 million, down from $10.4 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $32.4 million in Q3 2025, with the low at -$21.0 million in Q4 2023.
- Historically, Interest Expense - Deposits has averaged $13.2 million across 5 years, with a median of $10.4 million in 2025.
- The largest YoY upside for Interest Expense - Deposits was 1315.69% in 2023 against a maximum downside of 1108.93% in 2023.
- Stellar Bancorp's Interest Expense - Deposits stood at $2.1 million in 2022, then sank by 1108.93% to -$21.0 million in 2023, then surged by 180.08% to $16.8 million in 2024, then slumped by 38.38% to $10.4 million in 2025, then retreated by 16.84% to $8.6 million in 2026.
- The last three Interest Expense - Deposits figures came in at $8.6 million (Q1 2026), $10.4 million (Q4 2025), and $32.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | Stellar Bancorp | 1.97 Bn | 1.42 Bn | - | 8.62 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.62 Mn |
| Dec 31, 2025 | 10.37 Mn |
| Sep 30, 2025 | 32.38 Mn |
| Jun 30, 2025 | 31.10 Mn |
| Mar 31, 2025 | 27.57 Mn |
| Dec 31, 2024 | 16.83 Mn |
| Sep 30, 2024 | 18.07 Mn |
| Jun 30, 2024 | 28.40 Mn |
| Mar 31, 2024 | 27.53 Mn |
| Dec 31, 2023 | -21.02 Mn |
| Sep 30, 2023 | 23.56 Mn |
| Jun 30, 2023 | 9.62 Mn |
| Mar 31, 2023 | 3.31 Mn |
| Dec 31, 2022 | 2.08 Mn |
| Sep 30, 2022 | 1.66 Mn |
| Jun 30, 2022 | 1.86 Mn |
| Mar 31, 2022 | 2.16 Mn |
| Dec 31, 2021 | 7.78 Mn |
| Sep 30, 2021 | 1.23 Mn |
| Jun 30, 2021 | 1.27 Mn |